Tax Debt Assistance in Fort Walton, FL – (850) 863-9110 

Our clients are our priority. That’s why when we get great feedback, we’re excited to share! Check out this impressive review from Dolly Rose.

“Very kind, patient, and thorough in helping me through the process of chapter 7. I was able to get through this with the help of Mr. Lewis and his team.”

Thanks, Dolly Rose! We’re honored to be able to assist.

Lewis and Jurnovoy is a local law office serving the Florida Panhandle. We specialize in bankruptcy law, including Chapter 7 and Chapter 13 bankruptcy. We will work to achieve the best financial remedy for your outstanding debts.

Lewis and Jurnovoy
151 South Mary Esther Cutoff Ste. 103
Fort Walton Beach, FL 32569
(850) 863-9110
https://www.LewisandJurnovoy.com

Martin Lewis talks about debt problems and gives solutions. Martin gives his definition of “Debt Crisis” and “Problem Debts” outlining solutions for both and where to get help. you also get a checklist for cutting the cost of repaying debt. http://www.moneysavingexpert.com/loans/debt-solutions
Problem Debts Checklist:
1. Shift debts to cheaper rates with a credit card balance transfer.
2. Check out a personal loan to get a lower rate vs. existing credit cards. This can also help with the structure of repayments (Good if you have poor discipline in sticking to credit card minimum repayments).
3. Check your credit rating. Try to improve your credit rating.
4. Do the credit card shuffle.
5. Use your savings to pay off your debts after you have moved debts to lower rates. If you have any savings, use them.
6. Remortgaging. (not a massive fan of this one as it extends the length of the loan which may cost more).
7. Secured loan. (Make sure this is suitable for you! It may cost you more if it’s not suitable!!)

Budget, Budget, Budget, Budget!

Budgeting is crucial for climbing your way out of debt!

List your income against your expenditures to see if you are living beyond your means.
Getting out of debt is difficult and will take a lot of work but its worth it at the end of the day and we can help. There are ways to save on everything!

MSE Forum Debt-Free Wannabe: http://forums.moneysavingexpert.com/forumdisplay.php?f=76

Read the Debt Solutions guide for help: http://www.moneysavingexpert.com/loans/debt-solutions

Budget planner tool: http://www.moneysavingexpert.com/banking/Budget-planning

Improve your credit score: http://www.moneysavingexpert.com/loans/credit-rating-credit-score

Save money on everything: http://www.moneysavingexpert.com/

Non-profit debt agencies:
http://www.stepchange.org/
https://www.nationaldebtline.org/
https://www.citizensadvice.org.uk/