Aubrey converses with Timmy Van der Grijp, a legal advisor at the Debt counselling department at National Credit Regulator, about the do’s and don’ts of debt review and having manageable debt.

The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen.   

Thank you for listening to this podcast from The Aubrey Masango Show.  

Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702  https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk 

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? On Active Duty — My Biggest Financial Regrets ????

???? Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share

???? My Biggest Financial Regrets While On Active Duty Military
????Watch the full video here: My Biggest Financial Regrets While On Active Duty Military
????https://youtu.be/uV9LUDS8h94

???? Regret #1 – Not Investing Early
•Didn’t start my TSP or IRA soon enough
Thought I “couldn’t afford it”
Missed out on compound interest
Even $50/month would have added up big time

???? Regret #2 – Living Paycheck to Paycheck
•Didn’t stick to a budget
Spent freely knowing payday always came
No money left at the end of the month
Left me unprepared for emergencies

???? Regret #3 – Financing Things I Didn’t Need
•Bought a new car instead of used
Big monthly payment drained my paycheck
Car lost value fast — loan didn’t
Could’ve used that money for savings or travel

???? Regret #4 – Ignoring My Benefits
•Didn’t use tuition assistance early
Didn’t look into VA loans or grants
Skipped free financial counseling
Left “free money” on the table

???? Regret #5 – Getting Into Credit Card Debt
•Used credit for wants, not needs
Interest piled up fast
Paid way more than things were worth
Should’ve stuck to debit or cash for small stuff

???? Regret #6 – No Emergency Fund
•No cash for surprise car repairs, travel, family needs
Had to borrow or use high-interest credit
Even $500–$1,000 emergency fund makes a huge difference

???? Regret #7 – Not Planning for Transition
•Assumed I’d get a good job right away
Didn’t save for the “gap” between leaving and starting civilian work
Transition was stressful — savings would’ve helped

? Lessons Learned
•Start investing now — time is money
Build a budget and stick to it
Spend less than you earn
Know your benefits — ask questions
Plan ahead for civilian life

???? Take Action Today
•Talk to base financial counselor
Open or increase your TSP contribution
Build a simple budget
Save $1,000 for emergencies
Avoid bad debt — live within your means

???? Final Thought
•Small smart moves now = huge freedom later
Don’t repeat my regrets
Take control of your money — your future self will thank you

???? WATCH MORE EPISODES

? My Biggest Financial Regrets While On Active Duty Military
???? This Video Link: https://youtu.be/uV9LUDS8h94

? This Common Investing Mistake Is Costing You—Big Time!
????This Video Link: https://youtu.be/br1qBIx8he8

? 5 Wise Decisions When You Purchase A New Car For Military Members
????This Video Link: https://youtu.be/y2_pm0RKUYo

? Military… Pay Cash For A Car. I Explain Why.
???? This Video Link: https://youtu.be/4GQxcpjzuLk

#InvestingMistakes #TimeInTheMarket #ConsistentInvesting #FinancialFreedom #MarketTimingMyth #FinancialFreedom #MilitaryFinance #VeteranMoneyTips #VABenefits #BudgetingOnBAH #TSPStrategies #GIBill #VeteranFinance #DisabledVeteranSupport #MilitaryTransition #AirForceVeteran #VeteranMillionaire #MilitaryInvesting #FinanceForVeterans #SideHustlesForVeterans #TSP2025 #VeteranWealth #MilitaryBudgeting #VeteranRetirement #VAFinancialHelp #GIPlanning #VeteranCoach

Facing financial difficulties? Before choosing bankruptcy, learn about our debt management approach. We assess expenses, reduce interest rates, and guide you towards a debt-free future. Watch now to understand the benefits and consult with our experts.

For more information on ACCC, visit us at visit https://www.consumercredit.com/debt-help/?ODSource=YouTube or call 866-206-5450.

#DebtFreeJourney #FinancialGuidance

A major investment has been made to improve the financial health and literacy of vulnerable Barbadian families.

The Barbados Public Workers Co-op Credit Union Limited presented sponsorship of $12,000 to the Ministry of People Empowerment and Elder Affairs’ One Family Programme.

The funds will directly support the delivery of comprehensive financial counselling and management sessions to eligible families under the One Family Programme.

Starting from June, the credit union’s trained financial wellness partners will work with the target families, covering topics including budgeting, saving, debt management, and setting achievable financial goals.

Minister of People Empowerment and Elder Affairs, Kirk Humphrey, says the programme welcomes the credit union as a partner in the ongoing effort to promote financial literacy and empower at-risk Barbadian families with essential money management skills.

Meanwhile, the credit union’s Chief Marketing and Customer Experience Officer, Gail Niles-Best, says the sponsorship forms part of the company’s long-standing commitment to strengthening communities through education and financial empowerment.

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The intention of this meditation is for you to pay of all your debts. This is created around one of my favorite affirmations of all time that I learned from Catherine Ponder

I am so happy and grateful for the complete payment of all financial obligations in God’s own wonderful way.

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Their Website – http://www.mettaverse.com
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————————————————————————
Share your insights in the comments.
Ask questions or suggest topics for future guided meditations.

????The Guided Meditations Playlist: https://www.youtube.com/playlist?list=PLKv1KCSKwOo_BfNnb5vLcwouInskcEhqL

????Join the prosperity revolution, all of my financial abundance videos:
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#meditation #debt #prosperity

Mary Castillo shares how her desire to help others led to a career as a financial educator and credit counsellor at the Credit Counselling Society.

The Saskatoon Industry-Education Council (SIEC) is a bridge between Saskatchewan’s career opportunities and Saskatoon area youth. Through a partnership among business, secondary and post-secondary schools, unique hands-on career exploration events and programs are designed and delivered to students, helping them find a career that connects their passion and natural talents with current and future workforce needs.

The latest Debt Rescue Survey on the levels of financial distress among South African households suggests that the year has been so dire for consumers, that some may not be able to enjoy the festive season as they have in the past due to affordability constraints.
Some consumers are consciously deciding to cut down on their Christmas expenses, so as not to fall further into financial peril going into next year.
To tell us more about what the survey uncovered, I’m joined by Neil Roets, CEO: Debt Rescue.

For more news, visit sabcnews.com and #SABCNews on all Social Media platforms.

HOW TO COME OUT OF HUGE FINANCIAL DEBT |APOSTLE JOSHUA SELMAN
https://youtu.be/5xHeTVlb8BM

?Video original and produced exclusively by ChristainHouse
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THE POWER OF CONSISTENT RESULTS | Apostle Joshua Selman
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4 THINGS A WOMAN SHOULD HAVE BEFORE YOU MARRY HER-APOSTLE JOSHUA SELMAN
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What Man Really Is – Apostle Joshua Selman
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The Will of God in Marriage-Apostle Joshua Selman
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Power of Spiritual Accuracy-Apostle Joshua Selman
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How Demons were Created Apostle Joshua Selman
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HOW I GOT MY COMPLETE DELIVERANCE APOSTLE JOSHUA SELMAN
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3 Ways To Access The Power Of God – Apostle Joshua Selman
youtube.com/watch?v=bnuzoued300&t=16s

4 Kinds Of Destiny Helpers=Apostle Joshua Selman
https://www.youtube.com/watch?v=1p2nXdZ0Y64&t=13s

The Faith that Produce Success- Apostle Joshua Selman
https://www.youtube.com/watch?v=wMgrA7hJBOM&t=13s

ChristianHouse is here to simply inspire you ! The Channel Creates original gospel inspiring contents scripted with key life applicable points, narrated to be understood and edited using cinematic backgrounds by one or more members of our media team and in house speakers, we also use some of your favorite gospel ministers to bring teaching and messages to life; Our team take time out to script, narrate and edit teaching on the Anointing, Marriage, Relationship, Finance, Deliverance, prayer, success, faith, love and many more.
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In a distinctive effort, the Meghalaya Rural Bank (MRB) conducted a financial credit and counseling campaign on Friday for the students of St. Theresa’s Upper Primary School located in Kreit village, within the Sohiong Community and Rural Development Block.

During her address, Markynti Marbaniang, the branch manager of the MRB Mawlaingut branch, emphasized to the young audience the significance of initiating savings at an early age.

The branch manager advised the students against spending all the money they receive from their parents or relatives on unhealthy snacks.

Additionally, she informed the parents about the benefits of recurring deposits, highlighting the potential for earning a higher interest rate.

Furthermore, the branch manager discussed various government schemes, including the Atal Pension Scheme, Pradhan Mantri Jeevan Jyoti Bima Yojana (a life insurance scheme), and Pradhan Mantri Suraksha Bima Yojana (an accidental insurance scheme).

The Shillong Times, a leading news organisation in Meghalaya, brings to you news and information from across the state, the Northeast region and the country.

Like, Share and Subscribe to TST channel for latest news and updates.

You can also read the news on www.theshillongtimes.com

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Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

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4) Get your own free Hammer Financial Score: https://www.calebhammer.com
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2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (“MFI”) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer’s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer’s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply

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?OTHER CHANNELS:

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2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

Chapters:

00:00 Job and income
06:20 She has no excuse already…
11:11 Okay let’s dive in…
15:46 Holy first credit card!
22:29 This is insane!
30:00 This is literally all garbage
34:45 How do you owe THIS MUCH to the IRS?!
38:30 How NOT to buy a house
43:00 Her payments are ridiculous…
51:00 The endless Amazon
56:10 Why is she doing this to herself?
1:03:15 Absolutely clueless about her finances
1:10:56 How does this exist?!
1:16:16 I just wanted a fun day today…
1:22:15 Holy interest!
1:26:48 She’s honestly incredible… Like bravo…
1:33:52 You need a budget!
1:42:15 Here’s how we fix this (Hint: Can we?)
1:47:30 Hammer Financial Score

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?EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
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?*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

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