Want to know how to take control of your finances? In this video, we’ll break down the basics of money management so you can start saving, budgeting, and investing smarter. Whether you’re a student or just beginning your financial journey, these simple tips will help you make the most out of your money. Learn how to create a budget, set savings goals, avoid debt, and invest wisely to secure your future. Don’t miss out on these essential strategies for financial success!

You can sign up for the Webinar here https://go.limitlessexpo.com/join-a

Ken McElroy and Robert Kiyosaki discuss the misconceptions about debt and how it can be a powerful tool for building wealth. Learn the secrets of using other people’s money to buy assets, reduce tax liabilities, and achieve financial freedom.

Ken has a real estate strategies podcast! Follow your favorite platform each week.
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ABOUT KEN:
Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, The ABC’s of Property Management, and has an upcoming book: “ABCs of Buying Rental Property: How You Can Achieve Financial Freedom in Five Years.” Ken is a Rich Dad Advisor.

Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you’re a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.

Ken’s company: https://mccompanies.com/

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DISCLAIMERS: Any information or advice available on this channel is intended for educational and general guidance only. Ken McElroy and KenMcElroy.com, LLC shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this channel. Consult a financial advisor or other wealth management professional before you make investments of any kind.

Although Ken McElroy and his affiliates take all reasonable care to ensure that the contents of this channel are accurate and up-to-date, all information contained on it is provided ‘as is.’

Ken McElroy makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this channel.

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All comments will be reviewed by the KenMcElroy.com staff and may be deleted if deemed inappropriate. Comments which are off-topic, offensive or promotional will not be posted. The comments/posts are from members of the public and do not necessarily reflect the views of Ken McElroy and his affiliates.

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#kenmcelroy #realestate #realestateinvesting #debt #financialfreedom #leveragingdebt #otherpeoplesmoney #OPM #gooddebt #baddebt #wealthbuilding #realestateinvesting #businessloans #bonusdepreciation #aircraftpurchase #taxstrategy #investmentstrategy #financialeducation #bankingsystem #richvspoormindset #financialliteracy #entrepreneurship #moneymanagement #debtstrategy #financialgrowth #assetacquisition #taxbenefits #leveragingassets

Debt can be scary but you’re not alone. There is help available and paths you can take. Howie Lim finds out what they are from Tan Huey Min of Credit Counselling Singapore and Seth Wee of Providend.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

03:48 Cheapest ways to get out of debt

05:14 Are you ready to seek help?

08:50 Things you can do

11:58 Not as difficult as it may seem

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg (mailto:btpodcasts@sph.com.sg) . 

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Written and hosted by: Howie Lim (howielim@sph.com.sg (mailto:howielim@sph.com.sg) )

With Seth Wee, client adviser, Providend and Tan Huey Min, general manager, Credit Counselling Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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PropertyBT at: bt.sg/btpropertybt (https://bt.sg/btpropertybt)

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BT Branded Podcasts at: bt.sg/brpod (https://bt.sg/brpod)

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Tap into the currency of money with this 15 minute meditation. This meditation uses binaural beats and manifesting techniques to help you manifest money fast!

If you like this video, please subscribe and hit the thumbs up!
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Love my meditations? Join CREATE: Experience the transformation and manifesting results you’ve been waiting for inside of a private Member’s Only Community. Get instant access to a members only library filled along with 56 manifesting meditations ( that are not found on Youtube), a live monthly Q+A with me, and years worth of manifesting content (workbooks, training videos, mantras, affirmations, and more)! https://www.mkmagicmindset.com/joincreate

Join the Manifesting Activation System- This revolutionary step by step system designed to activate the 6 powerful principles that make manifestation and the Law of Attraction work every single time. Learn what to do, when to do it, and how inside this step by step system. https://www.mkmagicmindset.com/themas

99% of people struggle with one of these 5 manifesting blocks. See if you’re one of them- Take the quiz- https://www.mkmagicmindset.com/quiz

Abundance Academy- Learn all about how to program your subconscious mind to manifest abundance on autopilot and discover manifesting methods that work for YOU based on your learning type and your personality. https://www.mkmagicmindset.com/abundanceacademy

Download my FREE Money Mindset Workbook:https://www.mkmagicmindset.com/moneyworkbook
I created this FREE Money Mindset Workbook to help you up-level your money mindset, and get clear on your blocks. The workbook is an instant download, just click the link above, or copy and paste it in your browser.

Join the high vibe MANIFESTING MASTERMIND FACEBOOK GROUP: https://www.facebook.com/groups/mkmagicmastermind

? ? ? Connect With Me? ? ?
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My FAVORITE Law of Attraction Books, products, and more:
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How I earn cash back from shopping at my favorite stores: https://www.rakuten.com/r/MARYKA3400?eeid=28187

Meditation music created by the talented Elevated State of Self. If you prefer non guided meditations, be sure to check out his music:https://www.youtube.com/channel/UC7OHjNkoaJ-sSQNG9SDt49A

For audio books on the go, try Amazon Audible for FREE with this link: https://amzn.to/2SrECn2

#Manifestmoney #meditation #lawofattraction

I’m so excited to be sharing a new series where I actually review your budget! In this specific video, I’ll be outlining how I would budget a 2k monthly income whilst trying to pay off debt and build savings.

** 1:1 MONEY COACHING WITH ME **
Book a free sales call to find out more: https://bossfinanceacademy.com/

**WANT ME TO REVIEW YOUR BUDGET?**
Submit your budget here: https://forms.gle/gE8Tfj9Lb4nJf7UR9

WANT TO WATCH MORE?

How I budget my money: https://youtu.be/BGRMq1LcRFU
How I’m saving more money in 2024: https://forms.gle/gE8Tfj9Lb4nJf7UR9
How to get better with your finances: https://youtu.be/ngSdTMzgfU8
10 things to do with your money this week: https://youtu.be/Ze5cS8dTndk

**MY NET WORTH & BUDGETING TEMPLATES**
Monthly or Weekly: https://www.etsy.com/uk/shop/VeroniaShop

**MY MOBILE PHONE SIM CONTRACT**
Sign up with Voxi: https://referme.to/vfgOyOn

**HOW I TRACK MY SPENDING**
I use Monzo to track my spending, you can sign up using my referral link: https://join.monzo.com/c/cxf1gtg

**GET MY FREE MONEY MANAGEMENT GUIDE**
Get my free guide here: https://bossfinanceacademy.com/money-management-guide

**FREE TRAINING on how to Save & Invest your money**
Sign up for the free training here: https://bossfinanceacademy.com/free-masterclass

**WANT TO MAKE MORE MONEY? JOIN FINANCIAL JOY ACADEMY**
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**GET A FREE SHARE WITH TRADING 212**
Do you want to get a free stock share worth up to £100?
Create a Trading 212 Invest account using this link https://www.trading212.com/invite/GISeeb9m and we both get a free share!

**HOW I RANK IN SEARCH ON YOUTUBE**
TubeBuddy: https://www.tubebuddy.com/veronia

**BOOKS I WOULD RECOMMEND:**
The Price of Money (UK Based): https://amzn.to/3RB10by
The Meaningful Money Handbook (UK Based): https://amzn.to/2GVuaUj
Rich Dad Poor Dad (US Based): https://amzn.to/2RhzxPF
Rich Dad’s CashFlow Quadrant (US Based): https://amzn.to/3kbBedU
The Richest Man in Babylon (US Based): https://amzn.to/3iBgb3K
Property Investment for Beginners (UK Based): https://amzn.to/2ZsMLgH
100 Property Investment Tips (UK Based): https://amzn.to/3bQH3uc
Self Discipline: A How-To Guide to Stop Procrastination (UK Based): https://amzn.to/3mizh0T

**SIGN UP FOR A FREE TRIAL ON AUDIBLE:**
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DISCLAIMER PT. 1: Some links included in this description are affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide as much content as possible!

LET’S CONNECT!
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ABOUT ME

I’m the typical Millennial who previously spent everything she made (though it wasn’t much), but decided to pursue financial freedom – something the schools should’ve taught us!

I believe everyone has the capability to be financially free, whether you’re an Entrepreneur or an Employee. My goal is to help you realise that you can achieve anything you put your mind to!

Videos will go live every SUNDAY so make sure you subscribe!

DISCLAIMER PT 2: Please note I am not a Financial Advisor or Employment Lawyer. The content presented in this video are personal opinions and for entertainment purposes only. You are responsible for the financial decisions you make!

**TIME STAMPS**

00:00 Intro
00:49 Net worth review
09:15 Budget review
15:33 More support & summary

How Much Money Does a Credit Counselor Make?. Part of the series: Career Salary Information. The money made by a credit counselor averages around $45,000 a year and requires an educational background in accounting, business, economics and math. Help individuals and businesses manage debt as a credit counselor using insight from a guidance counselor in this free video on career information.

Debt consolidation is the process of taking multiple outstanding debts and combining them into a single debt, hopefully with a lower payment. Debt consolidation could be a way to get a handle on debt, but there are other ways too.

Here are four things to think about when you’re considering debt consolidation:

1. Before getting a loan or opening a card, consider reaching out to your creditors to see if they can work something out with you.

2. It might be helpful to talk to a certified financial planner or a certified credit counselor about your situation. An objective third party can help you figure out what makes the most sense for you.

3. Four common ways to consolidate debt include: a balance transfer credit card, a personal loan, a home equity loan and a home equity line of credit.

4. When you’re thinking about your options, consider interest rates, fees and whether you’re comfortable putting up your home as collateral (in the case of a home equity line of credit or home equity loan).
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Like what you saw? Subscribe to our YouTube Channel: http://www.youtube.com/subscription_center?add_user=creditkarma
Learn more — check out this article: How does debt consolidation work?
https://www.creditkarma.com/advice/i/debt-consolidation

Watch related videos:
What Is a Balance Transfer?
https://www.youtube.com/watch?v=hzoDA68nii4
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Getting to the right headspace to tackle your debt is half the battle. Learning the techniques you might need to get into the right mindset is an important part of getting out of debt; otherwise, your determination and motivation will be tough to come by. It’s more than frugal living, saving money, or embracing minimalism – it’s about a money mindset, too!

Debt Snowball Video: https://www.youtube.com/watch?v=e2NybrChrVc&t=15s

How To Stop Overspending eBook: https://frozenpennies.lpages.co/overspending-list-reg-price/

Meal Planning Toolkit (FREE): https://frozenpennies.lpages.co/dmt-freebie-youtube/

Budget Planner (FREE): https://frozenpennies.lpages.co/budget-planner-freebie/

{NEW} Christmas Bliss Spreadsheet and Planner: https://frozenpennies.lpages.co/christmas-spreadsheet/

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Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.

As an Amazon Associate, I earn from qualifying purchases.

Favorite Money Saving Things:

https://frozenpennies.lpages.co/favorite-money-saving-things

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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.

About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach, there is no better place to learn about debt freedom, budgeting, and overall frugal living.

________________________________________________________________________

DISCLAIMERS:

– Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
– Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach. All content on this channel is intended for entertainment, informational & inspirational purposes only. Don’t hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.

A guided meditation for when money’s tight, the stress often leaks into various other aspects of our lives. Use this 10 minute guided meditation to help ease financial stress and enter into more peaceful and accepting feelings towards money. The goal isn’t to manifest more money necessarily (although that could be a natural side-effect) but more importantly, it’s to help you feel at peace no matter what your current (temporary) financial snapshot is, while simultaneously tuning into an optimism towards the future.

Lester Kiewit speaks to Neesa Moodley, Personal Finance Editor at Daily Maverick, on what to expect out of debt counselling. If you are struggling to pay off your debts or know someone who is struggling listen to the conversation and be well informed.

00:01:25 What is debt counselling?

00:02:35 Difference between good and bad debt counselling.

00:04:05 Why are people not making payment arrangements directly with their credit providers?

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