Welcome to Credit Counselors, your go-to resource for all things credit and finance. In this video, we’ll be discussing the benefits of credit counseling and how it can help you get your finances back on track.

Our team of experts will walk you through the credit counseling process, from initial consultation to creating a customized debt management plan. We’ll show you how to prioritize your debts, negotiate with creditors, and make a budget that works for you.

We’ll also cover the importance of understanding your credit score and how it can impact your financial well-being. You’ll learn how to improve your credit score over time and take steps to avoid common credit pitfalls.

Whether you’re struggling with credit card debt or just looking to improve your overall financial health, credit counseling can be an effective tool for achieving your goals. Join us as we demystify credit counseling and show you how it can work for you.

Don’t let financial stress hold you back – take control of your finances today with Credit Counselors.

Welcome to our comprehensive step-by-step training guide for debt mediation, also known as affordable distribution, on the powerful Clientflow system. In this video, we walk you through the entire process, equipping you with the knowledge and tools to effectively navigate the world of debt mediation.

Join us as we break down each stage of the debt mediation process, providing detailed explanations and practical tips along the way. From initial setup to successful resolution, this training guide covers it all.

There’s a mediation process between Wits University and its Student Representative Council. The institution was hit by a wave of protests in February, as students challenged historical debt and lack of accommodation. Spokesperson of the South African Union for Students, Asive Dlanjwa speaks to #eNCA Courtesy #DStv403

How to survive the debt review process | Debt counseling in South Africa.

We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.

To find out more about our bookkeeping services go to: https://profitandbooks.com/

I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.

Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.

What skills do you need to be a bookkeeper?

You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
As a bookkeeper, you must understand the accounting system and make sense of the debit and credit entries. You must also have a basic understanding of Mathematics.

What does a bookkeeper do?

Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.

What are source documents?

Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents

Why are the source documents so important?

When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.

Why do you need a bookkeeper when you apply for funding?

The bank wants to see how well you manage your money, what is your income, what is are your expenses, what part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. The banks and financial institutions want documents that will give them an overview of your business all in one place. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.

For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
https://open.spotify.com/show/7JABIEU33PfULlam27sOyY
https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
https://g.page/r/CQEpG0p7PPdiEAE

To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za

If you want to become a bookkeeper in South Africa go to:
www.icb.org.za

Thousands of South Africans struggle financially daily, you are not alone.

Approved and regulated by the NCR, Debt Corporation’s number one aim is to help you get debt free, pain free. We help reduce your monthly payment and negotiate on your interest rates. We aim to reduce your monthly debt as best as we can, giving you the opportunity to find financial relief.

Let us take care of your financial situation so you can take care of you. This is the part where you can benefit from a negative situation and turn it into something positive.

Take your first step towards becoming Debt Free. Contact us today for a free assessment and see how Debt Review can help YOU.

Jean Munroe demonstrates the four phases of the mediation process. “Harry” and “Sally” are Tennessee residents in the midst of a divorce. They have a thirteen year old son, and a home that they have owned for several years. Watch as Jean guides them and their respective lawyers through the mediation process.

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DOn’t mind where I am looking, I was trying out some mirror thing LOL