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Debt Is Quietly DESTROYING Families in 2025
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DISCLOSURE: I am not a financial advisor. I am sharing my personal opinion on all topics discussed in my videos. Please seek professional advice when needed.
JJ Buckner
NMLS # 2644565
jj@1stteammortgage.com
I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 54 and my husband 57 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.
I love my 266.00 mortgage .a month . 1953 was a good year when my great aunt built this house all original. Keeping it that way.
I’ve noticed as I have watched countless house buyers in America they buy a house for an ungodly amount and they say they love it it’s there dream house then they rip out a kitchen, a bathroom ,etc. Now I can no longer watch these home shows because they drive me insane. Hate to see what they would say about my 1953 house . Original kitchen, no Reno’s , except paint . Never wanted a fancy show home always said would need a housekeeper to keep it show home ready. not!
When I was growing up there was no credit cards no debit cards. We paid for everything in cash ,we didn’t have the cash we didn’t buy. Easy never felt deprived.
Cars, Clothes and Electronics; the three most frivolous ways to spend money.
RATES GONNA HIT 10%??????
That one lady has cookie debt.
I do not understand most debt. I mean you borrowed money to make a small business and it failed. Fine. It happens. Most of the other stuff though is wild to me. You either have the money or you do not. You either save the money for it and you can afford it or you do not buy it. Don't buy it. Just don't. Live below your means and save some money for a rainy day. It is not rocket science. How do these people sleep at night with all that debt?
You can't refrain from eating for 3 minutes….
Gross
After two years of consistent payments, I'm officially debt free!!! Thanks for the video, this reminded me why I need to cut up my credit card!
You do not retire if your house is not paid off. Hello!
And they voted for trump, hahaha!
We are being kicked out by my parents because I and my autistic husband have failed to save up enough to move out sooner, and we haven't been able to find high income jobs and we have been grinding and dealing with this issue since we lost our home, due to a landlord raising the cost of rent. Our finances and emergency fund is completely depleted and we are over 600,000 in medical debt, we are about to have our only car repossessed, and we have no other supportive family or friends willing to help. So we are on our own and yes, we checked the homeless shelters, we checked the so-called "churches", soup kitchens, and for our individual particular situation, they told us they can't help us as we don't partake of drugs, we don't drink alcohol, we aren't involved in the criminal or sex slavery industries, and we have no guarantee of anything except God and death. That's the truth. We already are living frugally and not making excessive spending.
Makes a lot of sense.Debt is the enemy.
People hate me for being debt free
Everyone I know says stop riding your ebikes sign up for car payments and get into debt
Most people don’t know how to buy things they need.
I understand McDonalds isn’t a need since it’s unhealthy m
I understand designer brands like Yeezys and Jordan’s are simply designer brands and hokas are more comfy than both and cheaper…and more resilient…but I understand Yeezys have better resale value slightly haha
So y’all enjoy buying crap….
I love my hokas I love my e-bikes
I love not paying for gasoline
I enjoy not being stuck in traffic
I enjoy not having any property taxes insurance registration and all that crap…just so I can go to Walmart…and work…
Y’all enjoy y’all’s slavery lol
I deliver Door Dash for a side hustle but never ordered from Door Dash ????
Don't blame the CEO they work for the owner the profiter needs to stop