In Episode 3 of Financial Firsts, host Kopano Shimange is joined by Dr. Nosipho Mhlanga and an expert from Nedbank to explore effective ways to manage student loans and consolidate debt.?

Whether you’re struggling with repayments or seeking a way to simplify your debt, this episode offers expert insights and actionable advice to help you get back on track financially.?

Don’t miss out! Watch the episode now and learn how to handle your student loans with confidence.?

Join Nedbank Private Clients today: https://private-clients.nedbank.co.za/accounts/private-bundle-young.html?

#NedbankPrivateClients #SeeMoneyDifferently?

PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/bordenaro.

Credit card debt just hit another new all-time high here in United States and is showing no signs of slowing down and continues to go higher and higher. Americans were also surveyed on why they keep using their credit cards and balances keep going up and the number one sided reason is because they cannot afford the cost of living. How is this a sign of a strong economy?

Need a Realtor? https://homeandmoney.com/michael/
======
My Filming and Editing Equipment
https://michaelbordenaro.com/my-youtube-gear/
======
Save Money on Property Taxes FOREVER!
https://bit.ly/4856mWG
======
Sign Up for My Email list and Get Weekly Video Updates in Your Inbox!
https://bit.ly/MBreminders
======
Get Cash Back on ALL your Internet Purchases!
https://www.rakuten.com/r/NIRVPL2?eeid=28187
======
My Microphone (Lot of People Have Asked)
https://amzn.to/3Mhs2oz

Articles Mentioned in the Video
https://www.rnz.co.nz/news/business/530870/queenstown-eatery-s-outdoor-dining-fees-hiked-1500-percent
https://www.floridarealtors.org/news-media/news-articles/2024/10/new-hurricane-aid-available-repairs
https://apple.news/Apcw7L0ipTEqnuTyMVbnz4A
https://apple.news/ANRYCFFYrRWmUQgVXt-AMOA

FTC Legal Disclaimer – Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it’s just one more way to support the channel! 🙂

DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Go to https://aura.com/coldfusion to get a 14-day free trial and see if any of your data has been exposed.

The US debt crisis will become one of the biggest issues of our time, affecting not only those in the US but everyone around the world. In this episode we explore the mechanisms of a default, the causes and solutions.

How the 2008 crisis still affects you: https://www.youtube.com/watch?v=U1dpWiZoiJU

Show notes: https://docs.google.com/document/u/1/d/1B6-shY_jJG62dAXiXVIrcgrA13oU1DSa05ZJVjUx9nU/edit?usp=sharing

ColdFusion Podcast:
https://www.youtube.com/@ThroughTheWeb

ColdFusion Music:

https://www.youtube.com/@ColdFusionmusic
http://burnwater.bandcamp.com

Get my book:

http://bit.ly/NewThinkingbook

ColdFusion Socials:

https://discord.gg/coldfusion
https://facebook.com/ColdFusionTV
https://twitter.com/ColdFusion_TV
https://instagram.com/coldfusiontv

Producer: Dagogo Altraide, Tawsif Akkas
Writers: Dagogo Altraide, Tomás de Castro
Editors: Brayden Laffrey
Animation: Tawsif Akkas
Motion Graphics: Mathijs Luijten

The last federal budget took a constructive view of household debt and came up with well-planned strategies to handle it.

Read More: https://www.freemalaysiatoday.com/category/opinion/2024/10/15/how-the-2024-budget-helped-tackle-household-debt/

Laporan Lanjut: https://www.freemalaysiatoday.com/category/bahasa/pandangan/2024/10/15/bagaimana-belanjawan-2024-bantu-tangani-hutang-isi-rumah/

Free Malaysia Today is an independent, bi-lingual news portal with a focus on Malaysian current affairs.

Subscribe to our channel – http://bit.ly/2Qo08ry
——————————————————————————————————————————————————
Check us out at https://www.freemalaysiatoday.com
Follow FMT on Facebook: https://bit.ly/49JJoo5
Follow FMT on Dailymotion: https://bit.ly/2WGITHM
Follow FMT on X: https://bit.ly/48zARSW
Follow FMT on Instagram: https://bit.ly/48Cq76h
Follow FMT on TikTok : https://bit.ly/3uKuQFp
Follow FMT Berita on TikTok: https://bit.ly/48vpnQG
Follow FMT Telegram – https://bit.ly/42VyzMX
Follow FMT LinkedIn – https://bit.ly/42YytEb
Follow FMT Lifestyle on Instagram: https://bit.ly/42WrsUj
Follow FMT on WhatsApp: https://bit.ly/49GMbxW
——————————————————————————————————————————————————
Download FMT News App:
Google Play – http://bit.ly/2YSuV46
App Store – https://apple.co/2HNH7gZ
Huawei AppGallery – https://bit.ly/2D2OpNP

#FMTNews #FinacialLiteracy #HouseholdDebt

Debt review, also known as debt counselling, is a legal process that helps South Africans who are over-indebted. How do you qualify for the debt review process? What does it mean to be over-indebted and how would you know if you have too much debt? What should you know about the debt review process before signing up?
Founder & CEO of Meerkat, David O’Brien answers all of these questions.
Fill out the contact form and we’ll discuss how debt review can help you: https://bit.ly/3zxYOhH

In this video I’m sharing the one tip I used to pay off credit card debt faster even when I didn’t make a lot of money!

????Download my Financial Dashboard spreadsheet!! https://8708492926377.gumroad.com/l/dashboard

?Time Stamps
0:01 Introduction
0:43 The backstory
2:55 What is an APR?
3:56 Step 1
4:39 Features to compare
5:56 Step 2
7:19 Step 3
8:04 My card recommendations

????Discover It: https://moneybossmama.com/discoverit
????American Express Blue Cash Everyday: https://americanexpress.com/en-us/referral/DYANAKLxSF?xl=cp19&mpt=v0
????Chase Slate: https://creditcards.chase.com/a1/slate-credit-card/oa02?CELL=6B4S
_________
Sound by: Epidemic Sound and Zapsplat.com
__________
????About Me:
Hey I’m Dyana, single mom of 2 and the creator of Money Boss Mama. After becoming debt free, I now share my life on a budget and money tips as I work to create generational wealth!
____________
Disclaimer: I’m not a financial expert, accountant, or anything related. I am not qualified or certified to give financial advice. This channel’s content is not to be construed as personalized advice. However, I am sharing my personal experience and individual opinions. If you are looking for financial advice, please seek the services of professional advisers.

Try Rocket Money for free: https://RocketMoney.com/caleb

Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

?EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

?RESOURCES

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (“MFI”) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer’s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer’s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

?OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

Chapters:

00:00 Job and income
06:20 She has no excuse already…
11:11 Okay let’s dive in…
15:46 Holy first credit card!
22:29 This is insane!
30:00 This is literally all garbage
34:45 How do you owe THIS MUCH to the IRS?!
38:30 How NOT to buy a house
43:00 Her payments are ridiculous…
51:00 The endless Amazon
56:10 Why is she doing this to herself?
1:03:15 Absolutely clueless about her finances
1:10:56 How does this exist?!
1:16:16 I just wanted a fun day today…
1:22:15 Holy interest!
1:26:48 She’s honestly incredible… Like bravo…
1:33:52 You need a budget!
1:42:15 Here’s how we fix this (Hint: Can we?)
1:47:30 Hammer Financial Score

_______________________

?EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________

?*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

?Sponsorship and business inquiries: business@calebhammer.com

What is Debt Review? How can it assist you to reach financial stability? Follow along as Annaline van der Poel explains Debt Review.

Make sure to Like and Subscribe.

Stay informed and Stay Financially Healthy!

#southafrica #moneymoves #bugetlikeapro #debtrescue #DebtReview #financialfreedom #debtfreejourney #budgetingtips #creditscore #smartmoney #debtrelief #moneymanagement #debtsolutions #financialwellness #debthelp #personalfinance #debtconsolidation #moneymatters #DebtAwareness #financialeducation #debtfreelife #budgeting101 #CreditRepair #DebtAdvice #financialplanning #DebtStress #savingsgoals #creditcounseling #debttrap #FinancialEmpowerment #DebtFreeFuture #WiseSpending #manageyourmoney #debtfreeliving

_____________________________________________________________________________
Visit Our Blog – When do I need to ask for help with my debt?
https://debtrescue.co.za/blog/when-do-i-need-to-ask-for-help-with-my-debt/

Sign Up to Receive our Weekly Newsletter
https://bit.ly/3F7ULri

FREE TOOLS for You
Online Calculator
https://bit.ly/38KHwR2

No-Obligation Online Quote
https://bit.ly/3vSOLOI

Credit Report
https://bit.ly/3vSOPxW
________________________________________________________________________

We would love to hear your comments, views, and insight into all things financial. Connect with us by commenting below or by reaching out on any of our social platforms.

Facebook:
/ debtrescuesa

Twitter:
/ debt_rescue

Instagram:
/ debtrescuesa

LinkedIn:
/ debt-rescue-sa

Ben Lou describes the effects of harassment in collections for people in debt to understand their position. With Subtitles.

The 17.W form is not how you can be removed from the debt review process.