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After a year of unsuccessfully trying to conceive naturally, Jaclyn and Richard racked up thousands in fertility treatment costs on credit before becoming pregnant with their son Mac. Their debt piled up when Jaclyn’s maternity leave reduced her regular monthly take-home pay by 55%, but Richard still plans to become a stay at home Dad. Neither Jaclyn or Richard are willing to give anything up to make ends meet. Host Gail Vaz-Oxlade breaks the difficult truth: if they don’t stop encouraging each others’ reckless spending and instead start working together to manage their finances, this couple’s future may be filled with a big debt instead of the big family they’ve always wanted. –

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Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. In this video, the bankruptcy attorney John Skiba describes what debt consolidation is, talks about debt settlement companies, and provides his opinion on what would be the correct way to do it.

MORE ABOUT JOHN SKIBA
John Skiba is a bankruptcy & consumer protection attorney in the state of Arizona.

John helps clients with chapter 7 bankruptcy & chapter 13 bankruptcy for Arizona residents.

????? ARIZONA RESIDENTS ONLY: If you live in the state of Arizona and need help with a junk debt buyer lawsuit or need to file bankruptcy I can help you directly.

Contact my office at (480) 907-3388 https://www.jacksonwhitelaw.com/bankruptcy/

Want to talk to me directly? https://calendly.com/johnskiba

John offers informational products and strategies for consumers facing serious debt problems – particularly those being sued by junk debt buyers like Midland Funding, Portfolio Recovery Associates, Cavalry SPV, and many more.

???Forms, Templates and Video Tutorials can be found at ??? http://consumer-warrior-project.thinkific.com/

Debt consolidation can be super tempting when you’re under the unrelenting pressure that being in debt brings. Debt consolidation can appear to be “the answer”.

But the truth is that debt consolidation is wrought with very complex pitfalls that can be so cleverly hidden by the debt consolidation “industrial complex” that it really takes 1) high proactive financial acument OR 2) an unfortunate learning experience to learn how it actually works.

Debt consolidation companies DO NOT have your best interest at heart and today I want to talk about 5 ways that doing a debt consolidation deal and what I think you should do instead.

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The Thing About Debt No One Talks About
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q

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The Hard Truth About the Debt Free Journey…
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Do you know what debt settlement does? In this video, I explain what debt settlement is, how it works, and the pros and cons to debt settlement. What do you think of these programs? Tell me below!

——–
? OTHER DFM VIDEOS YOU MIGHT ENJOY
Easy Quick Debt Consolidation Explanation: https://youtu.be/qLZyt312uGU
What to do FIRST When You’re in DEBT | #1 Thing You Need to Do NOW: https://youtu.be/8utHR_SSVh0

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The Truth About Debt CONsolidation
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The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Visit Official Site : http://bit.ly/Dissolve-Your-Debt-Official

Dissolve Your Debt Review – Does it’s a Scam?

Are you in debt and you want to learn how to get out of it quickly, easily, and completely? Jonathan Hawley can show you what you can do through Dissolve Your Debt. This information-packed manual reveals a secret government program that you can use to get out of debt.

With Dissolve Your Debt, you will get 75 pages of step-by-step information on what you need to do to get out of debt. You will discover that just by writing certain words on your bills in a particular way and then mailing them to a specific government address, you can totally eliminate your debt. Handling your debts this way is guaranteed by the government and is part of public law, so you don’t need to worry about doing something illegal.

The protocol/program that you will discover in Dissolve Your Debt worked for a lot of people. And the author is positive that it will work for you too regardless of the debt that you have – may it be mortgage, car loan, property tax, credit card, income tax, utility bill, etc. The manual will provide you with easy-to-follow instructions so can apply the protocol with ease. Aside from important addresses, this manual also includes case studies, success stories, bonus sections (‘There Are Two Of You,’ and ‘Easy Contract Basics’), and other helpful information and tools.

Dissolve Your Debt will arm with the know-how so you can completely be debt-free without spending a lot of money. Paying for the postage fee could be just what you need to do. This powerful manual can help you reclaim your financial health and change your life forever.

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