The Hard Truth About the Debt Free Journey…
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This is my debt update for December 2020 and a review on my progress in in the year of 2020. I started my first job in March 2020 and started paying off debt in May 2020. Making this video and reflecting on my progress this past year has relit my motivation to pay off debt in 2021.
Please like, leave a comment, and subscribe if you enjoyed this video and would like to follow my debt free journey.
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In June I had over $11,500 in credit card debt. I was inspired by Aja Dang to become completely DEBT FREE. Since June I have paid over $3,000 off of my credit card debt but I still owe about $10,500 as of August 6th. I am using Dave Ramsey’s BABY STEP method from the Total Money Makeover in order to pay off all my credit card debt. Dave Ramsey suggests to use the snowball method to pay down your debts, therefore, that is the strategy I am using to tackle my debt. Feel free to follow me along my debt free journey! Anyone else currently trying to achieve financial freedom? I know I am.
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TIMESTAMPS:
(coming soon)
SOURCES USED:
Dave Ramsey Snowball Method – https://bit.ly/34393J0
Dave Ramsey Baby Steps – https://bit.ly/3fUmuO3
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FTC DISCLAIMER: This video is not sponsored. Some of the links are affiliate links and I receive a small percentage as a commission if you order anything through those links. You will not be charged extra, it just helps support the channel. If you decide to use the link or code thank you for supporting the channel it is greatly appreciated.
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We are so excited to have started our debt free journey! This video recounts the progress that we’ve made on our debt since beginning our journey July 17, through August.
Have questions? Feel free to ask in the comment section.
Divorce Your Debt was written to help the reader identify the key areas and situations in his or her life that represents bondage and debt. As individuals, we find ourselves getting involved in toxic relationships with people, things, bad habits, and our past experiences. After a while, we tend to become unconsciously “married” to these toxic relationships. Divorce Your Debt is a spiritual, emotional, lifestyle, and financial (SELF) toxicology test. It will allow you to examine yourself and the unconscious toxic relationships you have formed in each of the four major areas of SELF. Divorce Your Debt is a guide to wholeness. It’s a declaration of independence and a decree to become free from “every weight that so easily besets us.” It’s a conscious choice to become liberated from the chains, bondage, and traps of the enemy. We all need to divorce or rid ourselves of something in our lives, so we can truly follow God’s will and please the Master. Divorce Your Debt will guide you from debt to deliverance so you can set your SELF free!
This book was designed to inspire, encourage, and motivate you to make positive changes in your financial life. Put God first in your finances because most times, we take care of the spiritual, and physical, then we only do something about the money after it is all gone. In this informative book, you will discover: The principles to get out of debt How to stay out of debt How to make a budget How to take control of your money