The Insolvency Department has recorded 4,194 bankruptcy cases involving civil servants from 2020 to June 2025, representing about 0.3% of the nation’s 1.6 million public sector workforce.

Responding to a question from Abdul Latiff Abdul Rahman (PN–Kuala Krai) in Parliament on Wednesday (Aug 13) regarding government measures to tackle rising household debt among civil servants, Deputy Finance Minister Lim Hui Ying said the Credit Counselling and Debt Management Agency (AKPK) provides advisory services, financial management assistance, and debt restructuring programmes for individuals facing serious financial challenges.

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Hi! Today’s video is a debt review for June 2020! In this video, I will show you our debt totals for the month and our progress relative to the beginning of the year. ?
Hope you enjoy the video!!

Answers to your burning questions:
What planner do I use for my budget?
• Erin Condren – https://www.erincondren.com/referral/invite/brendacline/1
What pens do I use?
• TUL pens & Pilot G-2 07
What camera do I use to film?
• Samsung Galaxy S7 Edge
What free editing software do I use?
• Olive – https://www.olivevideoeditor.org/
What program do I use for my intro, outro, & thumbnails?
• Canva – https://www.canva.com/join/asking-backdrop-malaga
What color nail polish do I have on?
• Paper Snow by LightsLaquer – https://lightslacquer.com/products/paper-snow
• Who Loves Orange Soda? by LightsLaquer – https://lightslacquer.com/products/who-loves-orange-soda
• Gemini by KL Polish – no longer available
• Aries by KL Polish – no longer available

DISCLAIMER: The links included in this description might be affiliate/referral links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for your support!

We are making progress in the right direction, but it’s slow going and I’m feeling pretty discouraged.