According to the Federal Reserve, 33% of Americans began the recent holiday season with more than $5,000 in credit card debt, and 44% felt pressured to spend more than they could afford.

If holiday purchases left you in debt and seeking more solid financial footing in the new year, help can be just a call away.

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Holiday spending expert Patty Morrissey offers six tips consumers can follow for a debt-free holiday.

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