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In this video I want to share with you how to get out of debt during the Christmas holidays and the 2025 new year. Remember to like share and subscribe to my channel! Also please leave a comment. Thanks

Rating agency Moody’s has kept South Africa’s credit rating at a sub-investment grade of Ba2 and maintained a stable outlook. In a statement released last night – Moody’s took a decision not to downgrade the country’s credit due to strong and independent institutions such as the judiciary and the central bank, a robust, deep financial sector and a solid external position.

The rating agency has warned that the move also acknowledges chronic challenges posed by the country’s inequalities which hamper reform progress and fuel social risk, as well as persistent structural constraints on economic growth, and a relatively high and costly debt.

The latest review is seen as more cautious, last month S&P revised South Africa’s ratings outlook from stable to positive citing an improved reform programme and economic growth potential. National Treasury says it notes Moody’s latest decision. It says the government of national unity will pursue structural reforms and ease growth bottlenecks. It is also pursuing policies to achieve rapid, inclusive and sustainable economic growth.

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Knowing the ins and outs and pros and cons of a decision such as entering consumer counseling or debt management is super important. This video gives you some insight as to the good and bad of these programs.

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In this video I share the truth about Debt settlement and the power of debt consolidation and how it can be used to hide credit card utilization, boost credit scores, save money on interests and get out of debt sooner.

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DISCLAIMER: I am not a financial advisor and the opinions in this video are my own. This video is for entertainment and educational purposes only, it is not financial advice. You must do your own research and should talk to professionals before making any financial decisions for yourself.

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Because of high inflation and higher costs of living, many women are struggling to make ends meet and drowning in insane credit card debt.

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All content in this video is for education, illustration and entertainment purposes. The advice given should not be taken as legal, nor financial advice

In this video, I’ll show you exactly how to pay off credit card debt so you can get out of debt, save money, and increase your credit score. We’ll cover everything from lowering your credit cards interest rates and balance transfers, to the best 0% interest credit cards, plus debt snowball and avalanche methods, debt consolidation, and budgeting. By the end, you’ll know exactly how to pay off your credit card debt fast.

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DISCLAIMER: I am not a lawyer,CPA, lender, realtor or a financial advisor. The content in my videos should not be taken as legal, tax, financial advice, etc, and may or may not be outdated or inaccurate as the time this video was posted. It is your responsibility to verify all information from the video on your own. This is a YouTube video for Entertainment purposes ONLY. If any company is mentioned is because Dayanaplays has an interest in them. Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a commission or referral bonus. PLEASE DO NOT make buying or selling decisions based on Dayanaplays videos. If you need advice, please contact a qualified professional as I am not one

Need help conquering debt and supercharging your credit score? Credit counseling could be your game-changer! In this video, we unveil the secrets of using credit counseling to take charge of your finances, slash debt, and elevate your credit score. Discover how to find a trusted credit counseling agency, craft a Debt Management Plan (DMP), negotiate lower interest rates, and grasp the impact of DMPs on your credit. Plus, uncover valuable tools and resources that will empower you to remain debt-free for the long haul. Don’t let debt hold you back—watch now to kickstart your journey to financial freedom!

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The road to becoming debt-free starts with a free confidential consultation with an MNP Licensed Insolvency Trustee. Visit us today.

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The road to becoming debt-free starts with a free confidential consultation with an MNP Licensed Insolvency Trustee. Visit us today.

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