I break down 6 life changing benefits of debt review in South Africa — how it can protect your assets, stop creditor harassment, and help you regain control of your finances with just one affordable monthly payment.

If you’re over-indebted, struggling to pay your loans, or worried about repossession — this could be the lifeline you’ve been searching for.

???? In this video, you’ll learn:
How debt review gives you legal protection

Why it helps you avoid repossession of your car or house

How we negotiate lower interest rates

How you can pay all your debt with one affordable payment

The step-by-step process to become debt-free

???? Need help or want to know if you qualify?
???? WhatsApp me directly: 073 285 4196
???? Visit my website: https://www.debtwipe.co.za or jacques@debtwipe.co.za

???? Don’t wait until it’s too late.
Debt review can stop legal action — but only if you act before summons are issued.
Let’s work together to fix your finances, protect your future, and give you peace of mind.

???? Subscribe for more tips on debt, credit, and financial freedom in South Africa.
???? Like | ???? Comment | ???? Share

Can I get a job while under debt review?

The Debt Review Awards 2025 will be live-streamed on Friday, 24th October 2025

Join our Industry Pre-show (12am – 2pm) and Debt Review Awards Show (2pm -4:15pm), live from the venue in Ballito, KZN.

For social media, please use: #debtreviewawards2025

October 24th Agenda:

Industry Pre Show
11:50am: 10 min Countdown to Industry Preshow
12 Noon: Welcome
Presentations, Features & Interviews
1:50pm: 10min Countdown to Awards Show Livestream

Debt Review Awards Show
2:00pm: Welcome & Speeches (DTIC and NCT)
2:25pm: Debt Write off & Co Branded Awards
2:50pm: Short break
3pm: Speeches (NCR & PDASA)
3:30pm: Peer Review Awards
4:10pm: End of Show
4:15pm: End of live stream

Visit www.debtreviewawards.co.za for more information.
#debtreviewawards2025 (for social media posts)

Still flagged under Debt Review, even though your financial situation has improved?
It’s time to take the next step — legally and confidently.

At CreditSmart Financial Services, in partnership with our trusted legal experts, we help South Africans like you remove the Debt Review status from your credit profile — the right way.

– Free, no-obligation assessment
– Compliant legal process
– Proven success rate with expert attorneys
– Money-back guarantee if we don’t succeed

Once the court confirms you’re no longer over-indebted, we handle everything — from paperwork to the final update with credit bureaus.

???? Start your journey @creditsmartSA / https://www.creditsmart.co.za/drr2/

Take back control. Reclaim your credit future.
Let’s make it official — your name deserves a clean slate.

This video is about:
? “PDS Debt Review Honest Review – Watch Before Using. My Experience”
#PDSDebtReview #PDSDebtReviewReview #PDSDebtReviewFeatures #PDSDebtReviewExperience #PDSDebtReviewProsAndCons #PDSDebtReviewExplained #PDSDebtReview2025 #PDSDebtReviewInsights #PDSDebtReviewTruth #PDSDebtReviewGuide
Hope it was helpful. Subscribe and Like

STOP PAYING THE HIGH INTEREST RATES OF CARRYING A MONTHLY BALANCE ON YOUR CREDIT CARDS!

Shop around to up to 40 lenders at once without negatively affecting your credit score (SOFT CREDIT CHECK) by applying with one of our premium lenders on our marketplace page. Behind the scenes, we will check your rate with 40 other lenders. You will see all the approvals and you will be able to choose the loan that best meets your needs:
https://theyukonproject.com/product-comparison/compare-personal-loans/?swcfpc=1

00:00 – Would SoFi be good for credit card consolidation?
00:45 – Pro: No fees
01:15 – Pro: Interest rate discounts
01:29 – Pro: They will pay off your other debts directly
02:05 – Pro: High loan amounts
02:39 – Pro: They accept cosigners
03:17 – Con: Why SoFi might not be the lender for you
03:39 – How to shop for the best deal
04:10 – Summary

So, what are the pros to SoFi’s credit card debt consolidation loans?

The first pro is that SoFi doesn’t charge any extra fees. And I really mean no fees, even the fees that would be reasonable and expected. Miraculously, they don’t charge late fees if you are past-due on a payment. You also won’t be squeezed throughout the life of the loan by account maintenance fees or NSF fees. And they don’t charge an origination fee at the start of your loan. This means that the entire cost of borrowing from SoFi will be found in their interest rate. It’s important to point out that an origination fee is represented in the APR. The APR would be the interest rate plus the origination fee. Origination fees don’t get reimbursed if you pay the loan off early. Because SoFi doesn’t have an origination fee, you would be rewarded for paying the loan back early.

SoFi also offers a couple of discounts that can save money on the interest rate. You can save .25% if you sign up for autopay and you can save an additional .25% if you use direct deposit into a SoFi bank account.

Another good thing about SoFi for credit card debt consolidation is that they will pay your credit cards off for you directly. This is convenient, but there’s another reason why I think it is really important: it shows that they are aware that the debt consolidation loan is meant to replace other debts and not stack on top of them. So, it should mean that it is easier for you to clear their debt-to-income ratio thresholds. In short, it should be easier to be approved compared to a lender that does not offer direct pay off, especially if you have substantial credit card debt.

And if do you have substantial credit card debt, SoFi might be one of the few lenders who will lend you enough money to consolidate all of it. Their maximum loan amount is $100,000. Few of us would have that much credit card debt, but if you do, SoFi is one of only a couple of companies that could help you. If you have more than $50,000 in credit card debt, I would suggest that you word directly with a certified debt counselor with a non-profit to explore the strategies that would be best for you.

Another good thing about SoFi is that they accept cosigners on their loans. A cosigner would be responsible to pay back the loan if you fail to. If you can qualify for a debt consolidation loan and get the best rate on your own, there is little reason to entangle your spouse or loved-one in the process. But, adding a cosigner can help you get approved if you otherwise wouldn’t have been. They can also help you qualify for a higher loan amount or a lower APR. This is especially true if your cosigner’s credit score is better, debt-to-income ratio is lower, or income is higher.

So, what are the cons to SoFi’s credit card debt consolidation loans?

There’s not much negative to say about SoFi, but let me tell you why SoFi might not be the lender for you. Only people with good to excellent credit and decent incomes will qualify for a SoFi credit card debt consolidation loan. If you are in that category, great. But there are a lot of people who will not be able to land a SoFi loan.

If you found this video useful, please consider liking it and subscribing to our channel. Thanks for watching. https://theyukonproject.com/product-comparison/compare-personal-loans/?swcfpc=1

Website: https://theyukonproject.com
Instagram: https://www.instagram.com/yukon_project/
Facebook: https://www.facebook.com/theyukonproject
YouTube Channel: https://www.youtube.com/@theyukonproject

#SoFiReview
#CreditCardDebtConsolidation
#DebtFreeJourney
#FinancialFreedom
#PersonalFinanceTips
#ConsolidateDebt
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Are you considering debt review in South Africa? Before you make that decision, watch this video where we reveal the 7 key disadvantages of debt review you need to understand first.

Debt review (also called debt counselling) can help South Africans regain financial control — but it’s not the right solution for everyone. In this video, we explain:

???? Why you’ll be blocked from getting new credit
???? How long debt review really takes to complete
???? The legal risks if you stop paying
???? What happens to your credit score
???? And more!

????????? Need help with your debt?
Visit ???? https://www.debtwipe.co.za or jacques@debtwipe.co.za
Or WhatsApp me directly for a free, confidential chat.
073 285 4196

???? Who is this video for?

South Africans struggling with loan repayments

Anyone who received a Section 129 notice

People considering debt counselling

Anyone who wants to understand the debt review process

???? Have questions? Drop them in the comments — I reply to everyone.

???? Don’t forget to like, subscribe, and share this video with a friend who needs to hear it!

Watch as Founder & CEO of Meerkat, David O’Brien unpacks the criteria you need to meet to qualify for debt review removal in South Africa.
Think you qualify? Start your online application now: https://www.meerkat.co.za/clearance-certificate

Is it actually possible to get a home loan in South Africa after being under debt review? The answer is a resounding YES, and this video breaks down exactly how.

We’re looking at the inspiring journey of a client who has completely turned his finances around. Having been through debt review previously, he is now in a position to apply for a new home loan with an excellent credit score in the 800s. This is crucial because it instills confidence in the credit assessors at the banks.

In this video, I explain why having the debt review cleared for some time is so important for securing a good interest rate and why rebuilding your credit footprint is a non-negotiable step. This client’s story is the perfect blueprint for anyone feeling stuck after a financial setback. Your past doesn’t have to define your future as a homeowner.

Ready to start your comeback story? Let’s chat about your bond application.

???? Email: hello@olen.co.za
???? WhatsApp: 066 036 9189

I break down 6 life changing benefits of debt review in South Africa — how it can protect your assets, stop creditor harassment, and help you regain control of your finances with just one affordable monthly payment.

jacques@debtwipe.co.za or 073 285 4196