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Municipal debt to Eskom has come under the spotlight following the recent admission by the Electricity and Energy Minister Dr Kgosientsho Ramokgopa that the power utility may not be able to recover all the monies owed. To date, municipalities owe Eskom R78 billion. According to the minister, the debt to Eskom must be urgently addressed to protect the power utility’s ability to fulfil its mandate.

For more news, visit sabcnews.com and #SABCNews on all Social Media platforms.

ACCC is helping Alice pay off her Credit Card Debt by lowering consolidating the debt into one lump sum, drastically lowering the interest rate, and making the monthly payment affordable (Even on an off month).

Alice found out about American Consumer Credit Counseling (ACCC) online and 24 hours after filling out a form on the website, she was talking to an ACCC financially certified Credit Counselor for a FREE CONSULTATION.

The ACCC Credit Counselor went over all of her finances, created a brand-new budget, and a plan to becoming DEBT-FREE. She was so impressed by the Credit Counselor and ACCC, in general, that she signed up for ACCC’s Debt Management Program (DMP).

In the DMP, ACCC got her creditors to drastically lower her credit card interest rates, consolidate all of her debt into one lump sum, and set up a reasonable payment plan that she could afford.

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So, what are you waiting for?

If you have any CREDIT CARD DEBT, contact us for a free consultation today! We could be saving you hundreds of dollars a month and thousands in the long run.

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The Annual Debt Review Awards 2025 was held on October 24th 2025 in Ballito, KZN.

Here are some of the highlights from the day.

For info about the Awards head to: www.debtrviewawards.co.za
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Free Download / Stream: https://bit.ly/al-swing-rabbit-swing
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STOP PAYING THE HIGH INTEREST RATES OF CARRYING A MONTHLY BALANCE ON YOUR CREDIT CARDS!

Shop around to up to 40 lenders at once without negatively affecting your credit score (SOFT CREDIT CHECK) by applying with one of our premium lenders on our marketplace page. Behind the scenes, we will check your rate with 40 other lenders. You will see all the approvals and you will be able to choose the loan that best meets your needs:
https://theyukonproject.com/product-comparison/compare-personal-loans/?swcfpc=1

00:00 – Would SoFi be good for credit card consolidation?
00:45 – Pro: No fees
01:15 – Pro: Interest rate discounts
01:29 – Pro: They will pay off your other debts directly
02:05 – Pro: High loan amounts
02:39 – Pro: They accept cosigners
03:17 – Con: Why SoFi might not be the lender for you
03:39 – How to shop for the best deal
04:10 – Summary

So, what are the pros to SoFi’s credit card debt consolidation loans?

The first pro is that SoFi doesn’t charge any extra fees. And I really mean no fees, even the fees that would be reasonable and expected. Miraculously, they don’t charge late fees if you are past-due on a payment. You also won’t be squeezed throughout the life of the loan by account maintenance fees or NSF fees. And they don’t charge an origination fee at the start of your loan. This means that the entire cost of borrowing from SoFi will be found in their interest rate. It’s important to point out that an origination fee is represented in the APR. The APR would be the interest rate plus the origination fee. Origination fees don’t get reimbursed if you pay the loan off early. Because SoFi doesn’t have an origination fee, you would be rewarded for paying the loan back early.

SoFi also offers a couple of discounts that can save money on the interest rate. You can save .25% if you sign up for autopay and you can save an additional .25% if you use direct deposit into a SoFi bank account.

Another good thing about SoFi for credit card debt consolidation is that they will pay your credit cards off for you directly. This is convenient, but there’s another reason why I think it is really important: it shows that they are aware that the debt consolidation loan is meant to replace other debts and not stack on top of them. So, it should mean that it is easier for you to clear their debt-to-income ratio thresholds. In short, it should be easier to be approved compared to a lender that does not offer direct pay off, especially if you have substantial credit card debt.

And if do you have substantial credit card debt, SoFi might be one of the few lenders who will lend you enough money to consolidate all of it. Their maximum loan amount is $100,000. Few of us would have that much credit card debt, but if you do, SoFi is one of only a couple of companies that could help you. If you have more than $50,000 in credit card debt, I would suggest that you word directly with a certified debt counselor with a non-profit to explore the strategies that would be best for you.

Another good thing about SoFi is that they accept cosigners on their loans. A cosigner would be responsible to pay back the loan if you fail to. If you can qualify for a debt consolidation loan and get the best rate on your own, there is little reason to entangle your spouse or loved-one in the process. But, adding a cosigner can help you get approved if you otherwise wouldn’t have been. They can also help you qualify for a higher loan amount or a lower APR. This is especially true if your cosigner’s credit score is better, debt-to-income ratio is lower, or income is higher.

So, what are the cons to SoFi’s credit card debt consolidation loans?

There’s not much negative to say about SoFi, but let me tell you why SoFi might not be the lender for you. Only people with good to excellent credit and decent incomes will qualify for a SoFi credit card debt consolidation loan. If you are in that category, great. But there are a lot of people who will not be able to land a SoFi loan.

If you found this video useful, please consider liking it and subscribing to our channel. Thanks for watching. https://theyukonproject.com/product-comparison/compare-personal-loans/?swcfpc=1

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#SoFiReview
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? HOW TO MAKE MONEY ON AMAZON – FREE eCOURSE: ?
? http://TheAmazonGPS.com ?

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David Quintieri, author of The Money GPS book series, is here on the most active, most informative channel in the financial world. Day after day, breaking down the data and making it easy to understand.
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Ever wanted to know what a financial counsellor is and how they can help you? This short video provides all the answers. Watch NOW!

We were not able to make as much progress this month because of the pandemic hardships, but we still chipped away at it the best we could.

With debt absolutely consuming her life, Nicole turned to Freedom Debt Relief to help relieve her financial stress and find a clear path towards a debt free life.
In this Freedom Debt Relief debt settlement review, you’ll learn how breaking free of the cycle of crippling credit card debt and finding a clear path toward debt freedom helped Nicole become a better mom for her children.
Debt relief client testimonials as well as US debt relief reviews such as this one explain firsthand why Freedom Debt Relief is the best company of its kind in America.

To learn more about Freedom Debt Relief, please visit:
https://www.freedomdebtrelief.com/what-we-do/

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Debt counseling brings benefits that can affect your whole life. It can help you management your debts and educate you how utilize the money: like how to budget, control on spending and dreams in life.

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