http://www.bscc.ca/page/bankruptcy.aspx – How to avoid bankruptcy – call us today at 1-866-790-8984

or Visit:

Business Solutions & Credit Counselling Services
12033 92A Avenue Surrey, BC V3V 4B8
Tel: 604-951-8984 or 1-866-790-8984
akalsey@bscc.ca
http://www.bscc.ca
https://plus.google.com/109367218980858605482
https://plus.google.com/100755473303544230759/about

A consumer proposal is a way to come up with a solution with your creditors to repay your debts. In most proposals you repay less than the full sum outstanding, plus your creditors agree to write off the rest of your debts. It’s a “win-win” for both of you.

Just what is a consumer proposal?

Unlike an informal debt settlement plan, a consumer proposal is a legally binding agreement that you and your administrator work out with your creditors.

For over a decade, the professionals at Business Solutions and Credit Counselling Services (BSCC), a registered, government-approved credit counseling firm, has assisted hundreds of thousands of consumers throughout Canada to avoid bankruptcy, prepare a consumer proposal, rebuild their credit, and pay off credit card debt. These are clients who were once struggling to manage excessive debt and financial obligations. We work with each client individually, designing manageable, realistic programs to absolve your financial burden and stress. For more information about avoiding bankruptcy and how to become debt free, please visit us at http://www.bscc.ca or call 1-866-790-8984 today!

South Africans in debt are borrowing money to supplement their income. That’s according to Debt Busters, the largest debt counselor.
In its latest quarterly debt report, for the 4th quarter of last year, it shows that middle-income earners are the hardest hit by this. Debt Busters has declared February, “debt awareness month” to raise awareness and educate people about the dangers of over-indebtedness.

Timmy van der Grijp, legal advisor from the debt counselling department at the National Credit Regulator is in studio.

For more news, visit sabcnews.com and also #SABCNews on Social Media.

The first step in bankruptcy is to take the credit counseling class with https://ccadvising.com. You will receive a certificate which is valid for 180 days. This certificate is required to file bankruptcy.

For More Information: Click here https://bit.ly/2PNYksQ

Credit cards can be a useful financial tool, but if you start taking on credit card debt, it can take control of your life. Learn why your relationship with credit cards is unhealthy and how you can use credit counseling to take a break from credit so you can find your financial independence and break your bad credit habits. Once you’ve found your power, then you can decide if you want to let credit back into your life.
———————————————————————————————
Liked this video? Subscribe here: http://www.youtube.com/subscription_center?add_user=ConsolidatedCreditCS

And remember to let us know your thoughts in the comments section below!

For more information about Consolidated Credit visit: https://www.consolidatedcredit.org/

Follow us on social media:
? Facebook: https://www.facebook.com/consolidatedcredit/
? Twitter: https://twitter.com/ConsolidatedUS
? Instagram: https://www.instagram.com/consolidatedcreditus/
? Google+: https://plus.google.com/+ConsolidatedCreditCS

What we do

https://www.g.page/richard-killen-scarborough-east This video clip gives a short overview of debt counselling found in Scarborough East and bordering areas in regard to what debt counselling is plus your choices to credit and debt counselling in Ontario.

Credit and Debt Counselling in Scarborough East.
So many people today are having a hard time paying their credit debt, may it be charge cards or almost any other sort of debt.

Are you one of them?

Are you likewise having problems managing your own personal debts for several months or perhaps years?

Are you one of the many people that disregard the issue or wait and allow it to build up, or perhaps stubbornly hang on in worry about filing for bankruptcy?

The right way to find the most effective option is obtaining help and advice from a personal debt counsellor, although not debt counsellors can offer all the options that may be the most beneficial solution for you.

Personal debt counselling is a good alternative to bankruptcy, where a great deal of men and women who do not want bankruptcy as a remedy to their debt troubles.

Speaking with a Licensed Insolvency Trustee will guide you through each of the options which might be appropriate for you, so that you can make the most appropriate choice for your needs.

Consulting a trustee doesn’t mean you are filing for bankruptcy, instead, they will review your circumstance and provide you with your options to get the suitable choice to your debt problems, such as credit and debt management, a consolidation loan, a consumer proposal and bankruptcy.

Richard Killen and Associates have been offering personal debt and credit counselling for more than 25 years. We use a variety of tools to ensure you get out of debt however not simply that, we provide basic credit education about budgeting and money management skills to help you to reach your financial goals.

“This Could Be The Most Stress Relieving Call You’ll Ever Make!”

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

Richard Killen & Associates Ltd Scarborough East
2100 Ellesmere Road,
Suite #201D Scarborough, ON M1H 3B7, Canada
Tel: +1 416-644-1212

https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-east/

Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
https://www.linkedin.com/company/richard-killen-&-associates/
https://www.linkedin.com/in/richard-killen-020aaaba/

Follow our Podcast at https://rkillen.ca/podcasts/

CREDIT COUNSELLING CANADA

I review a credit counselling Canada site that has been very active in blogging about Canadian insolvency, bankruptcy and consumer proposal issues.
credit counselling canada

Ira Smith Trustee & Receiver Inc. 167 Applewood Crescent #6, Concord, On L4K 4K7 (647) 799-3312

http://www.irasmithinc.com/blog/credit-counselling-canada/
.
#creditcounsellingcanada #bankruptcy #debt #consumerproposal

—————————————————————————
Click here:

CREDIT COUNSELLING CANADA: VERY BUSY WITH BANKRUPTCY ONLINE CHATTER

—————————————————————————-
I want to give special thanks to Credit Counselling Society for releasing How We Help – Consumer Credit & Debt Counselling Canada | The Credit Counselling Society.

Here are some of my other favorite youtubers and their videos!
Bank & Credit Card Debt is False Money Owed – Get Out Of Debt Free – John Witterick
How to Get Rid of Credit Card Debt Fast || SugarMamma.TV
Bankruptcy Misconceptions and Options Canada | The Credit Counselling Society
How to Get a Perfect Credit Score in 2019! -Jay Morrison
Non Profit Credit Counselling, Debt Suckers and Debt Negotiation Law
How to Start a Speech
Proven Biblical Money Principles – Dave Ramsey
Will Credit Counseling Hurt Your Credit Score?
Interviews with Employees of the Credit Counselling Society | Employee Reviews
How to Pay Off your Mortgage in 5 Years
Pay off your Debt- Fast! & avoid the #1 Mistake most people make
NEVER EVER PAY COLLECTIONS!
Credit Counseling [Ultimate Guide]
Which Debt Do I Need To Pay Off First?
Sample retirement plan for 50 year old getting late start.
Credit Counselling Canada — 2009 Success Story
Videos From The Underground
Sugar Mamma
Credit Counselling Society
Mr Jay Morrison
Total Debt Freedom
Conor Neill
Seacoast Church
Cambridge Credit Counseling Corp.
Credit Counselling Society
Wranglerstar
Michael Bovee
TED
Digiday
The Kwak Brothers
YoungMomsClub
KEEPING IT REAL WITH CREDIT
CC Advising
The Dave Ramsey Show
Jazz Wealth Managers
creditcounselling

Take a look at Credit Counselling Society stats and you’ll understand why I am a fan.

Video Url: https://www.youtube.com/watch?v=h5ZTsX9TUSQ
Video Title: How We Help – Consumer Credit & Debt Counselling Canada | The Credit Counselling Society
Username: Credit Counselling Society
Subscribers:
Views: 8,428 views
—————————————————————————
Click here:

CREDIT COUNSELLING CANADA: VERY BUSY WITH BANKRUPTCY ONLINE CHATTER

—————————————————————————-

credit counselling canada
credit counselling canada oakville
credit counselling society of canada
consolidated credit counselling of canada
credit counselling canada jobs
how does credit counselling work in canada
credit counselling society of bc
credit counselling vs consumer proposal
credit counselling quebec
canada debt
canada credit counselling
canadian debt counselling
canada debt counseling
consolidated debt counselling
consolidate credit card debt
bc credit counselling
bankruptcy vs consumer proposal
bankruptcy versus consumer proposal
canada credit company
How does credit Counselling work in Canada?
Does credit counseling hurt your score?
How Long Does Credit Counseling stay on your credit report?
How do I find a credit counselor?
credit counselling canada reviews
credit counselling society canada reviews
credit counselling canada careers
credit counselling canada non profit
non profit credit counselling canada
credit counselling canada government
credit counselling canada
credit counselling canada oakville
credit counselling society of canada
consolidated credit counselling of canada
credit counselling canada jobs
how does credit counselling work in canada
credit counselling society of bc
credit counselling vs consumer proposal
credit counselling quebec
canada debt
canada credit counselling
canadian debt counselling
canada debt counseling
consolidated debt counselling
consolidate credit card debt
bc credit counselling
bankruptcy vs consumer proposal
bankruptcy versus consumer proposal
canada credit company
How does credit Counselling work in Canada?
Does credit counseling hurt your score?
How Long Does Credit Counseling stay on your credit report?
How do I find a credit counselor?
credit counselling canada reviews
credit counselling society canada reviews
credit counselling canada careers
credit counselling canada non profit
non profit credit counselling canada
credit counselling canada government

—————————————————————————
Click here:

CREDIT COUNSELLING CANADA: VERY BUSY WITH BANKRUPTCY ONLINE CHATTER

—————————————————————————-

According to my Credit Score, I owe around $12,723, and I plan on paying off in less than 6 months, although I could pay it off in one payment.

And that’s why in this video im going to give you guys my plan to how I owe 12,723, and I pay 0 interest and the different ways to get rid of this debt without paying interest.

Im going to answer these questions.
The fastest way to pay it off?
How to pay no interest?
And if you should just default?

How to pay off credit card debt fast | Less than 6 Months

One Rule: Once you’re done, stay out of credit card debt. Use the card with rewards and points and pay them off in full, and that way, you win, and the credit card company doesn’t make 30% by charging you interest.

1. Audit: this how we know how much we owe and to who and at what price.
– List Credit Cards, Interest rate and amount
– ( call in your credit if you don’t know the APR or go to the App)
Example:
Apple rewards Card: 27.49% and I owe $5,014.53 (it’s 0% because of promo)
Discover it Card: 16% and I owe $310 (it’s 0% because of promo also)
Chase Unlimited Card: 26.49% and I owe $1999.62 ( 0% because of promo)

What to Do and which one to pay Off and How? Avalanche Method saves us Money
Step 1: Organize the Card in order of high APR
Step 2: Pay More money towards that card and the minimum on the others
Step 3: repeat

Tip: I pay 560 on average a week towards my cards; you can start 100 bucks or an extra 60; the key is to step by step lower the balance.

2. How to Avoid Paying Interest
Tip: transfer the balance to another card with a promotional Period
How: its Call a balance transfer
Story:
– I needed cash, so I would take cash advances and do deals with them
– Now once I had to pay interest, I would transfer the balance to a card that gave me 12-21 months to pay it off interest-free
– Why? You have to pay 3% to transfer the balance, but that’s a lot better than 27%
Instructions:
– Get a balance transfer card
– Transfer the balance
– Pay your cards in full before the time runs out
Video on the best Cards: https://www.youtube.com/watch?v=X3kNqHWezKU

3. Should you Default ( I’ll make an entire video on this later on)
Story: I remember I got my first credit card, and I spent 3k and maxed it out, and then 1-2 months later, I lost my job.
– I thought about, and some people recommended I stop paying but just like you I came to videos and books to find solutions
– In the end, if I would have stopped paying I would have been financially screwed over
– Plus theirs a lot more benefits to solving problems you get yourself into, than defaulting and banks know that and respect that.

* PRO TIP*
INFORMATION IS EVERYTHING

?Merch?
https://teespring.com/stores/tommybryson

?2 FREE AUDIOBOOKS?
https://amzn.to/2Enayo8¬¬¬

?ACORN FREE $5?
Link: https://acorns.com/invite/38EYSU

?FREE KINDLE UNLIMITED? (traditional reading)
Link: https://amzn.to/2VGbxt9

????DISCORD PRIVATE GROUP???? ( Limited – Comment if Full)
https://discord.gg/JVsXZ6h

My Camera Gear: https://kit.com/tommybryson/video-recording-gear

? Help Us Reach 50,000 Subscribers: https://goo.gl/0wvm6w

Social Media~

Facebook: https://www.facebook.com/tommybryson.yt
Twitter: https://twitter.com/TommyBrysonVlog
Instagram: https://www.instagram.com/tommybryson
Snapchat: tommy28fly

https://www.g.page/richardkillendundas This short video offers a guide on debt counselling found in Mississauga and Cooksville and neighbouring areas in regard to what debt counselling is including your alternate options to debt counselling in Ontario.

Credit and Debt Counselling in Mississauga and Cooksville.
Plenty of everyday people have a hard time repaying their credit card debt, whether it is credit cards or any similar kinds of unsecured debt.

Are you among them?

Are you also finding it hard coping with your debts for a few months or perhaps many years?

Are you one of the men and women who also ignore the situation or hold out and allow it to build up, or maybe stubbornly hang on in dread of filing for bankruptcy?

The simplest way to get the most effective solution is usually receiving help and advice from a personal debt professional, although not all of them can offer all the alternatives that may be the most beneficial option for you.

Personal debt counselling is a good alternative to bankruptcy, wherein a lot of men and women who do not want personal bankruptcy as a fix to their debt troubles.

Speaking with a Licensed Insolvency Trustee will help you through every one of the choices which may be appropriate for you personally, in order to make the most beneficial choice for your needs.

Consulting a trustee doesn’t indicate you are filing for bankruptcy, instead, they will review your circumstance and provide you with your options to obtain the most suitable answer to your debt issues, such as credit and debt management, a consolidation loan, a consumer proposal and individual bankruptcy.

Richard Killen and Associates have been offering personal debt and credit counselling for more than 25 years. We utilize a combination of tools to ensure you get out of debt but not simply that, we provide basic credit education with regards to budgeting and money management skills that will help you to reach your financial goals.

“This Could Be The Most Stress Relieving Phone call You’ll Ever Make!”

Call +1 289-724-1099

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

Richard Killen & Associates Ltd Mississauga and Cooksville
130 Dundas St E #304,
Mississauga, ON L5A 3V8, Canada
Tel: +1 289-724-1099

Cooksville

Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
https://www.linkedin.com/company/richard-killen-&-associates/
https://www.linkedin.com/in/richard-killen-020aaaba/

Follow our Podcast at https://rkillen.ca/podcasts/

https://www.g.page/killenscarboroughwest This video recording offers a quick overview of debt counselling in Scarborough West and bordering areas as to what credit and debt counselling is as well as your alternate options to personal debt counselling in Ontario.

Credit Counselling in Scarborough West
So many people are experiencing a difficult time paying their debt, whether it’s credit cards or any similar kinds of debt.

Are you one of them?

Are you likewise struggling getting rid of your debts for a few months or perhaps many years?

Are you one of the many people today who disregard the issue or wait and allow it to accumulate, or maybe stubbornly hang on in worry about filing for bankruptcy?

The easiest way to find the very best option is going to be receiving advice through a personal debt professional, although not every one of them can provide all the options that may be the most beneficial remedy for you.

Financial debt counselling is an excellent option versus personal bankruptcy, wherein quite a lot of individuals who usually do not want bankruptcy as a solution to their money problems.

Speaking with a Licensed Insolvency Trustee will help you through all of the choices which might be right for you personally so that you can make the most effective choice for your circumstance.

Consulting with a trustee doesn’t signify you are filing for bankruptcy, instead, they will review your circumstances and give you all your options to discover the right option to your debt worries, such as credit and debt management, a consolidation loan, a consumer proposal and individual bankruptcy.

Richard Killen and Associates have been offering financial debt and credit counselling for more than 25 years. We use a variety of tools to ensure you get out of debt but not just that, we also provide basic credit education about budgeting and money management skills that will help you to reach your financial goals.

“This Could Be The Most Stress Relieving Phone call You’ll Ever Make!”

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

Richard Killen & Associates Ltd Scarborough West
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511

Scarborough West

Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
https://www.linkedin.com/company/richard-killen-&-associates/
https://www.linkedin.com/in/richard-killen-020aaaba/

Follow our Podcast at https://rkillen.ca/podcasts/