Devan Murugan speaks with Stanlib’s Chief Economist Kevin Lings and unpacks South Africa’s sovereign debt crisis. Courtesy of #DStv403

Debt consolidation can be a good way to reduce the span of your debt and possibly bring down monthly payments, but is it always a good choice? Watch full video @justinmirche

#credit #credithelp #credittips #justinmirche #creativecreditsolutions #debt #debtconsolidation #loandebt #justinmircheconsultant #lowerdebt #lowerpayments #shorts #creditrepair #creditrepairservices #creditrepairspecialist #creditrestoration #personalcredit #creditscore #creditreport

To consolidate debt or not to consolidate? A debt consolidation loan can make debt problems bigger! We advise to proceed with caution. In Canada, best bet is to speak with a Licensed Insolvency Trustee to learn the best path forward to becoming debt free.

#shorts #debtfreein30 #debtconsolidation #debt #consolidation #podcast #podcastclips #personalfinance

A report from Axios indicates ongoing discussions within the Department of Education about the intensity and timeline for pursuing borrowers struggling to make payments. The U.S. Department of Education has identified that over 5 million borrowers are already in default, facing potential wage and tax refund garnishments if they fail to resume payments.

In New York State alone, 2.5 million borrowers owe an average of $39,000 each.

A student loan expert speaking to CBS6 offered advice.
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Does BSCC offer any money-back guarantee if they cannot obtain the results I am looking for? The answer is in the video. Avineet Kalsey – Recent interview …

CAJ Mediation group attempting to conduct a credit card scam. Sounds like they are based out of Jamaica or some other Caribbean island.

Here is the phone number: 1-844-622-8179

Please inform your friends and family, especially those who are older. These people are ruthless and will not stop. This has been occurring for months despite me giving them a hard time whenever they call

My phone stopped recording half way through. Basically, this individual told me that I could settle with a credit card, so I gave him a BS number and asked if he was a scammer… He said no. I then told him that I was well aware that they were scammers and that I’d be forwarding their number to the authorities. I swore a bit at the end too… Wish you all could have heard that!

Notice how nervous he seems. He cannot tell me where this loan originates from.

For More Detailed Information Please Click Here: http://bit.ly/2xoSCp7

Martin Lewis talks about debt problems and gives solutions. Martin gives his definition of “Debt Crisis” and “Problem Debts” outlining solutions for both and where to get help. you also get a checklist for cutting the cost of repaying debt. http://www.moneysavingexpert.com/loans/debt-solutions
Problem Debts Checklist:
1. Shift debts to cheaper rates with a credit card balance transfer.
2. Check out a personal loan to get a lower rate vs. existing credit cards. This can also help with the structure of repayments (Good if you have poor discipline in sticking to credit card minimum repayments).
3. Check your credit rating. Try to improve your credit rating.
4. Do the credit card shuffle.
5. Use your savings to pay off your debts after you have moved debts to lower rates. If you have any savings, use them.
6. Remortgaging. (not a massive fan of this one as it extends the length of the loan which may cost more).
7. Secured loan. (Make sure this is suitable for you! It may cost you more if it’s not suitable!!)

Budget, Budget, Budget, Budget!

Budgeting is crucial for climbing your way out of debt!

List your income against your expenditures to see if you are living beyond your means.
Getting out of debt is difficult and will take a lot of work but its worth it at the end of the day and we can help. There are ways to save on everything!

MSE Forum Debt-Free Wannabe: http://forums.moneysavingexpert.com/forumdisplay.php?f=76

Read the Debt Solutions guide for help: http://www.moneysavingexpert.com/loans/debt-solutions

Budget planner tool: http://www.moneysavingexpert.com/banking/Budget-planning

Improve your credit score: http://www.moneysavingexpert.com/loans/credit-rating-credit-score

Save money on everything: http://www.moneysavingexpert.com/

Non-profit debt agencies:
http://www.stepchange.org/
https://www.nationaldebtline.org/
https://www.citizensadvice.org.uk/

Debt Review Awards Founder, Zak King chats with Debt Counsellors Alan Manshon (The Money Clinic), Seb Alexanderson (NDA) and Attorney Quintin Zimmerman (Liddles) about criteria that are used to evaluate credit providers in the annual peer review process.

For more info visit: http://debtreviewawards.co.za/

With the publishing of the Rules, Court-Annexed Mediation becomes a reality in South Africa’s Civil Justice System on 1 December 2014 at certain Magistrates courts. The Rules offer an opportunity to attorneys to represent their clients during the voluntary mediation process. LEAD offers a 5-day workshop (tamara@LSSALEAD.org.za) to train attorneys as mediators.This video gives a short summary of the Rules