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? On Active Duty — My Biggest Financial Regrets ????

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???? My Biggest Financial Regrets While On Active Duty Military
????Watch the full video here: My Biggest Financial Regrets While On Active Duty Military
????https://youtu.be/uV9LUDS8h94

???? Regret #1 – Not Investing Early
•Didn’t start my TSP or IRA soon enough
Thought I “couldn’t afford it”
Missed out on compound interest
Even $50/month would have added up big time

???? Regret #2 – Living Paycheck to Paycheck
•Didn’t stick to a budget
Spent freely knowing payday always came
No money left at the end of the month
Left me unprepared for emergencies

???? Regret #3 – Financing Things I Didn’t Need
•Bought a new car instead of used
Big monthly payment drained my paycheck
Car lost value fast — loan didn’t
Could’ve used that money for savings or travel

???? Regret #4 – Ignoring My Benefits
•Didn’t use tuition assistance early
Didn’t look into VA loans or grants
Skipped free financial counseling
Left “free money” on the table

???? Regret #5 – Getting Into Credit Card Debt
•Used credit for wants, not needs
Interest piled up fast
Paid way more than things were worth
Should’ve stuck to debit or cash for small stuff

???? Regret #6 – No Emergency Fund
•No cash for surprise car repairs, travel, family needs
Had to borrow or use high-interest credit
Even $500–$1,000 emergency fund makes a huge difference

???? Regret #7 – Not Planning for Transition
•Assumed I’d get a good job right away
Didn’t save for the “gap” between leaving and starting civilian work
Transition was stressful — savings would’ve helped

? Lessons Learned
•Start investing now — time is money
Build a budget and stick to it
Spend less than you earn
Know your benefits — ask questions
Plan ahead for civilian life

???? Take Action Today
•Talk to base financial counselor
Open or increase your TSP contribution
Build a simple budget
Save $1,000 for emergencies
Avoid bad debt — live within your means

???? Final Thought
•Small smart moves now = huge freedom later
Don’t repeat my regrets
Take control of your money — your future self will thank you

???? WATCH MORE EPISODES

? My Biggest Financial Regrets While On Active Duty Military
???? This Video Link: https://youtu.be/uV9LUDS8h94

? This Common Investing Mistake Is Costing You—Big Time!
????This Video Link: https://youtu.be/br1qBIx8he8

? 5 Wise Decisions When You Purchase A New Car For Military Members
????This Video Link: https://youtu.be/y2_pm0RKUYo

? Military… Pay Cash For A Car. I Explain Why.
???? This Video Link: https://youtu.be/4GQxcpjzuLk

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