?To schedule a free consultation with a nonprofit credit counselor, take our quick screener at https://link.upsolve.org/dmpHelp ?

???? Upsolve is the internet’s leading nonprofit source of financial literacy education. Nearly 3 million Americans visit Upsolve.org each year. Our services are 100% free. Here’s how we do it: https://bit.ly/howitsfree

? Debt Management Plan = All eligible debts pulled into a 3-5 year repayment plan.
? Plan is overseen by a credit counselor.

?? DMP can hurt your credit score in the short term, especially if you have a strong score when you start the DMP.
?? DMP can save you money over time by lowering your interest rates (and potentially getting fees waived).
?? DMP streamlines your monthly debt repayment which can make it easier to stay on track.

?Questions? Let us know in the comments!

What’s the best way to pay off credit card debt if you’re among the millions of Americans who are buckling under the weight of mounting bills and delinquencies? FULL STORY: https://abc7chicago.com/best-way-to-pay-off-credit-card-debt-balance-transfer-cards-consolidation-relief/14326808/

Arbitration And Mediation: What’s The Difference? #shorts #bankruptcy #arbitration #mediation

????????? Book an appointment to speak with John https://go.consumerwarrior.com/call-now
???? Call John at (480) 907-3388 to schedule a FREE consultation.

MORE ABOUT JOHN SKIBA
John Skiba is a bankruptcy & consumer protection attorney in the state of Arizona.

John helps clients with chapter 7 bankruptcy & chapter 13 bankruptcy for Arizona residents.

???????????????????? ARIZONA RESIDENTS ONLY: If you live in the state of Arizona and need help with a junk debt buyer lawsuit or need to file bankruptcy I can help you directly.

???????? Talk to John now! https://go.consumerwarrior.com/call-now

????????? Book an appointment to speak with John https://go.consumerwarrior.com/call-now

John offers informational products and strategies for consumers facing serious debt problems – particularly those being sued by junk debt buyers like Midland Funding, Portfolio Recovery Associates, Cavalry SPV, and many more.

??? Forms, Templates and Video Tutorials can be found at ???????????????????????? http://consumer-warrior-project.thinkific.com/

??? A tutorial on the differences between debt consolidation vs credit card refinancing.

Table of Contents:
0:00 Overview and Introduction
0:19 What is credit card debt consolidation?
3:45 What is credit card refinancing?
7:14 When to consolidate and when to refinance?
8:40 How to research credit cards for balance transfer (credit card refi)
10:05 Secured vs Unsecured Credit Cards

#DebtAwarenessMonth
What’s the main reason people end up in debt counselling, and do they often get into financial difficulty?