Tuition and fees are just the tip of the iceberg! To properly manage college costs, you need to understand the real price tag of a higher education, including hidden fees that surprise students after they enroll in a college or university. College Secrets and its companion book, College Secrets for Teens, reveal the true costs of earning a college degree – and then provides hundreds of money-saving ideas to help students and parents reduce or eliminate these expenses. In this book, you’ll discover: 22 hidden costs that college officials never talk about 24 tricks to slash in-state and out-of-state tuition costs 7 tips to keep room and board expenses under control 13 strategies to save money on books and supplies 14 lifestyle costs that students must manage wisely  6 do’s and don’ts to avoid credit card debt in college 12 steps to boost your odds of winning scholarships 15 common mistakes that reduce your financial aid … and much, much more! The College Secrets series is your roadmap to paying for college the smart way – with some sanity, truth and planning in the process, and without going broke or winding up deep in debt.

Let me guess – your finances are a mess. Your credit score isn’t perfect; your debt is out of control; you don’t have a budget, your savings account has seen better days; and investing confuses you. Do any of these situations sound familiar? If so, you’re in the right place. In 36 days, the LIVE RICHER Challenge will help you master your money through simple, daily financial tasks. Are you ready? Let’s go.

“How you think is everything.” This simple and true statement exemplifies how the product of our labors is first built by our minds. Everyday, we make several financial decisions, yet many of us practice little to no daily mindfulness of our money until there are cash crunches or other problems that must be addressed. This book is the tool you need to breakthrough and achieve consistent daily awareness of your money and your mindset towards money. Containing 365 personal finance affirmations–one for each day of the year–this book provides daily meditations to help you break through mental and habitual roadblocks, negative predispositions, and self-sabotaging beliefs that stand in the way of financial success. Each affirmation has been carefully designed based on extensive research into the personal finance and self achievement fields. The simplicity and elegance of each affirmation provides a tool to help you conquer the financial challenges in your life while supporting your long-term goals.

THE FRUGAL LIFESTYLE: How to Save Money, Declutter Your Life and Live a Debt Free Lifestyle Do you want to get out of debt once and for all? Are you tired of living from paycheck to paycheck, feeling like you never have quite enough? With this book, you have a comprehensive guide to doing a complete overhaul of your financial situation from debt relief to retirement planning and everything in between. You will even learn how to do a professional assessment of your finances so that you can see exactly what you have to work with and how to construct a plan uniquely suited to your needs. After reading this guide to frugal living, you won’t need to spend extra money that you don’t have on a professional financial advisor. Discover how to live frugally and free yourself from debt painlessly Also, you’ll discover.. Simple lifestyle changes that will eliminate clutter and save you money. Proven investment strategies that you can use to earn more money. How you can build a savings no matter how tight your budget is. And much more! Table of Contents Chapter 1: Do it Yourself Financial Assessment Learn how to do a financial assessment like a pro so you can see exactly where you stand as of now. Chapter 2: Freeing Yourself from Debt Read about strategies for managing your debt and becoming totally debt free Chapter 3: Planning Your Dream Retirement Get tips and tricks for planning for the retirement you always dreamed of. Chapter 4: A Brief Guide to Wall Street Learn the basics of investing and how to build an investment portfolio with low risk and high reward. Chapter 5: Savings 101 Everything you need to know about building a savings in any situation Chapter 6: Minimalism for Maximum Gain How to cut your expenses by eliminating clutter and knowing your priorities Chapter 7: Budgeting for Freedom All you need to know to create your own budget for getting out of debt, saving money, and achieving financial freedom

You might be thinking everything’s okay: the stock market is on the rise, jobs are growing, the worst of it is over.

You’d be wrong.

In The Real Crash, New York Times bestselling author Peter D. Schiff argues that America is enjoying a government-inflated bubble, one that reality will explode . . . with disastrous consequences for the economy and for each of us. Schiff demonstrates how the infusion of billions of dollars of stimulus money has only dug a deeper hole: the United States government simply spends too much and does not collect enough money to pay its debts, and in the end, Americans from all walks of life will face a crushing consequence.

We’re in hock to China, we can’t afford the homes we own, and the entire premise of our currency—backed by the full faith and credit of the United States—is false. Our system is broken, Schiff says, and there are only two paths forward.  The one we’re on now leads to a currency and sovereign debt crisis that will utterly destroy our economy and impoverish the vast majority of our citizens.  

However, if we change course, the road ahead will be a bit rockier at first, but the final destination will be far more appealing.  If we want to avoid complete collapse, we must drastically reduce government spending—eliminate entire agencies, end costly foreign military escapades and focus only on national defense—and stop student loan or mortgage interest deductions, as well as drug wars and bank-and-business bailouts. We must also do what no politician or pundit has proposed: America should declare bankruptcy, restructure its debts, and reform our system from the ground up.

Persuasively argued and provocative, The Real Crash explains how we got into this mess, how we might get out of it, and what happens if we don’t. And, with wisdom born from having predicted the Crash of 2008, Peter Schiff explains how to protect yourself, your family, your money, and your country against what he predicts.

Devin Thorpe has collected over 150 essays on personal and family finance to help you learn how to be happier with your money, to live more frugally and investment more wisely. 925 Ideas… is an easy and readable guide to help your family find financial peace. Author Devin D. Thorpe explains: 1) how you and your spouse can find agreement on money matters, 2) how to teach your kids about money, 3) how to pay for your children’s college education, 4) how to live like a millionaire (spoiler alert! Frugally) 5) how to come up with $25,000 in a crisis 6) how to make ends meet on one income 7) how to get out of debt and stay out of debt 8) why home ownership should be your family’s top financial priority 9) how to ask your boss for a raise 10) how to use your finances to do more good in the world. And much more! Devin D. Thorpe is the author of the highly regarded book, Your Mark on the World and is the founder of the Your Mark on the World Organization, championing social good. The Your Mark on the World Organization believes that people, no matter their level of income, can give more and do more to make the world a better place. The empowering lessons of 925 Ideas will enable you to leave your mark on the world.

Product Features

• Used Book in Good Condition