? *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* – check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

?Oh my goodness… he’s been hiding stuff behind her back, and she goes for his THROAT- this is an intense post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

??Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

??? *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5

???Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

? Watch this episode’s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
?EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
?RESOURCES

1. *I’VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 – $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

___________________________________________
Chapters:

00:00 Intro

___________________________________________
?EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@calebhammerclips

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

?*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

?Sponsorship and business inquiries: business@calebhammer.com

Do you carry the hidden weight of bills, the quiet fear that spikes when the phone rings, or the knot in your stomach when you check your accounts? This constant background pressure can slowly shape how you see yourself and how you respond to money decisions.
When financial anxiety stays active in the mind, it can cloud judgment, increase avoidance behaviors, and make even small expenses feel overwhelming. This audio session helps shift attention away from that stress loop and toward a calmer internal state where clearer thinking becomes easier.

Try Our Meditation App Now ? http://bit.ly/3E1w2EN
Subscribe for daily guided meditations ? https://bit.ly/2IihebU

This abundance meditation supports emotional release around debt-related stress so the body can settle out of constant alert mode. As relaxation deepens, the mind becomes less reactive to financial triggers and more open to practical, steady thinking. With repeated listening, this can help build a calmer baseline response when money concerns appear.

Use it during moments when financial pressure rises, or when your thoughts feel stuck in worry loops. The goal is to support mental clarity, emotional relief, and a steadier internal state that makes it easier to take grounded next steps.

Follow Us
? Instagram: https://www.instagram.com/enhancedapp
? Facebook: https://www.facebook.com/Enhancedapp

More sessions to support calm focus and emotional balance:
https://youtu.be/r4S06ftcG3U
https://youtu.be/3eUEGbIQszY
https://youtu.be/XKQGBPf5w3o (winter solstice special)

Abundance Reset for Financial Anxiety Relief

Financial stress is not just a thought pattern. Research in behavioral psychology shows that ongoing money worry can activate the body’s stress response, increasing cortisol levels and narrowing focus. This can affect sleep quality, emotional regulation, and decision-making, making financial situations feel even heavier than they are. When the nervous system stays in this alert state, it becomes harder to think clearly or plan with confidence.

#GuidedMeditation #DebtRelief #FinancialFreedom #AbundanceMeditation #StressRelief

? *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* – check it out here and change your life: https://dollarwise.com/dollarwise-central/

?? CONFRONT HER- her attraction to me is… weird, so I have to fully address everything. Watch the post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

???Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

???? *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5

?????Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

?????? Watch this episode’s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
?EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
?RESOURCES

1. *I’VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 – $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro

___________________________________________
?More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
?EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

?*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

?Sponsorship and business inquiries: business@calebhammer.com

In this episode of Long Story $hort, we talk with Jason Scott from Reading, California, who shares how he paid off $25,000 in debt through MMI’s debt management plan. Hear his inspiring journey and key lessons learned along the way. – The initial debt situation and how he found MMI – The process of enrolling in a debt management plan – The benefits and support from MMI – Key lessons learned about managing finances – Life changes and opportunities after becoming nearly debt-free

Find Long Story $hort wherever you listen to podcasts and hear other episodes at: https://www.moneymanagement.org/podcast

Local money coach Lisa Chastain told Abel Garcia that nearly all of her clients are struggling with credit card debt and offers these tips to get those balances paid down.

How She Paid Off $460,000 in Debt
Today, I’m talking with the amazing Jade Warshaw. Not only is she a fellow Ramsey Personality, but she’s also a multi-talented cruise ship singer, yacht-rock lover, plant-based chef, motivational speaker, and debt-payoff expert. In this video, you’ll hear Jade’s incredible story of paying off almost half a million dollars in consumer debt and how you can achieve your own total money makeover.

Links:
Follow Jade on Instagram: https://www.instagram.com/jadewarshaw
Get your own Ramsey Goal Planner: https://store.ramseysolutions.com/personal-growth/books/ramsey-goal-planner/

EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. https://www.ramseysolutions.com/ramseyplus/everydollar/george?utm_source=YT&utm_medium=YT&utm_campaign=George-YouTube&utm_id=ramseysolutions

George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.

This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you’re seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.

Im so happy to finally share how I paid off my clothing accounts debts. I accumulated all these debts due to impulse buying and not being responsible with my personal finance. I share tips on how I managed to pay these accounts. #personalfinance #debtfree #debt #debtfreecommunity #southafricanyoutuber #financialindependence #fire #frugalliving

Dave Ramsey- https://youtu.be/Q5jlY8_WmEE

FAM! I’m joined by Ashley Brown of Ashley Empowers and her husband Carrington Brown! They paid off more than $126,000 of debt in three years, and they’re sharing their debt-free journey, their thoughts on marriage, relationships and money and legacy building.

*Want to make an EXTRA $1,000 in a week. Click here: https://bit.ly/3iwRHLl
**USE PROMO CODE: “TheTable” for a MAJOR discount on the “VIP Investor Program”

Connect With The Browns:
The Dating Algorithm FREE Course: https://bit.ly/3B6zHO3
Ashley IG: https://bit.ly/3puR74V
Carrington IG: https://bit.ly/3Ed0lqO

*JOIN MY PATREON FAMILY: https://bit.ly/2XZeh7X

Do more with your savings and sign up with PrizePool to get an account that treats you the way you deserve to be treated: https://bit.ly/3kmDkKU

*PAYOFF YOUR STUDENT LOANS FAST: https://amzn.to/3B5k4Hj
*GET YOUR KIDS INTO COLLEGE WITH NO DEBT: https://amzn.to/3mpKP50

Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/2W0Erq0

Connect with Me!
Website: http://bit.ly/2LQYSPN
Instagram: http://bit.ly/313Mv6r
Facebook: http://bit.ly/313Mwr1

The Gear I’m Using:
Main Camera: https://amzn.to/392pZAV
Main Camera Lens: https://amzn.to/3C4yeJ0
Main Microphone: https://amzn.to/3nlbYGQ
Guest Microphone: https://amzn.to/3C0bkmc
Teleprompter: https://amzn.to/3E8vEDP
Tripod: https://amzn.to/3twmpZj
Main Light: https://amzn.to/2YHsnuN
Wall Lights: https://amzn.to/3hnwgvz
Video Switcher: https://amzn.to/3A6SLfv
Camera Slider: https://amzn.to/3hnO9KI
Audio Mixer: https://amzn.to/3hppd5p

Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this YouTube channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19—homeless and deep in debt—I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.

This is my debt update for December 2020 and a review on my progress in in the year of 2020. I started my first job in March 2020 and started paying off debt in May 2020. Making this video and reflecting on my progress this past year has relit my motivation to pay off debt in 2021.

Please like, leave a comment, and subscribe if you enjoyed this video and would like to follow my debt free journey.

————-

Things I Use:
Highlighters: https://amzn.to/3d63I4V
Pilot G2 (0.38mm): https://amzn.to/2YsAdoq
Tombow white out: https://amzn.to/385X39W
ParKoo Erasable Gel Pens: https://amzn.to/3hsaXHq
Title/End screens: https://amzn.to/37CRoYN, https://amzn.to/2zzlJe8
Camera mount: https://amzn.to/37tCK64
Filming Lamp: https://amzn.to/2NGT4Hj
Filming: iPhone XS Max

Referrals:
Erin Condren – $10 off your first purchase: https://bit.ly/3fRJ3Ut
Rakuten – $10 cash back when you spend $25: https://bit.ly/2LxXRK5
Plum Paper Planner – send an email to avabudgets@gmail.com and I can send a link to save 10% off your first purchase

Updated video:

DISCLAIMER:
I am NOT a financial expert, accountant, or anything of the sort. I am in no way qualified or certified to give financial advice. However, I am here to share my love of planning and also share what my family is doing to get out of debt and be better with money. If you are looking for financial advice, I would recommend seeking advice from an expert.

#SnowballMethod #DaveRamsey #PayingOffDebt