[Loans] Videos

Debt Consolidation Loans #funny #circulardebt #money
???? Read the full article for more details and tips here: https://bit.ly/Debt-Consolidation-Loan

???? They call it “aid”—but it’s a TRAP! Foreign powers are looting Africa’s gold, oil, and minerals through predatory “resource-for-infrastructure” deals. This is how we BREAK FREE from debt colonialism and reclaim our wealth!

???? In This Video:
? The Hidden Contract Clause – How loans backed by your country’s resources turn sovereignty into modern-day slavery.
? China vs. West – Why BOTH are guilty of “debt trap diplomacy” in Africa.
? Ghana’s Fightback – How one nation renegotiated a toxic bauxite deal (and how YOUR country can too).
? The African Union’s Secret Weapon – The Debt Review Board that could nullify unfair loans.
? What YOU Can Do – Petition leaders, expose corrupt deals, and protect your nation’s future.

?? WARNING: Foreign powers don’t want you to share this. LIKE & SHARE before it’s buried!
Strategy

???? Join the Movement:
???? LIKE if you demand AFRICAN RESOURCES FOR AFRICANS!
???? COMMENT your country below – we’ll expose its worst debt trap!
???? SUBSCRIBE for uncensored investigations into neocolonialism.

???? Hashtags:
#DebtTrapExposed #ResourceJustice #CancelAfricanDebt #StopTheLoot #EconomicLiberation

?? NOTE: This is not anti-development—it’s about fair deals that don’t mortgage our grandchildren’s future!

#TheAfricaWeDeserve ?????????

Book me for a consultation copy link and paste on internet browser

https://calendly.com/jorgethecreditexpert/30min?month=2025-04
or text credit to 727-497-7148 I can set it up for you

In this video, I’m breaking down the real reason auto loans are defaulting in record numbers in 2025—something most influencers, including Lucky Lopez, completely ignore.

?? This is NOT just about bad consumers or greedy lenders.
The dealerships are a HUGE part of the problem—and no one’s talking about it.

???? Why Should You Listen to Me?
I’ve approved and denied thousands of auto loans over the past 10+ years. I worked directly with dealer-submitted loan packages, structured indirect loans, and stopped fraud at the dealership level.

I’m not guessing—I’ve lived it as a Senior Consumer Loan Underwriter at places like Zion’s Bank, Arivo Acceptance, USF Credit Union, where I oversaw auto loans, recreational vehicles, unsecured lines, and more.

???? What Lucky Lopez Gets WRONG
Lucky says it’s all the borrower’s fault—or sometimes the lender.
But guess who’s missing?
???? The dealership.

???? Dealers are:

Packing loans with hidden fees and useless add-ons

Overpricing used cars way above value

Fudging income and employment to push approvals through

Exploiting first-time buyers with markups and bait-and-switch tactics

And then influencers blame the buyer for defaulting?! That’s not the whole truth.

???? Inside This Video You’ll Learn: ? How car dealerships are fueling auto loan defaults
? The shady tactics dealerships use to get consumers approved
? Why influencers like Lucky Lopez are missing key pieces of the puzzle
? How underwriting actually works behind the scenes—and what red flags WE see
? What you can do to protect yourself in 2025 when buying a car

???? Final Message
If you’re following advice from influencers with no underwriting experience, you’re playing a dangerous game.

???? Don’t fall for half-truths.
???? Learn how credit and auto loans really work from someone who’s been on the front lines.

???? Drop a comment — Have you ever felt ripped off by a dealership or gotten stuck with a bad auto loan? Let’s talk about it.

???? Subscribe for REAL finance and credit advice from a certified underwriter—not just viral opinions.

#creditrepair #credit #automobile #auto #autoloans #luckylopez

Visit here Personal loan for debt consolidation at: http://www.unsecuredpersonalloan.com/ to apply for debt consolidation loan at low interest rates.

Tired of having multiple debt payments? Discover how a personal loan for debt consolidation can simplify your finances and potentially save you money!

Debt consolidation combines multiple high-interest debts into a single, more manageable loan. This means only one monthly payment, often at a lower interest rate than you’re currently paying.
Imagine simplifying your finances by replacing several credit card bills with just one fixed payment. It’s about taking control and simplify your financial life.
You can typically consolidate debts like credit cards, medical bills, and even some smaller loans. This can free up cash flow and make budgeting easier.
However, it’s important to note that federal student loans are generally not eligible for consolidation with a personal loan. Always check with your lender for specific eligibility requirements.
A personal loan for debt consolidation offers several advantages. These include a fixed interest rate, predictable monthly payments, and a clear repayment schedule.
Potentially lower interest rates can save you money over the life of the loan. Plus, simplifying your payments can improve your credit score by making it easier to stay on track.
Ready to take control of your debt? Visit our website http://www.unsecuredpersonalloan.com/ today to explore your debt consolidation options and get a personalized quote. Don’t wait, start your journey to financial freedom now!

Debt Consolidation Loans Calculator: https://tryascend.com/qualify/consolidation-loan-and-alternatives/ytbdc2025

A debt consolidation loan can help get you on one monthly payment and potentially save you money by using the funds to payoff high interest credit cards.

That said, you should consider the origination fee, whether there are prepayment penalties and whether the interest rate you qualify is lower than the credit cards you are trying to consolidate.

In this video we’ll cover:

00:00 Intro
0:49 What Are Debt Consolidation Loans and How Do They Work?
1:59 When Do Debt Consolidation Loans Make Sense?
3:09 What Are Your Alternatives to Debt Consolidation Loans?
3:52 The Importance of a Long-Term Debt Plan

#debt #loans

What Are Debt Consolidation Loans? Are you looking for a way to simplify your debt situation? In this informative video, we will discuss debt consolidation loans and how they can help you manage your financial obligations more effectively. We will explain what debt consolidation loans are and how they work, including the process of combining multiple debts into a single loan. You’ll learn about the different types of debt consolidation loans available, such as secured and unsecured options, and how to choose the right one based on your financial circumstances.

We will also touch on the importance of evaluating your current debts, interest rates, and monthly payments to determine if a debt consolidation loan is suitable for you. Additionally, we will provide tips on researching various lenders to find the best terms and conditions that meet your needs.

If you’re overwhelmed by multiple payments and looking for a straightforward solution, this video is for you. Join us as we break down the essentials of debt consolidation loans and guide you toward making informed financial decisions. Don’t forget to subscribe to our channel for more helpful advice on wealth building and personal finance.

????Subscribe: http://www.youtube.com/@AssetsandOpportunity/?sub_confirmation=1

#??#DebtConsolidation #DebtManagement #PersonalFinance #FinancialPlanning #LoanOptions #CreditCardDebt #InterestRates #MonthlyPayments #FinancialHealth #BudgetingTips #DebtRelief #SecuredLoans #UnsecuredLoans #MoneyManagement #LendingOptions #FinancialAdvice

???? About Us: At Assets and Opportunity, we cover a broad range of topics from essential investment principles to innovative entrepreneurial ventures, and everything in between. Our goal is to equip you with the knowledge and tools you need to knowledge on opportunities and enhance your financial acumen.

Disclaimer:
Assets and Opportunity does not guarantee the accuracy or timeliness of any information on this channel. Information found on this YouTube Channel is strictly for informational, educational purposes and does not construe legal, financial or medical advice. Use at your own risk.

Advertising and Affiliate Marketing Disclaimer: Some links in this video description may be affiliate links. This means if you click on the link and purchase an item, Assets and Opportunity may receive an affiliate commission. This is at no extra cost to you, and it helps us to continue providing valuable content. Our content, including the advice provided, is independent and not influenced by any advertiser or commercial initiative.

Today I’m going through my student loan debt pay off strategy and kicking off my debt free journey. I’ll be looking at the exact amounts I owe in student loans, why I want to pay them off now, and how I am using my annual budget to determine how much I can realistically pay each month while still saving for my financial goals and unexpected expenses. Finally, we end with making my first payment.

Thank you for watching. If you enjoyed this video and would like to see more content like this, consider liking the video and subscribing to follow my financial freedom journey.

Resources / Links Mentioned
Try YNAB 34 Days Free! https://ynab.com/referral/?ref=NGjR9aw384rLUfFn
If you would like, you can support my channel by buying me a Coffee. Any support will go towards paying off my student loans buymeacoffee.com/averysmoneymoves
Follow me on instagram: https://www.instagram.com/averys.money.moves
Email Inquiries: averysmoneymoves@gmail.com

Videos / Channels Mentioned:
My New Budget for 2025: https://youtu.be/z8ESackGTU4?si=C1ky6oM4bcW8DLIQ
https://www.youtube.com/@laurensmoneymindset Budget Spreadsheet: https://www.etsy.com/listing/1031721868/budget-spreadsheet?click_key=c2c52960388acf4c0598098de1c63e60adbda5f2%3A1031721868&click_sum=140bfb16&ref=shop_home_active_7

Chapters:
Intro: 0:00
How much I owe + Why pay off my loans now?: 1:04
Using my annual budget to determine the amount I can pay each month: 8:11
Making a payment!!: 23:11

A little about me:
My name is Avery, I’m 26 years old and I live in Ohio. I make a gross salary of $60k a year and have $18.5k in student loan debt. My channel is all about my financial freedom journey, going from a low income childhood to a (hopefully) financially prosperous adulthood.

tags:
How I paid off my student loans, how to lower student loan payments, how to pay back student loans fafsa, how to pay off student loans fast, I paid off my student loan, student loan repayment, my student loan strategy, paying off debt on a low income, paying off $22k in student loans, how to pay off all your loans, paying off student loans, repayment of education loan, save student loan plan, federal student loan repayment options, advantage student loans repayment, why you should pay off student loans, how can I pay off my student loans faster, how to get rid of student loan debt, how to reduce student loan debt, how to become debt free, benefits of being debt free, debt free journey, paying off debt journey, create a realistic debt payoff plan

Discover the best debt consolidation loans in 2025 to simplify your payments and save on interest.
???? Get National Debt Relief ? https://bit.ly/4h60eAR
???? Get Freedom Debt Relief ? https://bit.ly/3WxQnvE
???? Get Accredited Debt Relief ? https://bit.ly/4arwhJj
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Discover the best debt consolidation loans in 2025 to simplify your payments and save on interest.

Timestamp Sections:
00:00 Intro
00:34 Understanding Debt Consolidation vs. Debt Relief
02:10 National Debt Relief
03:30 Freedom Debt Relief
04:45 Accredited Debt Relief
05:50 Key Comparisons
06:57 Factors to Consider Before Choosing
08:08 Outro

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Overcoming Debt with Smart Solutions
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Dealing with debt can be overwhelming, but solutions like debt consolidation offer a practical path to financial freedom. By combining multiple debts into one manageable payment, you can simplify your finances and negotiate more favorable terms.

In this video, I’ll share my experience with debt consolidation and introduce you to four top-rated services that specialize in helping people regain control of their finances. We’ll explore each company’s offerings, the types of debt they handle, and their fee structures so that you can find the best option for your situation.

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Top Debt Consolidation Services
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First on the list is Freedom Debt Relief, known for transparency and working with the Legal Partner Network to settle debts efficiently. They charge fees between 15% and 25% of your enrolled debt and offer a custom payment plan. Next is National Debt Relief, which focuses on settlement negotiations for those with over $7,500 in unsecured debt, with savings often reaching 23%.

For faster results, consider Accredited, ideal for debts over $10,000, offering quick resolutions but requiring patience for credit recovery. Lastly, JG Wentworth, a well-known service, helps avoid bankruptcy with strong customer support and slightly higher fees ranging from 18% to 25%. Each of these services offers unique advantages, so choosing the right one depends on your financial needs.

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Exclusive Discounts and Final Thoughts
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If you’re ready to take the next step toward financial stability, use the affiliate links in the description for exclusive discounts on these services. By following a structured plan with any of these companies, you’ll reduce stress and work toward becoming debt-free in as little as two to four years.

Don’t forget to like, comment, and subscribe for more financial tips and reviews. Let me know in the comments which service you’re considering or any questions you have, and I’ll get back to you soon. Thanks for watching, and here’s to a debt-free future!

Hope you enjoyed my Best Debt Consolidation Loans in 2025 Video.

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Disclaimer:
Bestmoney.com is affiliated, but not sponsored by any service. This means we may earn a commission when you click on the links provided, at no extra cost to you!

Debt Consolidation Loan Options Calculator: https://tryascend.com/qualify/calculator/sm/ytdeniedloans

Do you keep getting denied for Debt Consolidation loans? There now appear to be ‘income-based’ loans, but are those actually loans? Let’s talk about that in today’s video.