In this special Mailbag episode of the HerMoney Podcast with Jean Chatzky, we welcome back personal finance expert Dana Miranda, author of You Don’t Need a Budget, to tackle your most pressing money questions. From navigating early retirement goals to rebuilding credit post-divorce to whether or not you can justify your boutique Pilates membership, we’re getting real about money, self-care, and financial freedom.

Mailbag Questions:
01:00 “I’m 58, burnt out, and want to retire early; is $200k saved enough?”
07:00 “Should I use my 401(k) to pay off $70K in debt?”
13:00 “Can I afford to work part-time post-divorce, or do I need to look for a full-time job?”
20:00 “I make $180k and have 2 kids, is $200 a month too much for a gym membership?”

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???? Got money questions? Drop them in the comments or email us at mailbag@hermoney.com.

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Listen to the podcast episode “I make $180k and have 2 kids, can I justify my $200 Pilates membership?” | Mailbag with Dana Miranda” – [https://youtu.be/2gHW4CqC7wc]
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Dana Mackenzie lands a job with a faceless financial institution—it’s either this or piercing ears at the mall—and while she’s grateful for a job, she has no intentions of following the corporate offices’ heartless orders. She’s sent to the home of an elderly couple with instruction to repossess their television, but instead finds sweet old Mr. Sullivan murdered. Investigating the case is homicide detective Nick Travis, Dana’s high school crush, who’s still harboring a dark secret from their past. Dana agrees to help Mr. Sullivan’s grieving family locate his grandson, a guy with a surprising new lifestyle. Her good intentions put her in the thick of the murder investigation and on a collision course with the killer.