Session hosted by ThinkLegal, and presented by Fair Practice

As a legal practitioner are you asking yourself “why mediate”?
Are you referring your clients to mediation but still feel uncertainty about the process?
Do you think mediation might not be appropriate for the dispute?
Do you find that legal practitioners are unaware of the process and benefits of mediation?

If you can relate to any or all of these questions, then you should attend our 1-hour webinar.

Explore a fresh approach to dispute resolution that combines assertiveness with cooperation. Join our exclusive 1-hour seminar on Mediation Advocacy to discover how to harness the power of collaboration without compromising your assertive negotiation skills.

Why Mediation Advocacy Matters for legal practitioners:
• Broaden your skill set by incorporating negotiation and mediation techniques into your practice arsenal.
• Gain insights into incorporating collaborative elements into your current mediation practice.
• Discover how collaboration can enhance negotiation outcomes while maintaining your client’s best interests.
• Broaden your legal toolkit by integrating mediation advocacy into your practice.
• Explore innovative methods to navigate disputes with a focus on collaboration and resolution.
• Foster positive relationships with opposing parties and colleagues through collaborative mediation advocacy.
• Position yourself as a lawyer who can balance assertiveness with cooperation for sustainable resolutions.
• Gain insights into applying collaborative techniques to resolve complex legal disputes.
• Discover how mediation advocacy can lead to creative solutions that benefit all parties involved.
• Understand how collaboration can strengthen your negotiation strategy and improve client relationships.

About the Presenter:

Veerash Srikison is an admitted advocate and the founder of Fair Practice, a dispute resolution services organisation based in Johannesburg, South Africa. She has been involved in the practice of ADR since 2010.

She is a Harvard trained mediator and negotiator and has presided as a judge in Civil/Commercial Mediation and Negotiation competitions globally. She is a cum laude graduate of the Arbitration Foundation of South Africa in Alternate Dispute Resolution and is the lead trainer for Fair Practice, AFSA and SA Legal Academy in mediation skills training.

Her Mediation Skills training program is nationally accredited through the South African Board of People Practices (SABPP) and internationally accredited by the prestigious International Mediation Institute (IMI). To date Veerash has trained over 500 professionals in mediation and negotiation skills.

Ever wondered how payday loans work? Discover their hidden costs and impact on your finances. Stay informed! #FinanceTips #DebtAwareness #MoneyManagement #Loans #FinancialLiteracy
Remember this is for entertainment only. I am not a financial advisor.

Payday loans might seem like a quick fix for financial emergencies, but they often come with hidden costs that can trap you in a cycle of debt. In this video, we dive deep into the world of payday loans, uncovering the true costs and risks associated with these high-interest loans. Whether you’re considering a payday loan or looking for better financial alternatives, this video is a must-watch.

In this video, we cover:

What are Payday Loans?: Get a clear explanation of how payday loans work and why they are so popular.
Hidden Costs: Discover the high-interest rates and fees that make payday loans so expensive.
Impact on Credit Score: Learn how payday loans can affect your credit score and financial health.
Predatory Lending: Understand the tactics used by lenders to trap borrowers in a cycle of debt.
Alternatives to Payday Loans: Explore safer and more affordable financial options.
Real-Life Stories: Hear from individuals who have experienced the pitfalls of payday loans.
Expert Advice: Get tips on managing your finances and avoiding high-interest loans.
Why You Should Watch This Video:

Money Management: Improve your personal finance skills and make informed decisions about borrowing.
Awareness: Recognize the dangers of payday loans and how to avoid predatory lending practices.
Empowerment: Gain the knowledge to break free from the debt trap and secure your financial future.
Don’t miss out! Subscribe to our channel for more valuable insights on personal finance, money management, and debt solutions. Like, comment, and share this video to help others understand the hidden costs of payday loans.

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Hear mediator, Lee Nevison provide an insight into Farm Business Debt Mediation (FBDM) and how producers can best prepare for their mediation.

Debt Reduction vs Debt Counselling companies:
Sue Davey is a credit counsellor with the Family Counselling Centre of Brant, a full service not-for-profit agency that celebrated its 100th anniversary in 2014. As a full service agency the Family Counselling Centre of Brant can help people with money problems, but can also help with the causes of those problems, and can provide counselling for addiction, family and other issues.

National Debt Counsellors, saves you money and provides you with protection from your creditors.

Debt Review
How it works?
What is the debt review process?
NCR
Debt

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When should you consider debt counselling?
Even before lockdown, many people were finding it difficult to meet their debt repayments and facing the prospect of defaulting. Once you are in default the collection and legal fees mount and debt that you were already struggling to repay could easily double. You could even risk losing your car or home.

One of the options available is debt counselling where you select to go under debt review and are protected against legal action by creditors.

A debt counsellor provides a court-issued agreement stipulating the repayment plan. Consumers make one affordable, payment each month, to an independent Payment Distribution Agency (PDA). This in turn is distributed to the creditors as per the agreement.

Once under debt review you may not apply for any credit until all the debts, as per the court order, are settled. Once settled, the debt counsellor will issue a clearance certificate confirming that all the accounts listed under the agreement are paid up. Home loans are the exception and do not need to be fully paid up, but must be up to date. The debt counsellor must ensure that the credit bureaus receive the certificate.

While there are many satisfied customers in debt counselling, there are just as many who have had a negative experience. Make sure you are working with an ethical provider who is a member of the Debt Counsellor Association of South Africa or the National Debt Counsellors Association.
When working with a debt counsellor make sure they create a repayment plan that can be settled within five years. This can be done if the debt counsellor negotiates lower interest rates with the creditors.
According to the National Debt Counsellors Association reputable debt counsellors use an industry standard called the Debt Counselling Rule Set or DCRS that allows them to negotiate significant interest rate reductions on consumers’ debt.?
For unsecured lending such as personal loans and credit cards, DCRS allows for renegotiation of the interest rate as close to zero percent as possible. This is a significant saving on credit agreements that can have interest rates as high as 23%.
Debt counselling can be a great solution, but do your homework before you enter any agreement as once the agreement is in place, you are legally bound to it.

What is the Pro’s and Cons of Online Debt Consolidation Loans in South Africa. Brought to you by Moneysearch.co.za. A service provider for people looking for online cash loans.