????????????????? ????????????????????’???? ???????????????? ???????????????????????????????????? ?????????????????????
https://www.makemoreofferschallenge.com/

Subscribe to my channel here: https://www.youtube.com/@MyronGolden

????????????????????’???? ????????????????????
B.O.S.S Moves
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From The Trash Man to The Cash Man
https://www.trashmantocashman.com/

???????? ???????????????????????????????? ????????????????????
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???????????????? ????????????????????????
The Poverty Programming Trap
https://youtu.be/pJJLTg8Ru74

Why God’s People Are Broke! Wake Up People…
https://youtube.com/live/yhLIFlNeMbI

It’s Time To Put Your Faith To Work
https://youtu.be/4LKZk1VAqio

Don’t Let Your Distractions Destroy Your Destiny!
https://youtube.com/live/yEr29316lws

A Simple Formula To Make MILLIONS
https://youtu.be/nLlf6hg4H0Q

This is how a debt consolidation loan looks like in 2024. What do you think of these numbers? If he is disciplined to not run up the credit cards again, this is a great decision, because with just making the minimum payments towards the credit cards, it would have taken him well over 30 years to ever get close to getting out of debt. Now, through the loan, it’s only going to take him five years. Do y’all think he should have done Debt management or Debt Settlement instead? This person still has a good income, which is why I think the loan will work out but it all comes down to discipline. follow to learn more. To become a client, go to the link in my bio today. ##debtconsolidation##debtconsolidationloan##sofi##creditcarddebt

In this episode of The Higher Standard, Chris and Saied take a wrecking ball to the myths of modern homeownership—armed with caffeine, sarcasm, and a well-earned chip on their shoulder. From the Fed’s tightrope act to the slow-motion implosion of consumer confidence, they unpack the real estate market’s latest mood swings, including a 5.9% drop in existing home sales and why homebuilder incentives might not be the golden ticket they appear to be. Whether it’s mortgage points, ARMs, or the lock-in effect, the guys explain how debt, equity, and psychology are shaping a volatile new paradigm for aspiring homeowners.

?? But wait—this isn’t just economic therapy. It’s also gym confessions, cold plunges, burrito-based diet plans, and a hard truth: you’re probably not timing the market better than Warren Buffett. The duo dives into the dangers of being house poor, why your credit score isn’t as accurate as you think, and why buying a home should be more about life fit than market timing. If you’ve ever wondered whether intermittent fasting, lifting routines, and homeownership prep could be discussed in the same breath, buckle up. This is The Higher Standard—where financial literacy meets real-life chaos and a lot of unsolicited fitness advice.

???? Share your experiences and thoughts in the comments below.

? *And don’t forget to subscribe!* ?? https://www.youtube.com/@higherstandardpodcast?sub_confirmation=1
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???? *Listen to THS on:*
??Apple Podcasts: https://podcasts.apple.com/us/podcast/the-higher-standard/id1596999039
??Spotify Podcasts: https://open.spotify.com/show/4GWJoCTk8jQRwKyutOERtP?si=70a1afa6b362474f
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???? *THS MERCH:* http://thspod.com
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*Welcome to the official YouTube channel of The Higher Standard, the #1 financial literacy podcast in the world.*

????This isn’t a different standard, it’s The Higher Standard. We go beyond just reporting news; we simplify complex economic events into clear, useful insights.
???? Have you left your “honest ??????????” review?

???? *Don’t just follow the norm; elevate your financial literacy with us. Subscribe and hit the bell (????) to never miss an episode.*
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???? *Let’s Connect!*
?? Instagram: https://www.instagram.com/higherstandardpodcast/
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???? *Follow Chris On:*
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???? *Follow Saied On:*
https://www.instagram.com/saiedm.omar/
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???? *Referenced Show Links:*
CNBC
March home sales drop to their slowest pace since 2009
https://www.cnbc.com/2025/04/24/march-home-sales-drop.html
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? *Chapters:*
00:00:00 Welcome Back to The Higher Standard
00:03:07 Existing Home Sales Drop: What It Really Means
00:04:30 The Equity Illusion: Why Confidence May Collapse
00:06:44 The Disappearing Middle Class & Homeownership Divide
00:09:33 How Homebuilders Use Incentives to Survive
00:13:04 Mortgage Points & Buying Down Your Rate Explained
00:15:13 ARMs: Useful Tool or Financial Trap?
00:21:08 Financial Awareness 101: Stop Overcomplicating It
00:44:10 The Lock-In Effect: Why Nobody’s Selling
00:47:03 Rate Cut Fantasy: The Fed’s Political Tightrope
00:48:39 Homebuyer Prep: Credit, Cash, and Caution
01:01:00 The Case Against Timing the Market
01:03:02 Don’t Be House Poor (Seriously)
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?? *Disclaimer:*
Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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#TheHigherStandard #Podcast #FinancialLiteracy #HousingMarket #HomeownershipCrisis #MortgageRates #ARMloans #Equity #ConsumerConfidence #RecessionWatch #InterestRates #FedPolicy #RealEstateInvesting #MiddleClassShrinkage #CreditTips #PersonalFinance

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Text “TUCKER” to 44055 for exclusive updates.

#TuckerCarlson #CharlieKirk #GenZ #revolution #debt #debtfreejourney #zohranmamdani #nyc

Questions that I get often asked are – What is a debt consolidation loan? Do you think balance transfer cards are a good idea? Will I save money on interest with either option?

So let’s talk about balance transfer cards v. debt consolidation loans – if any are right for you and what to look out for in order to save money with either option.

? Hi, my name is Debbie. I’m a Money Coach, who is passionate about helping my clients overcome their limiting beliefs, start managing their money and achieve being debt free and reaching their savings goals!

? If you know that you want to work with me, I invite you to click the link below and schedule a free 30 Strategy Call. I would love to see how I can help you.
SCHEDULE HERE: https://calendly.com/howdebbiesaves/sales-call-30-minutes

? Register for my Free Masterclass – What Your Credit Cards Don’t Want You to Know. (Next class will be February 22nd at 7pm EST)
REGISTER HERE: https://view.flodesk.com/pages/63d8169eb4f015f30446e2f1

? Sign up for my Free Weekly Newsletter where I’ll be sharing tips to save money & staying on budget to give you extra motivation to keep succeeding with your finances!
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?Listen to my Podcast – Ladies Who Finance

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? If you would like to talk about hiring me to speak at your event, feel free to DM me on Instagram or email me at the address below.

Follow Me At:
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?Email: howdebbiesaves@gmail.com

? I hope that by watching my videos you can take away tips that will help you save money and achieve your financial goals. New Videos every Tuesday morning.

? I am NOT a financial expert. All the advice I provide is based off my own personal experience and are for informational and educational purposes only. Consult with a professional before attempting anything seen or done in my videos.

Thanks again for watching my video and I hope to hear from you soon.

#Howdebbiesaves #moneycoach #debtconsolidationloans #balancetransfercards #savemoney

Real change happens when creditors, debt counsellors, and payment distribution agencies fight for the same outcome.
We chatted to Taryn Matthysen from @finfixsharedservices4564 at the DCASA conference and her message was simple yet powerful:
Every change, every decision, should benefit the consumer first.
Watch the full interview: https://youtu.be/hNLy-hQ6HiQ?t=2701
#debtreview #debtcounselling #industrygrowth #intuitivediscussions #industryinnovation #consumers #podcast #debtcounselors #paymentdistributionagency

http://www.debtbusters.co.za

DebtBusters is South Africa’s leading and largest debt management company, which offers amongst other debt solutions and debt consolidation, the solution debt counselling. In 2007, the formal debt solution, debt counselling, was introduced by the National Credit Act. It is a similar process to that of debt consolidation, as it allows you to place all of your debts into one single account, rather than having the hassle of paying off multiple accounts every month. Debt counselling is a better and more manageable solution for improving your financial situation and making debt repayments, as it reduces the amount interest you are required to pay on debt repayments. Debt counselling is similar to debt consolidation, as it will enable you to get better interest rates on credit in the future.

This video takes you through debt counselling process and will enable you to see how the process is similar, yet differentiates from debt consolidation. DebtBusters debt solutions such as debt counselling and debt consolidation can be further explained by a financial consultant by calling 086 999 0606.

A DebtBusters financial consultant will assess your financial situation a draw up an appropriate monthly budget, which will enable you to meet your debt requirements and make one monthly debt repayment. Just like debt consolidation, in order to qualify for debt counselling, all you need to do is provide DebtBusters with your Identity document, bank statements and latest payslip. However, it is also essential to recognise that you have to be deemed over indebted and earning a monthly income.

Due to varying financial situations, DebtBusters will be able to advise whether debt counselling or debt consolidation is best suited to your financial circumstances. In terms of debt consolidation, our financial consultants will be able to provide you with secured or unsecured debt consolidation. However, in most circumstances, debt counselling is considered as a preferable and more efficient debt solution and will give you a second chance to build a brighter future.

Debt services such as debt consolidation, debt counselling and debt management are available on the DebtBusters website www.debtbusters.co.za. Just like debt consolidation, debt counselling can reduce costs and save you money on monthly debt repayments and interest rates. Debt counselling is a viable debt solution, just like debt consolidation and can help consumers to become financially literate and assist South Africa with overcoming the economic and social challenges it currently faces,

This is video three in a four part series that explains farm debt mediation in NSW. This video focuses on the role of the mediator and others attending a farm debt mediation under the Farm Debt Mediation Act 1994. In NSW, a panel of nationally accredited mediators help lenders and farmers to have effective conversations about farm business issues. The video also discusses how others can provide support and assistance during a farm debt mediation. It notes that mediators are neutral facilitators who do not provide legal or financial advice.

#SouthAfrica #debtconsolidation
What to consider before you go for a debt consolidation loan.

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In the U.S., nearly 60 percent of bankruptcies are caused, in part, by medical bills. Finding ways to lower those bills has never been more important. A new program in Texas may be the solution. Mireya Villarreal reports.

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