Unlike many personal finance books, How to Manage Your Money When You Don’t Have Any was specifically written for Americans who struggle to make it on a monthly basis. It provides both a respectful, no-nonsense look at the difficult realities of life after the Great Recession and a hope-filled, easy to follow path toward better financial stability for even the most financially strapped households. Created by a financial expert who hasn’t struck it rich, How to Manage Your Money When You Don’t Have Any offers a first hand story of financial survival in the face of rough times. Rather than emphasizing wealth creation, How to Manage Your Money When You Don’t Have Any teaches readers to do the best they can with their income no matter its size. Content rich, personal, and jargon free, the book is opinionated and at times humorous. Full of current everyday references, it is meant to be a quick read which will appeal to the average reader just struggling to make ends meet.

Product Features

• Plan to gain financial solvency

Americans as a whole view themselves as reasonably prudent and sober people when it comes to matters of money, reflecting the puritan roots of the earliest European settlers. Yet as a community, we also seem to believe that we are entitled to a lifestyle that is well-beyond our current income, a tendency that goes back to the earliest days of the United States and particularly to get rich quick experiences ranging from the Gold Rush of the 1840s to the real estate bubble of the early 21st Century.

Inflated examines this apparent conflict and makes the argument that such a world view is so ingrained in us that to expect the United States to live in a “deflated” world is simply unrealistic. It skillfully seeks to tell the story of, money inflation and public debt as enduring (and perhaps endearing) features of American life, rather than something we can one day overcome as our policy makers constantly promise.Features interviews with today’s top financial industry leaders and insiders.Offer a glimpse into the future of the Federal Reserve and the role it will play in the coming yearsExamines what the future may hold for the value of the U.S. dollar and the real incomes of future generations of Americans

The gradual result of the situation we find ourselves in will inevitably lead to inflation, loss of economic opportunity, and a decline in the value of the dollar. This book will show you why, and reveal how we might be able to deal with it.

If you will live like no one else, later you can live like no one else.

Build up your money muscles with America’s favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover.

By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to:

•Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
•Recognize the 10 most dangerous money myths (these will kill you)
•Secure a big, fat nest egg for emergencies and retirement!

LEARN HOW TO ELIMINATE ALL YOUR EXISTING DEBTS, FIND DEBT RELIEF, AND REMAIN DEBT FREE FOR LIFE Discover a proven strategy for debt relief, paying off your debts and remain living debt free for the rest of your life. Millions of people are in debt and struggling to make ends meet. People are hoarded by surmounting financial responsibilities with no resolution in sight. Most don’t know what to do or where to turn for help. The growing financial crisis has shifted the consensus of the American Dream from owning a home to being debt free. This is scary. Is to be “debt free” really just a dream? How do you even start to make this dream a reality? The truth is, it can be your reality. This book gives you step-by-step strategies on how to gain control over your finances, and eliminate all your debts once and for all. You’ll also discover what got you into debt in the first place, and how to keep it from happening again. You don’t have to live enslaved to your debts anymore. You just have to make the commitment to take action and stay the course. Here Is A Preview Of What You’ll Learn… Why Are You In Debt? Income and Expense Worksheet Can You Raise Your Income? Can You Lower Your Expenses? Credit Cards and Debt Debt Consolidation Loan Bankruptcy Secured Loans Much, much more! Here’s What Others Are Saying… “This book is the best book I have read about getting out of your debt the sensible way!! It’s not one of those quick fix books, it is a realistic look at debt and very helpful tools to get out of debt and build your credit. I really recommend this book!!” – Gerald Leroy Anderson (Philly, USA) “This book is really great. I was able to get some nice tips to manage my personal finances better. I’m always trying to save money and I’m always looking to good books like this one to get some information on how to manage my credit card debt better. I’m still in debt but I’ve been following some tips and I can tell you that I’m getting some results already. I would recommend this book. I should try this out.” – Amanda Jones (USA) “I have come out of debt only recently and as I am still recovering financially I decided to download: ‘No More Debt’’ to see if it could help me. I literally ‘absorbed it’ on my lunch break and I found all the tips so useful and so up-to-date that I actually ended up reading it twice. What I got from this read is: some really reinforced motivation! I will never again be a debt victim and will never again struggle financially. I have actually started my financial journal, just like the author suggested and it made it so much easier to me to see where I was with my money…I love this idea of a simple yet healthy and happy life. Thank you so much author!” – Marta T. (Barcelona, Spain) TAKE ACTION TODAY and SECURE YOUR FINANCIAL FREEDOM! Tags: debt, debt free, debt relief, debt management, debt consolidation, debt education, debt free living, debt free spending plan, debt free forever, credit free, credit card debt, credit solutions, credit consolidation, how to pay off your credit card debt, how to pay off all your debts, how to become debt free, how to be financially free, finances, financial problems, financial crisis, financial solutions, financial future, financial independence, financial freedom, financial success, financial planning, financial peace, financial intelligence, financial relief, financial analysis, money management, personal finance, personal money management

The debt bomb is ticking. The U.S. Treasury says our national debt will hit twenty-eight trillion dollars by 2018. This means that every single day you keep your savings in paper-backed investments, the Federal Reserve destroys your money, your stocks, your savings account, your 401K. But just as the debt has more than tripled in the last decade, so have gold and gas. Gold and gas track debt more than any other assets on earth. So if the debt is doubling to $28 trillion by 2018, where do you think your money needs to be? Gold has been the greatest hedge against currency collapse the world has ever known, and gold has been the world’s wealth preserver of choice for over 5000 years.

Let’s get real ladies! Whether voluntarily or involuntarily, managing money is a reality that we all (especially as women) will face at some point in life; we might as well do it right! This book will be your go-to guide for years to come. Know why? Because whether you’re a busy wife, single mother, young professional, a tad more seasoned gal or somewhere in between, it tackles the fears, struggles and questions hundreds of women have asked Patrice over her last decade of helping women get out of debt, rebuild their credit and define their passions. And it’s all done in her down-to-earth, practical and sassy (when necessary) tone. The book’s sections are smartly built around the format of Patrice’s highly acclaimed women’s coaching program, The Mindset + Money Master Class and represent her entire philosophy about personal finance success. After all, it’s what got the Money Maven out of her own $18,000 of credit card debt! Readers are led through practical money lessons and exercises that will help them create wealthy habits, earn more money using their gifts, manage their money wisely and get comfortable having uncomfortable conversations around money.

I wrote “Get Out Of Debt Fast: Reduce Debt Quickly With The Money You Currently Make” because I know it can sometimes be very overwhelming when there is not enough money left over at the end of the month. Bill collectors calling, credit card companies hounding you, and stress start to overwhelm you. I too was once in a very similar situation. I’m here to tell you I’m not anymore and the stress those bills and debts were causing me and my family are gone. I wrote this easy to follow guide called “How to Get Out of Debt Fast: Reduce Debt Quickly With The Money You Currently Make” to help you reduce your debts very quickly and provide you with the stress free lifestyle I’m now living. The methods I used to get out of debt are documented in this easy to follow guide. I’ve left nothing out of this book and it truly can help you get out of debt very quickly, so you can have peace of mind at the end of the day. There is nothing worse than trying to make ends meet and have no current plan that will actually work to get you out of debt fast. The methods I used are simple. I used the compounding effect the banks, credit card, and mortgage companies are using to keep you in debt against them. The methods I used had to be simple in order for me to stick with the program. I quickly paid off two credit cards within a matter of 6 months using just the money our family made. I couldn’t stand thinking of following some budget, moving numbers here and there, trying to save money and allocate it to all the different categories. Let’s face it a real budget is difficult to follow and stay motivated to follow. There is non of that in How to Get Out of Debt Quickly. Just a very simply, easy to implement and follow plan. So, if you are serious about getting out of debt, need some much needed stress reduction and want to have enough money to actually retire someday and live the quality of life you’ve dreamed about, you need to take action right now and go to the top of the page and click the “Buy” button now. Let’s get started today at relieving you from the burden’s of debt once and for all.

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to:

figure out how much you’ve actually been spending
• calculate how much you owe—and what it’s costing you
• build a budget that works
• maximize your debt repayments so you can be free of consumer debt in 3 years or less
• prepare for a rainy day so it doesn’t mean a major setback
• set goals for your new, debt-free life.

Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail’s plan, and start becoming debt-free forever.

THE 4 LAWS OF FINANCIAL PROSPERITY (Formerly The Four Laws of Debt Free Prosperity)

Inspired by actual occurrences, this entertaining and captivating book shows that how much a person earns isn’t nearly as important in achieving financial security as most people think-that nearly anyone, on any income, can achieve debt-free prosperity by applying the four laws in the story.

Inspired by a true story . . . you will discover four basic laws that will change your life.

Simple principles . . . learn how to implement the powerful core principles that financially successful people understand and live by to eliminate debt and accumulate wealth.

Change your financial life . . . anyone on any income can become debt-free and achieve financial independence by applying the principles from this book.

Thousands have bought for family members and friends! Over one hundred thousand copies sold worldwide!