How Much Money Does a Credit Counselor Make?. Part of the series: Career Salary Information. The money made by a credit counselor averages around $45,000 a year and requires an educational background in accounting, business, economics and math. Help individuals and businesses manage debt as a credit counselor using insight from a guidance counselor in this free video on career information.

Debt consolidation is the process of taking multiple outstanding debts and combining them into a single debt, hopefully with a lower payment. Debt consolidation could be a way to get a handle on debt, but there are other ways too.

Here are four things to think about when you’re considering debt consolidation:

1. Before getting a loan or opening a card, consider reaching out to your creditors to see if they can work something out with you.

2. It might be helpful to talk to a certified financial planner or a certified credit counselor about your situation. An objective third party can help you figure out what makes the most sense for you.

3. Four common ways to consolidate debt include: a balance transfer credit card, a personal loan, a home equity loan and a home equity line of credit.

4. When you’re thinking about your options, consider interest rates, fees and whether you’re comfortable putting up your home as collateral (in the case of a home equity line of credit or home equity loan).
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Getting to the right headspace to tackle your debt is half the battle. Learning the techniques you might need to get into the right mindset is an important part of getting out of debt; otherwise, your determination and motivation will be tough to come by. It’s more than frugal living, saving money, or embracing minimalism – it’s about a money mindset, too!

Debt Snowball Video: https://www.youtube.com/watch?v=e2NybrChrVc&t=15s

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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.

About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach, there is no better place to learn about debt freedom, budgeting, and overall frugal living.

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A guided meditation for when money’s tight, the stress often leaks into various other aspects of our lives. Use this 10 minute guided meditation to help ease financial stress and enter into more peaceful and accepting feelings towards money. The goal isn’t to manifest more money necessarily (although that could be a natural side-effect) but more importantly, it’s to help you feel at peace no matter what your current (temporary) financial snapshot is, while simultaneously tuning into an optimism towards the future.

Lester Kiewit speaks to Neesa Moodley, Personal Finance Editor at Daily Maverick, on what to expect out of debt counselling. If you are struggling to pay off your debts or know someone who is struggling listen to the conversation and be well informed.

00:01:25 What is debt counselling?

00:02:35 Difference between good and bad debt counselling.

00:04:05 Why are people not making payment arrangements directly with their credit providers?

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Join me for a February 2023 Budget Review. In this video I am recapping the month and sharing how I use the Budget Mom workbook. I am covering goals, income, expenses, debt, savings, cash envelopes, sinking funds and savings challenges. For this budget, I use the Erin Condren Monthly Planner and the Budget Mom Workbook in the boxed set. I hope that you gain some budget and planning ideas from this video.

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If you are looking to Manifest Money using the law of attraction then You MUST TRY this Powerful Guided Meditation. This is the ultimate LOA test that you can witness within 48 hours. BUT Make Sure to LET GO of The EXPECTATION of OUTCOME! Don’t think about it in the next 48 hours once you’ve completed the meditation. For best results complete this meditation first thing in the morning when you wake up and last this before you sleep.
Save the video and Come back to let us know in the comments your results, even if it’s just manifesting a coin on the ground. Remember DON’T look for it, it will call for you! 😉
Love and prayers for all of you!
Sri Akarshana

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