In this special Mailbag episode of the HerMoney Podcast with Jean Chatzky, we welcome back personal finance expert Dana Miranda, author of You Don’t Need a Budget, to tackle your most pressing money questions. From navigating early retirement goals to rebuilding credit post-divorce to whether or not you can justify your boutique Pilates membership, we’re getting real about money, self-care, and financial freedom.

Mailbag Questions:
01:00 “I’m 58, burnt out, and want to retire early; is $200k saved enough?”
07:00 “Should I use my 401(k) to pay off $70K in debt?”
13:00 “Can I afford to work part-time post-divorce, or do I need to look for a full-time job?”
20:00 “I make $180k and have 2 kids, is $200 a month too much for a gym membership?”

???? Buy Dana’s book: https://www.youdontneedabudget.com/

???? Subscribe for more conversations on money, mindset, and living well: [https://www.youtube.com/@HerMoney]

???? Join our women’s investing club, InvestingFixx:
https://investingfixx.com — Your first month is FREE.

???? Got money questions? Drop them in the comments or email us at mailbag@hermoney.com.

? Join the HerMoney Community! ?
????????? Get our FREE weekly newsletter with the latest money tips ? [https://hermoney.com/subscribe/]
???? Join our Investing Club ? [https://portal.investingfixx.com/s/]
???? Try our Finance Fixx Program for a complete money makeover ? [https://portal.financefixx.com/coastal/s/]

Follow the podcast:
On Apple podcasts: https://apple.co/3lyZs59
On Spotify: https://spoti.fi/3Rb4nYM
The HerMoney Instagram: https://www.instagram.com/hermoneymedia/

Listen to the podcast episode “I make $180k and have 2 kids, can I justify my $200 Pilates membership?” | Mailbag with Dana Miranda” – [https://youtu.be/2gHW4CqC7wc]
—
Listen to The HerMoney Podcast while you’re on the go! [https://pod.link/1098802558]
Available wherever you listen to your favorite podcasts. New episodes drop every Wednesday.
—
Subscribe to the channel here: https://bit.ly/4agSrxo
Take our Money Type Quiz! https://moneytype.hermoney.com/
—
Follow Jean here:
Instagram: https://www.instagram.com/jeanchatzky/
TikTok: https://www.tiktok.com/@jeanchatzky
Facebook:https://www.facebook.com/JeanChatzky
LinkedIn: https://www.linkedin.com/in/jeanchatzky/
Twitter/ X: https://twitter.com/JeanChatzky
—
Sign up for our newsletter to save more money, save time, and get actionable advice here: https://bit.ly/46R6h6M

#Budgeting #PersonalFinance #MoneyTips #HerMoney #DanaMiranda #FinancialWellness #ConsciousSpending #MoneyMindset

Ever wonder how the most successful people achieve financial freedom? You’ll discover the secrets behind the financial success of Robert Kiyosaki, bestselling author of “Rich Dad Poor Dad.” You’ll learn how Kiyosaki overcame a dire financial situation and how you can overcome his too. We’ll show you how discipline and dedication can help you build a snowball of compound capital that makes you rich faster. Together we will discover effective strategies to increase your net worth and achieve financial freedom!

#financialeducation #investments #debt

???? Other videos that might interest you:
1 – “Don’t Keep Your Cash In The Bank”: 7 Assets Better & Safer Than Cash: https://youtu.be/qngcNwiigZw
2 – Warren Buffett – STOP These 5 THINGS That Are Keeping YOU Poor: https://youtu.be/JHQuJ_eOsbc
3 – Things POOR People Waste Their MONEY On! By Warren Buffett: https://youtu.be/KmVw94R_-Gc
4 – Robert Kiyosaki – Make MONEY WORK for you: https://youtu.be/vB5Fhnp-nw8

“I Was $800,000 in Bad DEBT” | Robert Kiyosaki | How To Pay Back Your Debt Fast

In this video, famous author of ‘Rich Dad Poor Dad’ and millionaire businessman Robert Kiyosaki explains how he paid back his bad debt fast.He also shares his insights on what one must do to pay back their debt and what is good debt and bad debt.

#RobertKiyosaki #Economy #Debt #BadDebt #Investing #USNews #Loan

Robert Kiyosaki Must Read Books:
Get them here ?? https://amzn.to/2KClLXX

?? For more inspiring and motivation videos please SUBSCRIBE to our channel:
https://www.youtube.com/c/BeAwakened?sub_confirmation=1

And press the bell icon to get a notification, when our new video will be published.

? SPEAKER : Robert Kiyosaki
Robert Toru Kiyosaki is an American businessman and renowned author. Kiyosaki is the founder of Rich Global LLC and the Rich Dad Company, a private financial education company that provides personal finance and business education to people through books and videos.

*CREDIT
You can find more about Robert Kiyosaki’s work here:
https://www.richdad.com/

?Inspired By:
?Robert Kiyosaki: Civil War Is Imminent, Be Prepared for Disaster in 2021

?”A MASSIVE Buying Opportunity Is Soon Coming!” | Robert Kiyosaki & Ray Dalio

https://www.youtube.com/watch?v=a_VbZisVV4Q&feature=youtu.be
—
?Winners and Losers in the Post-Pandemic World – Robert Kiyosaki and Jim Rickards

https://www.youtube.com/watch?v=HqUdYkQrFEo&feature=youtu.be
—-
?97% Young People Make These BIG Mistakes While Investing | Robert Kiyosaki

https://www.youtube.com/watch?v=CffMGQmeHMY&feature=youtu.be
——
?Should You Buy Bitcoin Now? – Robert Kiyosaki Bitcoin 2021

https://www.youtube.com/watch?v=8jEMLsLA9_c&feature=youtu.be
—–
?The Pandemic and the Return of Inflation – Robert Kiyosaki and Lyn Alden

https://www.youtube.com/watch?v=gq28y1fnLGU&feature=youtu.be
—–
?”It’s the BIGGEST OPPORTUNITY In The History Of The World” | Robert Kiyosaki

https://www.youtube.com/watch?v=TrMQd9THpjg&feature=youtu.be
—-
? “Own Theses Assets & Never Work Again” | Robert Kiyosaki

https://www.youtube.com/watch?v=L6-KyE-1nlA&feature=youtu.be
—-
?How To Invest in 2021 With Little Money? | Robert Kiyosaki

https://www.youtube.com/watch?v=gsFpxZnp52E&feature=youtu.be
—–
?Robert Kiyosaki On Bitcoin, Gold And Silver

—–
?Predictions for 2021 Winners & Losers in Real Estate | Real Estate Investing in 2021

https://www.youtube.com/watch?v=n59SdRCyLG4&feature=youtu.be
—

?Why I Stopped Buying Real Estate

https://www.youtube.com/watch?v=h8R0qQDQebM&feature=youtu.be
——-

?Fan of RobertKiyosaki ? Check out also our playlist for more inspirational videos:
https://www.youtube.com/watch?v=Z9Bp6kX9cNc&list=PLCjeBT7kZJFtvCC8w-thkuPGd_b1EQYu0

More Here –
?”DO THIS TO BUY REAL ESTATE WITH NO MONEY DOWN” | Robert Kiyosaki ft.Ken McElroy

https://www.youtube.com/watch?v=7echUwnYMxI
—–
? Only a few people know about this.. | Robert Kiyosaki

https://www.youtube.com/watch?v=iuANZbWtrA4
—-
? If You Knew This You Wouldn’t be Poor | Robert Kiyosaki

https://www.youtube.com/watch?v=oYQ7VZfK8yA
—
?”Own Theses Assets & Never Work Again” | Robert Kiyosaki

https://www.youtube.com/watch?v=L6-KyE-1nlA&feature=youtu.be
—–

?For videos on Robert Kiyosaki author of (2020) Financial Advice, Investing Ideas, bitcoin & crypto news, Meditation, financial advice, investing tips, economic updates and other motivational videos and motivational speeches, please subscribe to our channel here:
https://www.youtube.com/c/BeAwakened?sub_confirmation=1

?Video footage: all video footage used is either licensed through either CC-BY or from Videoblocks.

?Music: Free Audio Library- No Copyright Music
Meditation music for positive energy no copyright music

?FAIR-USE COPYRIGHT DISCLAIMER
Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, commenting, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favour of fair use.

-This video has no negative impact on the original works (It would actually be positive for them)
-This video is also for teaching purposes.
-It is not transformative in nature.
-We’ve only used bits and pieces of videos to get the point across where necessary.

We make these videos with the intention of educating others in a motivational/inspirational form. We do not own the clips and music we use in most cases. Our understanding is that it is in correlation to Fair Right Use, however given that it is open to interpretation, if any owners of the content clips would like us to remove the video, we have no problem with that and will do so as fast as possible.