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MORE VELOCITY BANKING VIDEOS –
? https://youtu.be/1VRpVdWAwb0?si=Xf85WvoEEafef_GG
? https://youtu.be/3sUG9x7DKBI?si=h2LS2IZaZldgiaIH

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?Kajabi: https://app.kajabi.com/r/KW5uiEHc/t/h3y3jswj
?Branch Basics: http://branchbasics.refr.cc/financialcoachjess
?Bookkeeper Launch: https://sk293.isrefer.com/go/BLIP/JW41/

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00:00 – VB vs Snowball
00:48 – Case Study: Lydia
01:24 – Debt Snowball Numbers
02:00 – Velocity Banking Numbers
03:13 – Month Breakdown
04:19 – How to increase your credit score
05:30 – Federal Student Loan
06:24 – Check your student loan relief
06:50 – Other case study videos

— Caller points out credit card debt as a sign that the economy isn’t so good
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Broadcast on January 5, 2024

#davidpakmanshow #economy #creditcarddebt

April had an amazing 2023 even though she had some major pitfalls, this video is her review and debt confession.

Don’t forget to get your free “No Spend” tracker for January by following the link:
https://www.facebook.com/groups/thebudgetingsisters/permalink/734661838174699

Bill shock post December festive season and January you see the credit card bill ????????????.
Here’s the tip how to resolve this issue.
Debt consolidation!

• The video discusses how people tend to overspend on their credit cards during the festive season, leading to credit card bill shock.
• It highlights the convenience of tap and go payments but warns about the lack of awareness of spending.
• The video suggests two solutions: doing a credit card transfer to a no-interest account and closing the current credit card, or consolidating debt into a home loan facility to improve cash flow.
• It advises creating a separate savings account to budget for future expenses during December.
• The video emphasizes the importance of avoiding financial mess and planning ahead to prevent credit card bill shock.

0:00 Intro

0.01 We do get a little bit carried away and 
statistically speaking in December people  

00:13 tend to spend 25% more on their credit cards it’s 
because of the festive season you get carried awayit’s a little bit silly and the big one is the tap and go it gets you all the time. If you’re not used to having cash in your wallet, I think cash hurts more emotionally to hand over and you can physically see what is being left and back in my time I’m a little bit older um I used to  

0:36 find that handing over $100 bill or $50 or $20 or whatever your note currency was at the time it used to be a little bit more physical HEY I’m letting go of this money and you could see it whereas now you tap and goes it’s on your mobile phones on the credit card tap tap tap

0:52.get a little bit carried away and you forget to check and by the time you do check it’s a little bit like holy **** whatever what’s happened so if this is a situation that you’re in you can either a try to do a credit card transfer into something that is no interest for a

01:15 certain period of time clear off the credit card. Start off fresh make sure that you close down your current credit card and you’re not getting two credit cards recycling because then it it’ll you know basically will have a financial mess and it’s a little bit harder to get out of.

01:33 that one the other thing that you could do is if you’ve got a home loan facility try and debt consolidate that all into the one facility so it just improves your cash flow and then for next time around make sure that you put a little bit of savings um in a separate account so then when December does come along you’ve got a clear budget of what you’re actually wanting to spend.

01:58 It doesn’t catch you out again January 2025 with another what we call it Bill shock round two so hopefully you found that useful if you got any questions feel free to give me a call happy to have a chat Laura Moya 

02:16 Local Mortgage Broker Melbourne

Laura Moya Local Mortgage Broker based in Melbourne covers the issue head on.

#Localmortgagebroker
#localmortgagebrokermelbourne
#RefinanceCreditcardaustralia
#debtconsolidation
#debtconsolidationloan
#billshock
#costoflivingcrisisaustralia
#howtogetoutofdebt
#mortgagebrokertip
#mortgagebrokertricksanstips
#melbourne
#refinance
#refinancing
#Debtconsolidationtips

subscribe to our channel for more mortgage tips and tricks in easy to follow ways.

https://youtube.com/@LauraMoyaLocalMortgageBroker

Experts are sounding the alarm: the world is caught in a debt trap. The global mountain of debt has increased to more than 300 trillion US dollars. To cancel it out, the Earth’s population would have to work for nothing for three years. Is this a cause for concern?

Will private individuals, companies and even entire nations at some point collapse under the weight of this debt mountain? The film looks for the stories behind the debts to discover what can be done to address the problem. In Argentina, for example: Over the past 200 years, the country has faced bankruptcy eight times.

In the United States, people are punished for their poverty. Annita Husband was detained for months in a debtors’ prison in the state of Mississippi. Her fate is just one extreme example from a society in which more and more people in debt find themselves in a hopeless situation and lose their freedom.

But debts per se aren’t a bad thing, insists economist Christoph Trebesch. Particularly when the borrowed capital is used for sensible investments, debts make sense. But there are plenty of negative stories. One standout example of the credit-fueled hubris is the project “The World”, artificial islands off the coast of Dubai that, seen from the air, resemble a map of the world. Luxury properties built on the islands were designed as resorts for the super-rich. But the project ground to a halt in the financial crisis of 2008. Since then, the wind and the sea have blurred the outlines of some of the islands.

The film explores the question: what are the consequences of debts – for both debtors and creditors? And what sort of solutions might be on hand to deal with the gigantic volume of debt taken on by nations, companies and private households?

#documentary #dwdocumentary
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Consolidated Credit’s (http://www.consolidatedcredit.ca) “Debt Suckers” 30-second Canada TV Commercial
Consolidated Credit Counseling Services of Canada:
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Ready to take control of your finances and say goodbye to debt? ???? Join us in this empowering journey towards financial freedom!

In this game-changing video, we’re spilling the tea on how you can become debt-free in just 6 months. From practical budgeting tips to powerful money-saving hacks, we’ve got your back every step of the way.

???? What to Expect:

Proven Strategies: Discover actionable and realistic steps to tackle your debt head-on.
Budgeting Breakthroughs: Learn how to create a budget that works for you and accelerates your debt payoff.
Side-Hustle Secrets: Explore innovative ways to boost your income and fast-track your financial goals.
Success Stories: Be inspired by real-life stories of millennials who crushed their debt in record time.
Why Watch?
Say goodbye to sleepless nights worrying about bills and debt collectors! ?????? This video is your passport to financial liberation. We believe that every millennial woman deserves to live a life free from the shackles of debt, and we’re here to guide you on that journey.

Join the Community:
Connect with like-minded individuals in the comments section. Share your goals, progress, and tips to inspire and uplift each other. Let’s build a community that celebrates financial victories!

???? Don’t Miss Out!
Hit that subscribe button and turn on notifications so you never miss a future video packed with financial wisdom. Together, let’s make this year we break free from financial stress and reclaim our financial power! ????????

#FinancialFreedom #DebtFreeJourney #MillennialMoney

When should you refinance your home.
If you have higher interest mortgage rates.
You want to consolidate your liabilities into one easy mortgage payment.
To purchase your next property using equity release from current property and buying new real estate.

Unsure how to refinance your mortgage?

Call Laura Moya #localmortgagebroker to give guidance and support through this process.

#Localmortgagebroker

#Refinancing

#MortgageBrokerMelbourne

#Debtconsolidation

#Mortgagebroker

#Refinance

#cheapermortgagerates

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#mortgagetrick

#creditcarddebtconsolitation

#homelianrefinance

subscribe to our YouTube channel https://youtube.com/@LauraMoyaLocalMortgageBroker?si=mdDal7hlcOIFoVqJ

The cheetah and I are in the mood for some martial arts action!!! What better way then to watch Scott Adkins and Louis Mandylor tear shit up in the fun and gritty “The Debt Collector” from 2018.
Adkins pairs up with director Jesse V. Johnson once again for another action packed adventure and the supporting cast of Michael Pare and Tony Todd adds serious punch to the story.
This is yet another movie that I got from our favorite video store Family Video before they closed their doors.

The trailer for “The Debt Collector”
https://www.youtube.com/watch?v=ncDJ1NjRlX4

Our other Martial Arts film reviews
https://www.youtube.com/playlist?list=PL5G2JPFCmPeElqdc_FazUOB7SBlm85eHi

Check out our Dollar Tree film reviews
https://www.youtube.com/playlist?list=PLPlB5Av3FtAZusjBJXjfu44kxgjxnU7ln

#havecheetahwillview #TheDebtCollector #ScottAdkins #LouisMandylor #martialarts #martialartsmovie #filmreviewer #SonyPictures #filmreview #TonyTodd #MichaelPare #actionadventure #gangstermovies #fightingmovies #filmreview #JesseVJohnson #LosAngeles #Boyka #buddyfilms

??DISPUTE LIKE A PRO??
https://my.limitlessculturegroup.com/diykit

Dispute Like a Pro is Metro 2® DIY Credit Repair. Our AI technology will analyze your credit reports and generate 6 rounds of fully-customized dispute letters so you can dispute like a pro.
—

Debt collector calls can be stressful and threatening. However, debt collectors frequently break the law in their attempts to extort money from victims. You’ll be able to identify when a debt collector is crossing the line into illegal territory if you know your rights, and you won’t be frightened by illegal techniques. You could even be able to take advantage of the debt collector’s legal infractions.

Learning some fundamental dos and don’ts for dealing with debt collector calls might also help you relax. More significantly, understanding what to say and do when a debt collector calls might help you avoid making a mistake that puts you in legal or financial danger.

You must first determine whether or not you wish to speak with the collector. If that’s the case, keep track of what you and the collector talk about. If you believe the debt is not yours and you can’t afford to pay it, you should tell the collector. If you opt not to speak with the collector, send the collector a written request to stop communicating with you.

??????? Is a Debt Collector Harassing You? If you think you have a case against a debt collector, schedule an evaluation with Mike’s legal team????
? https://cutt.ly/youtube-schedule-debt-collector-harassment

Here’s what you shouldn’t do, on the other hand. Give no personal financial information to a collector, make no “good faith” payments, make pledges to pay, or accept the debt is valid.

You don’t want to make it easier for the collector to recover your money or do anything that could bring the statute of limitations back into effect. If a debt collector approaches you to collect a past-due obligation, the most important thing you can do is not say or do anything that implies you owe the debt. You may mistakenly restart the restrictions period by admitting the obligation or even making a little payment. Finally, even if debt collectors are frequently nasty and demanding, keep your cool.

??Text LIMITLESS to 877-516-2280 for a credit consultation with Mike ($0.00)

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About Limitless Culture and Mike Meza:
Hi, I’m Mike. I established Limitless Culture with a singular objective, to improve creditworthiness and provide credit education for regular, everyday people with fun and engaging content, DIY products, and (for some because not everyone needs it) monthly credit repair services for people with specialty disputing needs. I want to empower working-class people and their families to take control of their credit files confidently.

#debt #collections #credithacks #credit #creditrepair #calls #howto