LEARN HOW TO ELIMINATE ALL YOUR EXISTING DEBTS, FIND DEBT RELIEF, AND REMAIN DEBT FREE FOR LIFE Discover a proven strategy for debt relief, paying off your debts and remain living debt free for the rest of your life. Millions of people are in debt and struggling to make ends meet. People are hoarded by surmounting financial responsibilities with no resolution in sight. Most don’t know what to do or where to turn for help. The growing financial crisis has shifted the consensus of the American Dream from owning a home to being debt free. This is scary. Is to be “debt free” really just a dream? How do you even start to make this dream a reality? The truth is, it can be your reality. This book gives you step-by-step strategies on how to gain control over your finances, and eliminate all your debts once and for all. You’ll also discover what got you into debt in the first place, and how to keep it from happening again. You don’t have to live enslaved to your debts anymore. You just have to make the commitment to take action and stay the course. Here Is A Preview Of What You’ll Learn… Why Are You In Debt? Income and Expense Worksheet Can You Raise Your Income? Can You Lower Your Expenses? Credit Cards and Debt Debt Consolidation Loan Bankruptcy Secured Loans Much, much more! Here’s What Others Are Saying… “This book is the best book I have read about getting out of your debt the sensible way!! It’s not one of those quick fix books, it is a realistic look at debt and very helpful tools to get out of debt and build your credit. I really recommend this book!!” – Gerald Leroy Anderson (Philly, USA) “This book is really great. I was able to get some nice tips to manage my personal finances better. I’m always trying to save money and I’m always looking to good books like this one to get some information on how to manage my credit card debt better. I’m still in debt but I’ve been following some tips and I can tell you that I’m getting some results already. I would recommend this book. I should try this out.” – Amanda Jones (USA) “I have come out of debt only recently and as I am still recovering financially I decided to download: ‘No More Debt’’ to see if it could help me. I literally ‘absorbed it’ on my lunch break and I found all the tips so useful and so up-to-date that I actually ended up reading it twice. What I got from this read is: some really reinforced motivation! I will never again be a debt victim and will never again struggle financially. I have actually started my financial journal, just like the author suggested and it made it so much easier to me to see where I was with my money…I love this idea of a simple yet healthy and happy life. Thank you so much author!” – Marta T. (Barcelona, Spain) TAKE ACTION TODAY and SECURE YOUR FINANCIAL FREEDOM! Tags: debt, debt free, debt relief, debt management, debt consolidation, debt education, debt free living, debt free spending plan, debt free forever, credit free, credit card debt, credit solutions, credit consolidation, how to pay off your credit card debt, how to pay off all your debts, how to become debt free, how to be financially free, finances, financial problems, financial crisis, financial solutions, financial future, financial independence, financial freedom, financial success, financial planning, financial peace, financial intelligence, financial relief, financial analysis, money management, personal finance, personal money management

THIS IS THE BOOK THAT THE CREDIT-CARD COMPANIES DON’T WANT YOU TO READ!!!

So, you may be looking for a book on such a subject because you amassed a certain amount of debt, perhaps fallen behind in some payments, or even considered bankruptcy. Sometimes debt isn’t even a result of overspending but just bad life circumstances such as a death or divorce of someone that helped us live to a certain standard. There is nothing to be ashamed of or even worried about.

Using the strategies in this book, you can pay off your debts in the least amount of time and live free again.

Imagine instead of paying everything off in five to seven years, you’re able to do this in two. Can you wait that long to be completely debt free?

The strategies used in this book are based on time-tested equations that will significantly reduce the time it will take to pay off your credit debt, saving you thousands of dollars. Additionally, Gerry Marrs will teach you some guerrilla tactics that will literally cut your credit card balances in half, and free you from the chains of debt bondage. The plan in this book is simple to implement, and flexible according to your lifestyle needs.

This book will show you some quick-payoff principles as well as how to save more, spend less, and perhaps even make some money. Gerry Marrs calls this principle the three pillars of financial success; save, budget, and earn. When you can balance all three of these functions of personal finance, you can achieve great wealth and prosperity.

Here are some of the things you will find in this book:

* Understanding Debt and Credit
* Types of Debt
* Debt-to-Income Ratio: What is it?
* Median Ranges of Debt-to-Income
* The REAL Cost of Credit Debt
* How banks calculate home loans
* The real cost of credit card debts and how they are calculated
* Getting a better deal
* Practical Money Skills For Life
* Setting Serious Goals
* Why should I set goals?
* Visualize your goals and write them down
* Personal Goals Vs Financial Goals
* Create a Solid Timeline
* 3 Tiered Plan Of Saving
* Short Term and Long Term Financial Goals
* Prepare to do Battle!
* Finding Additional Resources
* Making a Budget You Can Live With
* Health Insurance
* Grocery Bills
* Utility Costs
* Banking and/or Check Cashing Fees
* Additional Income Opportunities
* Yard Sales
* Odd Jobs around Your Community
* Freelance Writing Gigs
* The Light at the End of the Tunnel
* Laying Out Your Debts
* Prioritize Your Debts
* Map Out Other Bills
* Decrease Your Expenses
* Credit Scores and Credit Reports: A Primer
* What Is a Credit Score?
* The Credit Score Model
* Credit Worthiness
* Credit Reporting Companies
* Credit reporting Scams
* Demystification of the credit reporting systems in the United States of America
* The Effect on Interest
* The Get out of Debt Early (GOODE) System
* Choosing which Debts to Pay Early
* Calculating pay-offs
* Online debt repayment calculators
* Right to the Source
* Yet even more calculators
* Manually Calculating Payments for More Control
* Calculating Monthly Credit Card Interest, the Easy Way
* Calculating Monthly Credit Card Payments, the Easy Way (or MAYBE NOT)
* Determining the Amount of Time to Pay Something Off
* Setting up your payment strategy
* What happens when you can no longer make a payment?
* What happens when you miss one single payment?
* What happens when you are unable to pay a second month?
* What happens when you cannot make payments beyond six months?
* What happens when you cannot make payments for years?
* Working with Creditors, Some Useful Scripts
* Proactive Approach
* Reactive Approach
* Sample Scripts
* How To Legally Rob Credit Card Companies
* Debt held by credit card company
* Debt held by collection agency

Don’t delay! Order your copy today!

This book was designed to inspire, encourage, and motivate you to make positive changes in your financial life. Put God first in your finances because most times, we take care of the spiritual, and physical, then we only do something about the money after it is all gone. In this informative book, you will discover: The principles to get out of debt How to stay out of debt How to make a budget How to take control of your money

Forget what”they” have told you. False financial information spreads like a virus and engenders fear, which can take you down financially. With Living Debt Free, you gain empowerment and support as well as accurate knowledge of how to build economic stability. Take advantage of the one legitimate business strategy that can free you from debt and learn to add strategies that assert your power to remain debt-free. Then relax and watch your financial future become more secure everyday.

THE 4 LAWS OF FINANCIAL PROSPERITY (Formerly The Four Laws of Debt Free Prosperity)

Inspired by actual occurrences, this entertaining and captivating book shows that how much a person earns isn’t nearly as important in achieving financial security as most people think-that nearly anyone, on any income, can achieve debt-free prosperity by applying the four laws in the story.

Inspired by a true story . . . you will discover four basic laws that will change your life.

Simple principles . . . learn how to implement the powerful core principles that financially successful people understand and live by to eliminate debt and accumulate wealth.

Change your financial life . . . anyone on any income can become debt-free and achieve financial independence by applying the principles from this book.

Thousands have bought for family members and friends! Over one hundred thousand copies sold worldwide!

There is a desperate need for financial literacy in our hurting country. Faced with an unprecedented economic crisis, lives are being torn apart by huge mounds of personal and student loan debt. People are being destroyed by irresponsible spending and poor financial decision making. As discouraging as it all may seem, there are solutions to the fiscal problems that individuals face on a daily basis. Authors Norman and Olivia West were able to pay off $170,000 worth of debt in 8 years. They managed to eliminate off all of their student loan debt, credit card debt, car loans, personal loans, and will soon pay off their home, never making six figures, with no windfalls or handouts. In “Debt Free at 33: 33 Ways You Can Become Financially Free,” the authors combine their own monetary and life experiences with practical insight from renowned writers, pundits, and celebrities, and, of course, a wealth of financial teaching. The information presented equips readers with the tools necessary to assess and eliminate their debt. Readers will learn how to create and stick to a budget, shop for bargains, reduce outstanding debt, and much more. If you are tired of living paycheck to paycheck and struggling to make ends meet, this book is for you. “Debt Free at 33: 33 Ways You Can Become Financially Free” will help you to become a better money manager and obtain the financial freedom that has been so elusive to you in the past. So what are you waiting for? Get started on your debt free journey today!

Upcycle Your Life

Get ready to trade in headaches and hassles for life skills, exchange clutter for money, transform eyesores into beautiful focal points in your home, and say goodbye to over-consumption and hello to genuine experiences.

Cristin Frank, the original Reduction Rebel, shows you the freedom and fulfillment you can have when you simplify your life. You’ll learn how to use your talents, time, and space to combat stress, become more efficient, relieve money woes, open up opportunities, and provide unbelievable self-fulfillment.

Inside you’ll find:Simple techniques that eliminate clutter and keep it from returningA personalized plan to help you reclaim your timePractical (and profitable) ways to sell unused items in your homeTips to eliminate debt and curb consumptionStep-by-step upcycling projects that transform old, unwanted furniture into beautiful, customized organizing systemsDozens of exercises that help you identify and honor your talents, values, and goals As Cristin says, “success is getting what we want.” Let this book show you how to let go of what’s holding you back so you can put your energy into your dreams and interests and build your success.

EXPLODING THE MYTHS ABOUT MONEY Our money system is not what we have been led to believe. The creation of money has been “privatized,” or taken over by a private money cartel. Except for coins, all of our money is now created as loans advanced by private banking institutions — including the private Federal Reserve. Banks create the principal but not the interest to service their loans. To find the interest, new loans must continually be taken out, expanding the money supply, inflating prices — and robbing you of the value of your money. Web of Debt unravels the deception and presents a crystal clear picture of the financial abyss towards which we are heading. Then it explores a workable alternative, one that was tested in colonial America and is grounded in the best of American economic thought, including the writings of Benjamin Franklin, Thomas Jefferson and Abraham Lincoln. If you care about financial security, your own or the nation’s, you should read this book.

Product Features

• Used Book in Good Condition

Do you ever feel TRAPPED by your DEBT?




If you’re looking for the FASTEST WAY OUT then the Debt Free Bible is your roadmap to freedom and here’s why; unlike other “get out of debt programs”

the Debt Free Bible doesn’t force you to use a single system or strategy. Why?




Because financial experts know there is no ONE SYSTEM to become debt free which will work best for everyone. So the Debt Free Bible gives you over

“19 Get Out of Debt Strategies” in ONE Manual (+4 Audio CD’s). It may be hard to believe, but we spent nearly 2 years and over $25,000

developing the Debt Free Bible.




Here’s just a little of what you’ll discover in the 287 pg Manual (+4 Audio CD’s):




• 43 places you can find UNCLAIMED MONEY to get out of debt fast! (page 253)


• Use the “Method Matrix” to compare 19 get out of debt methods and pick the best one (page 222)


• Discover how to get one bank pay off another bank with the “IR Method” (page 163)


• How to use the “Overflow Method” pay off any debt faster (page 159)


• How to pay off your bills FASTER with no extra money using the “RR Strategy” (page 167)


• Why the “LBF Technique” gives you a psychological advantage to become debt free (page 169)


• Why the “HIF Method” should be used FIRST on debts over 24% interest (page 171)


• How the “Division Method” and a calculator can get you debt free 8 YEARS SOONER (page 173)


• Pay off your mortgage in only 6 YEARS with the “AP Strategy” (page 191)


• A clever way to use your debt like a checking account with the “Deposit Method” (page 193)


• Use the “Float Technique” to loan yourself money to get out of debt FAST (page 197)


• And much more!

Product Features

• 287 Page Manual
• Four Interactive One Hour Audio CD’s
• NOTE: The “Debt Free Bible” is only a small part of the more expensive “Debt Free Bible System” which covers Debt Negotiation Strategies

How ANY student–including YOU!–can win scholarships and earn free money for college!

On the first day of high school, Kristina Ellis’s mom–a single, working mother who lost her husband to cancer–informed her that she could not financially support her after graduation. Kristina would need to find her own way to pay for college.

As an average student with less-than-impressive test scores, Kristina realized she would have to sell herself to scholarship committees if she wanted to stand out. That’s when she devised the plan that led to her receiving over $500,000 in scholarships–enough to pay for her full education at a top- 20 university, all the way through her doctoral degree, and make her dreams come true.

How she made it happen–and how you can too!–is the focus of this book. In Confessions of a Scholarship Winner, Kristina shares not just her little-known secrets for scholarship success but her incredibly inspiring story.

Together, you’ll explore how to:
Find the best scholarships for you Uncover the secrets behind paying for college Make a great impression in a scholarship interview Overcome the personal obstacles that stand in your way Craft a strategy that highlights your strengths, no matter your challenges or your financial status
You don’t have to be a star athlete, a top student, or a recognized leader to live your dreams! Here are the tools you need to catch a vision for your future and make your dreams a reality!

Endorsements

“Kristina Ellis’s story is absolutely inspiring. And the ‘insider’ information she presents in this book is just as motivating. If you’re looking for great ideas and easy-to-follow advice from somebody who has already blazed the scholarship trail, Kristina Ellis is the choice. Confessions of a Scholarship Winner is the only book you’ll need for creating your own path to success.”
–Curt Jones, Founder CEO, Dippin’ Dots Ice Cream

“I wish I had been given a copy of this book in high school– what an incredible resource for young people! Now everyone will understand that going to college really doesn’t have to leave you or your family in debt for years. Students and parents alike need to read Confessions of a Scholarship Winner!
–Brenna Mader, Miss Tennessee USA

“Confessions of a Scholarship Winner is a fantastic resource for anyone who wants to learn more about the college financial-aid and scholarship process for attending a college or university. Kristina’s personal story is both compelling and accessible, and her clear, thoughtful writing helps makes this an indispensable resource for the college-bound student.”
–Dr. Thomas Burns, Provost, Belmont University

“I love this easy-to-follow guide for finding and winning scholarships. Confessions of a Scholarship Winner is packed with information, yet it is presented so well that it’s not intimidating. It’s a fast read and easy to implement. Homeschool.com highly recommends it.”
–Rebecca Kochenderfer, Senior Editor and Co-Founder, Homeschool.com, Inc.