Thank you so much for watching! If you enjoy my videos, please give this a like and subscribe. I appreciate you all SO much!

Apps Mentioned:
Join PACELINE to get free gift cards for connecting a smart watch. Use my referral code to join: 52XQYZ and get $5 free!
https://pacelinefit.app.link/ctGPHlOGzeb

Achievement: http://tinyurl.com/ybbrwmze

Debt free Friday Background: I make weekly debt payments. I do this for a variety of reasons, like: saving money on interest, being motivated by seeing progress weekly and being less tempted to spend that excess money we have at the end of the week.

If you want to join, please tag me in your posts or videos so I can watch them! ???

??CONNECT ??
Follow me on Instagram: @dear.debt
My Etsy Shop: https://etsy.me/33Yf4pO

??FREQUENTLY REQUESTED LINKS??
Shop my Amazon favorites: https://www.Amazon.com/shop/dear.debt

??MY FAVORITE PERSONAL FINANCE READS??
Simple Path to Wealth: https://amzn.to/3bJzo1T
Total Money Makeover: https://amzn.to/3v8DgRU
The Psychology of Money: https://amzn.to/3ysk43G
I Will Teach You to Be Rich: https://amzn.to/2Sa6l0A

??FAVORITE APPS/DISCOUNTS??
?M1 Finance is offering $30 free when you set up and fund your account. I have loved using M1 for investing! https://m1.finance1b2jaYglxlOj

? Travel Hack CC we use:
Earn 40,000 points with any Southwest(R) personal Credit Card: https://www.referyourchasecard.com/m/226/6L5/GDF8/1533528583

?Cash Reward CC we use for sinking fund expenses:
Earn $200 cash back with the Chase Freedom Unlimited or Chase Freedom Flex credit card: https://www.referyourchasecard.com/m/18/6L5/GBH6/1550189032

?Enjoy $10 off your first order from Walmart Grocery: http://r.wmt.co/v/amy_8636

??FAQS??
What’s your name? Amy
How old are you? I am 29, my husband is 34
What degrees do you have? BBA and Masters of Science in HR&Labor Relations
What was your starting debt? $132,404

Please note: I am not a finance professional and just want to share my journey openly and honestly. This is only my experience and not intended to give financial or legal advice.

FTC: this video is not sponsored. Some links I provide are affiliate links that help support my channel. If you’d like to support me, I appreciate it so much! Thank you!

#debtfreefriday #studentloandebt #debtsnowball #budget #budgetmom #debtsnowballupdate #debtfreecommunity
#debtfreejourney #debtfree #financialpeace #budgetlife #zerobasedbudget #llnoe #gazelleintense #totalmoneymakeover #financialpeace #frugalmom #realnumbers #babystep2 #debtprogress #debtfreefuture #studentloanpayoff #studentloans #firejourney #financialindependence #daveramseybabysteps #daveramseybabystepsexplained #budgetwithme2021 #debtfreedomjourney #studentloansexplained

Debt. No one else sees it, but it’s always hanging around weighing you down.
Get debt off your back. The Credit Counselling Society is a non-profit service that’s helped thousands of Canadians solve their debt problems. Call them today at 1-888-527-8999. Their help is free, confidential, and it works.

Meet Mr. Mabope, he is officially debt free!

The Credit Counselling Society is a non-profit service that’s helped thousands of Canadians solve their debt problems. Call them today for free, confidential help: 1-888-527-8999

Debt. No one else sees it, but it’s always hanging around weighing you down.
Get debt off your back. The Credit Counselling Society is a non-profit service that’s helped thousands of Canadians solve their debt problems. Call them today at 1-888-527-8999. Their help is free, confidential, and it works.

The Hard Truth About the Debt Free Journey…
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

This is my debt update for December 2020 and a review on my progress in in the year of 2020. I started my first job in March 2020 and started paying off debt in May 2020. Making this video and reflecting on my progress this past year has relit my motivation to pay off debt in 2021.

Please like, leave a comment, and subscribe if you enjoyed this video and would like to follow my debt free journey.

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Things I Use:
Highlighters: https://amzn.to/3d63I4V
Pilot G2 (0.38mm): https://amzn.to/2YsAdoq
Tombow white out: https://amzn.to/385X39W
ParKoo Erasable Gel Pens: https://amzn.to/3hsaXHq
Title/End screens: https://amzn.to/37CRoYN, https://amzn.to/2zzlJe8
Camera mount: https://amzn.to/37tCK64
Filming Lamp: https://amzn.to/2NGT4Hj
Filming: iPhone XS Max

Referrals:
Erin Condren – $10 off your first purchase: https://bit.ly/3fRJ3Ut
Rakuten – $10 cash back when you spend $25: https://bit.ly/2LxXRK5
Plum Paper Planner – send an email to avabudgets@gmail.com and I can send a link to save 10% off your first purchase

This service helps you identify the best solution for your needs: https://www.consolidatedcredit.ca/credit-counselling/

Getting out of debt on your own isn’t easy. There are so many solutions you can use and they deliver very different results depending on your financial situation. What worked for your neighbor may not work for you because you have a different amount of debt, a different credit score, and a different budget. But there’s a free service that can help you identify the best solution for your needs. This video explains how it works.

For more information visit our website:
https://www.consolidatedcredit.ca

Or follow us on Social Media:
Facebook: https://www.facebook.com/consolidatedcreditcanada
Twitter: https://twitter.com/ConsolidatedCA
Instagram: https://www.instagram.com/consolidatedcreditca/
LinkedIn: https://www.linkedin.com/company/consolidated-credit-counseling-services-of-canada/
Pinterest:https://www.pinterest.ca/consolidatedcan/

Spoiler free review of the second book in the Star wars Aftermath series, Life Debt, by Chuck Wendig

KEEP UP WITH ME:
Goodreads: https://www.goodreads.com/SillWaitingForMySatyr
Pintrest: https://www.pinterest.com/stillwaitingformysatyr/
Tumblr: http://booksandreylo.tumblr.com/
Litsy: @mccartershanon
Twitter: @mccartershanon
Instagram: @mccartershanon

9 Characteristics of Debt Free People (How to Become Debt Free)

What characteristics make up the debt free community? Those who become and stay debt free aren’t your typical people as so many in today’s world become consumed by instant gratification and overspending. With debt payments devouring a large chunk of our paychecks, it’s incredibly difficult to not only save up for future purchases but set aside money for wealth creation. This video covers some of the traits of people who are debt free and are able to sleep better at night and live a less stressful life because of it.