My Girlfriend Is Considering a Debt Relief Company
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Ramsey is advertising a debt consolidation company. ????
Remember working more jobs you pay taxes more. IRS says only work two jobs, full time and a part time job. Any job over two changes your tax bracket. You end up paying more taxes.
I have two jobs to pay off my debts.
Its not the same as Bankruptcy. Bankruptcy is a legal process and is public information. I bet Dave has kickbacks coming from credit card companies to advise people not to do this. Credit card companies will settle with individuals, but they want the cash upfront. Debt resolution does have an impact on your credit; however, mine recovered after completing the program and was slightly higher than when I started. Dave does not seem to be educated on the process.
It is not the same as bankruptcy. Bankruptcy chapter is determined by the courts. It is funny listening to Ramsey talk about credit scores. If he pays all in cash then why does he care about a number that helps you get credit?l Ramsey is selling a product. This is a sales pitch. Buy my product vs their product.
Anyone used The non-profit NFCC? National Foundation for Credit Counseling???
My husband & myself did bankruptcy years ago. 5 years finished 2011 within months of finishing started getting credit and saved my vehicles and home. We both worked 2 jobs between us and we ate just fine.
This dude buggin ???? I rather sit in jail for a couple weeks. They said 1700 extra a month. They probably don’t expect you to sleep for a couple months
Go to the ACCC credit counseling they are debt management not debt relief they will get your interest rate lowered and actually pay your bills
I used a debit relief program. I paid my debit off in less than 2 years. After that my credit score went up higher than it was before I used the debit relief any I got a 2nd house and have been offered numerous lines of credit. They tell you when you sign up for a debt relief program that your credit will take a hit, but I promise you it's better than stressing out over how much debit you owe. So take the heat and start your life over it's not that bad as long as you stay committed to the debt relief program. Or do with Ramsey said and file bankruptcy. My credit score is just a credit score don't let it consume you, it will improve over time just like how it went down it will come back up.
Victor Fuentes, too many questions ????
“Why can’t you just work more”????????????????
Why can’t you work more and pay it off. Work five 5 jobs ? They clearly don’t live in reality
If I took Ramsey's advice, I'd be dead. I already lost my health from working 7 days a week MANDATORY, only having every other Sunday off or 2 days off a month. Plus, we had 3 of the 7 days we had to work 12hr shifts. This was a factory job in the heat in FL with no A/C & running around on my feet all day. I had to have surgery where they removed half of my guts because of Chron's, Colitis & Chronic Diverticulitis brought on by stress. Just shy of having to wear a diaper bag for the rest of my life. Him sitting on his fat ass spewing "5 jobs" is utter bs.
everyone says debt relief programs are not good cause they’ll destroy your credit… but they never say how they will destroy your credit! I NEED MORE INFO