Debt consolidation loans allow consumers to pay off credit card bills with the help of a bank loan. Consumers should be mindful not to go back into debt after paying off credit cards. Find out more about debt consolidation with information from a registered financial consultant in this free video on money management.

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Which country is in the most debt?

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Keynes would’ve loved this one.

Sources:
https://www.imf.org/external/datamapper/CG_DEBT_GDP@GDD/CHN/FRA/DEU/ITA/JPN/GBR/USA
https://www.visualcapitalist.com/global-debt-to-gdp-ratio/
https://www.cbo.gov/publication/58888
https://www.mof.go.jp/english/policy/budget/budget/fy2022/01.pdf
https://worldpopulationreview.com/country-rankings/debt-to-gdp-ratio-by-country
https://www.imf.org/-/media/Files/Conferences/2022/12/2022-12-12-global-debt-monitor.ashx
https://www.thebalancemoney.com/who-owns-the-u-s-national-debt-3306124
https://www.cnbc.com/2012/01/31/The-Biggest-Holders-of-US-Government-Debt.html#:~:text=Social%20Security%20Trust%20Funds&text=The%20largest%20portion%20of%20U.S.,Security%20Trust%20Fund%20or%20OASDI.
https://www.statista.com/statistics/756192/japanese-government-bonds-by-type-of-holders/
https://www.reuters.com/markets/asia/japans-debt-time-bomb-complicate-boj-exit-path-2023-02-10/

https://tradingeconomics.com/country-list/rating
https://www.reuters.com/business/finance/argentinas-new-imf-deal-pushes-default-fears-down-road-2022-03-04/
https://www.fdiintelligence.com/content/news/the-imfs-top-10-biggest-debtors-81405
https://www.imf.org/external/np/fin/tad/balmov2.aspx?type=TOTAL
https://www.imf.org/en/Countries/ARG#countrydata
https://www.bangkokpost.com/business/1827229/argentinas-national-pastime-hating-on-the-imf

https://www.irishtimes.com/opinion/2023/01/25/paul-krugman-does-america-have-too-much-debt/
https://www.investopedia.com/articles/investing/070115/understanding-downfall-greeces-economy.asp
https://equitablegrowth.org/must-read-paul-krugman-debt-good/
https://www.nbcnews.com/id/wbna43600432
Crashed – Adam Tooze

http://piketty.pse.ens.fr/files/Henochsberg2016.pdf
https://www.imf.org/external/np/fin/tad/extarr2.aspx?memberKey1=400&date1key=2012-03-31

https://www.cato.org/cato-journal/fall-2021/impact-public-debt-economic-growth#studies-that-explore-the-existence-of-a-nbsp-threshold
https://debtjustice.org.uk/press-release/sixty-four-countries-spend-more-on-debt-payments-than-health
https://www.eurodad.org/outofservice_press
https://www.brookings.edu/articles/odious-debt-when-dictators-borrow-who-repays-the-loan/
https://www.piie.com/microsites/greek-debt-crisis-no-easy-way-out
https://www.federalreservehistory.org/essays/latin-american-debt-crisis
https://policydialogue.org/files/publications/papers/The_Latin_American_Debt_Crisis_in_Historical_Perspective_Jos_Antonio_Ocampo.pdf
https://www.amnesty.org/en/latest/campaigns/2023/06/on-zambia-health-and-public-debt-alternatives-to-austerity/#:~:text=Between%202018%20and%202021%2C%20debt,2018%20to%208%25%20in%202022.
https://www.businessinsider.in/finance/news/highest-sovereign-defaults-in-2022-two-in-2023-moodys/articleshow/99490791.cms

https://www.newyorker.com/news/john-cassidy/the-reinhart-and-rogoff-controversy-a-summing-up

There has been a surge in public debt in the US and other countries around the world. Are we going to face a looming currency crisis? In this episode, we talk to Jim Rogers and Peter Westaway to unpack these themes.

#jimrogers #usdebt #economy #debtcrisis

Hey Y’all! Thanks for tuning into today’s video. Your support means alot! Please stay tuned for monthly updates on how much I’ve paid off!

#budgetwithme #cashstuffing #budgetwithme #daveramsey #debtconfession #debtpayoff #debtavalanche #debtsnowball

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Disclaimer: Please note that I am not a financial advisor, just sharing my journey and things I’ve learned along the way. What works for me may not work for you. Let’s learn together!

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In today’s video, we’re diving into an important review of diamonddebtrelief.com. Is it legit or just another scam? We’ll explore their services, customer feedback, and the overall trustworthiness of this debt relief option. ????????

Located in the heart of the financial district, this service aims to help those grappling with overwhelming debt find a path to financial stability. With a range of solutions tailored to your specific needs, diamonddebtrelief.com promises relief through personalized plans and expert guidance. But can they deliver?

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Developed economies around the world are loaded up with debt. That was less of a problem in the era of free money but inflationary pressures are back and structurally-higher interest rates mean debt is more expensive to issue and service. Many investors have been warning that governments are addicted to debt for the past 20 years and the alarm bells are growing louder. This film examines what some are calling the biggest issue in global finance today, the role of the ‘bond vigilantes’, and whether government borrowing could spiral out of control.

#markets #debt #borrowing #déficit #bonds #trading #investment #finance #investors #japan #us #donaldtrump #elonmusk #doge #uk #liztruss #rachelreeves #germany #friedrichmerz #china #italy #france #yields #bondvigilantes #bondmarket

00:00 Introduction
01:05 Why the world is ‘addicted’ to debt
03:27 Government bonds explained
04:11 The debt ‘death spiral”
06:18 Where does the deficit go?
07:47 Inflationary pressures
09:59 Return of the ‘bond vigilantes’
11:03 The UK’s Liz Truss moment
12:39 America’s unsustainable debt profiles
17:32 Japan’s debt and its determined central bank
18:54 China’s ‘staggering’ debt levels
19:50 Italy, France and Germany
22:49 A risk of a financial market ‘heart attack’
24:51 Deficits ‘can be useful’
27:12 The future

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Book me for a consultation copy link and paste on internet browser

https://calendly.com/jorgethecreditexpert/30min?month=2025-04
or text credit to 727-497-7148 I can set it up for you

In this video, I’m breaking down the real reason auto loans are defaulting in record numbers in 2025—something most influencers, including Lucky Lopez, completely ignore.

?? This is NOT just about bad consumers or greedy lenders.
The dealerships are a HUGE part of the problem—and no one’s talking about it.

???? Why Should You Listen to Me?
I’ve approved and denied thousands of auto loans over the past 10+ years. I worked directly with dealer-submitted loan packages, structured indirect loans, and stopped fraud at the dealership level.

I’m not guessing—I’ve lived it as a Senior Consumer Loan Underwriter at places like Zion’s Bank, Arivo Acceptance, USF Credit Union, where I oversaw auto loans, recreational vehicles, unsecured lines, and more.

???? What Lucky Lopez Gets WRONG
Lucky says it’s all the borrower’s fault—or sometimes the lender.
But guess who’s missing?
???? The dealership.

???? Dealers are:

Packing loans with hidden fees and useless add-ons

Overpricing used cars way above value

Fudging income and employment to push approvals through

Exploiting first-time buyers with markups and bait-and-switch tactics

And then influencers blame the buyer for defaulting?! That’s not the whole truth.

???? Inside This Video You’ll Learn: ? How car dealerships are fueling auto loan defaults
? The shady tactics dealerships use to get consumers approved
? Why influencers like Lucky Lopez are missing key pieces of the puzzle
? How underwriting actually works behind the scenes—and what red flags WE see
? What you can do to protect yourself in 2025 when buying a car

???? Final Message
If you’re following advice from influencers with no underwriting experience, you’re playing a dangerous game.

???? Don’t fall for half-truths.
???? Learn how credit and auto loans really work from someone who’s been on the front lines.

???? Drop a comment — Have you ever felt ripped off by a dealership or gotten stuck with a bad auto loan? Let’s talk about it.

???? Subscribe for REAL finance and credit advice from a certified underwriter—not just viral opinions.

#creditrepair #credit #automobile #auto #autoloans #luckylopez

According to DebtBusters, 95 percent of people who applied for debt counselling during the second quarter had personal loans. 54% of them are on one-month payday loans of more than 23% interest per annum. Interest rate cuts and two pots systems have been used by some to consolidate loans, as many battle to maintain households costs. Debtbusters Executive Head, Benay Sager elaborates.

Tune into Newzroom Afrika DStv channel 405 for more.