Today’s Topic: How to get out of credit card debt.
To view this entire show, and hundreds of others, please visit:
www.wellnesshour.com

Other TTT videos related to debt:
https://youtu.be/oQjD9u0IXb8
https://youtu.be/vwNOFeI6sXA
https://youtu.be/HEJ2z04mqUU

Financial Coaching: https://debtoverit.com/coaching/
Join my community: https://www.skool.com/budget-build-1523/about

Free Google Sheets Templates here: https://subscribepage.io/VILOw8

TikTok Accounts Featured (in order):
https://www.tiktok.com/@thecreditcardgirl
https://www.tiktok.com/@kourtmccrillis
https://www.tiktok.com/@deslove1010
https://www.tiktok.com/@jenpiccolo_
https://www.tiktok.com/@brokebutbudgeting_1
https://www.tiktok.com/@groovyrockerchick
https://www.tiktok.com/@heymshmood
https://www.tiktok.com/@debtfreewithesperanza
https://www.tiktok.com/@brokebabynurse
https://www.tiktok.com/@kdhunt93
https://www.tiktok.com/@denyecourtney

Create a Budget: https://youtu.be/LSPkfdOzbb0
Prefer Pen & Paper? Check out this video: https://youtu.be/yxjZ5aWbfcc

First Friday Finance Newsletter: https://www.subscribepage.io/tFb6gt

Debt-Free Blueprint Course: https://debtoverit.thinkific.com/courses/debt-free-blueprint

ETSY SHOP: https://personalfiwithleila.etsy.com

Start a new career (Tech sales, HR, Data analytics, Digital Advertising, etc.): https://coursecareers.com/a/debtoverit

Money Blog: https://www.DebtOverIt.com

???? Support me: https://www.buymeacoffee.com/leilak
???? Venmo: @DebtOverIt

________________________________________________________________________

*ACCOUNT BONUSES*

???? Marcus by Goldman Sachs HYS Account: https://www.marcus.com/share/LEI-VSR-SXB6
Earn .25% cash bonus over 3 months

???? Chase Sapphire:
https://www.referyourchasecard.com/19u/H7PRO2HWTF
60,000 bonus points after spending $4K in first 3 months

???? CapitalOne VentureX: https://capital.one/3Wwtjuy
75,000 bonus miles after spending $4,000 in first 3 months
Unlimited 2X miles

???? AMEX Blue Cash Preferred: https://americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=LEIlAKsd6P&xl=cp19
Earn $300 after you spend $3,000 in first 6 months
6% on groceries, 3% on gas

???? DiscoverIt: https://refer.discover.com/leilakartforosh7!f06e9dce80!a
Earn $100 after making a purchase in your first 3 months

???? Chase Freedom:
https://www.referyourchasecard.com/18d/3ZIXFA085U
Earn $200 after spending $500 in first 3 months
5% cash back on gas and groceries for 1 year
No annual fee

???? CapitalOne Venture One: https://capital.one/2J8kqHJ
20,000 miles after spending $500 in first 3 months
1.25 miles per $1 spent
No annual fee

???? CITI Checking ($325 bonus):
https://click.info15.citi.com/u/?qs=7a869a5626e11db496c50c8eecb3b2c3e4b37b66c899c88d1dc07011cbe24ad8b1503a99ea6f44ca5c49d191b1ab9b72aba9213b52e370866be4e77d6cd168e5

???? Chase Checking ($400 bonus): https://accounts.chase.com/raf/share/3143936885

???? Capital One 360 Checking: https://capital.one/3RUX1a8
Open an account, set up and receive direct deposit and earn $50

*MAKE MONEY*

????Rakuten (earn $20): https://www.rakuten.com/r/LEILA426?eeid=28187
????BeFrugal: https://www.befrugal.com/rs/FHQMQKM/
????IBotta: https://ibotta.com/r/85zng
????Fetch app: Use my code EJH9Y for 2,000 points
????Upside (gas, restaurants) – $5 bonus: debtoverit — https://upside.sjv.io/RG99Wa

*SIDE HUSTLE RESOURCES*

???? Create custom stickers ($10 store credit): https://www.stickermule.com/unlock?ref_id=9961412701&utm_medium=link&utm_source=invite

???? Start your own website: https://www.siteground.com/recommended?referrer_id=7614416
Get 3 months free + 75% off your first year

???? Learn how to sell digital products on Etsy: https://leila711–gold-city-ventures.thrivecart.com/etsy-printables/

???? Create a Course! Teachable Launch Accelerator Challenge: https://teachable.sjv.io/c/2709068/1593958/12646

____________________________________________________________________

MY LIFESTYLE CHANNEL: @LivinglikeLeila

GOAL ACHIEVEMENT COURSE: https://livinglikeleila.teachable.com/p/goal-achievement-by-shifting-your-identity-and-creating-effective-systems

SELF-DISCIPLINE COURSE: https://livinglikeleila.teachable.com/p/the-complete-guide-to-self-discipline/

CHECK OUT MY BLOG:
https://www.livinglikeleila.com

I N S T A G R A M : https://www.instagram.com/livinglikeleila

Camera I use (Canon EOS M50): https://amzn.to/2KpcE9k
Microphone I use: https://amzn.to/2KI43zU
Handheld Mics: https://amzn.to/3NYWTa3

Business inquiries: contact@debtoverit.com

*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

According to the Federal Reserve, 33% of Americans began the recent holiday season with more than $5,000 in credit card debt, and 44% felt pressured to spend more than they could afford.

The latest Debt Rescue Survey on the levels of financial distress among South African households suggests that the year has been so dire for consumers, that some may not be able to enjoy the festive season as they have in the past due to affordability constraints.
Some consumers are consciously deciding to cut down on their Christmas expenses, so as not to fall further into financial peril going into next year.
To tell us more about what the survey uncovered, I’m joined by Neil Roets, CEO: Debt Rescue.

For more news, visit sabcnews.com and #SABCNews on all Social Media platforms.

Joel Grise of K3C Credit Counselling was today’s Ask the Expert on CTV Morning Live.

TBR Solutions on the Two-Pot System which is about to kick in soon. The question is “Will it be good for your financial well-being?” Watch and listen and critically think.

Gauteng Finance MEC Lebogang Maile says the R20.1 billion E-toll debt will have a significant impact on the province’s already limited resources.
Tabling his medium-term budget policy statement Maile says its impact will be more pronounced given the reduction in funding to provinces from National Treasury. Speaking in the provincial legislature, he has emphasised that there will be no job cuts in education, health or any sector impacted by budget cuts and debt prioritization.
For more on the story we cross to the SABC News reporter Nosipho Radebe.

For more news, visit sabcnews.com and #SABCNews on all Social Media platforms.

JG Wentworth is a well-known debt settlement company that offers to help individuals resolve their unsecured debts by negotiating with creditors to accept less than the full amount owed. The process involves enrolling eligible debts into their program, stopping direct payments to creditors, and instead making monthly deposits into a dedicated account controlled by JG Wentworth. Once enough funds have accumulated, the company’s negotiators attempt to settle the debts one by one.

However, it’s crucial to understand the costs and risks associated with JG Wentworth’s debt relief services. The company typically charges a fee ranging from 18-25% of the total enrolled debt balance, which is in addition to the money needed to pay the settled amounts to creditors. Moreover, there are significant risks to consider, such as the possibility of creditors escalating collection efforts, charging late fees and interest, or even filing lawsuits. Enrolling in the program also has a severe negative impact on credit scores, as debts become delinquent when payments are stopped.

While JG Wentworth is a well-established company, their debt settlement services are essentially the same as those offered by other similar providers. Before committing to their program, it’s essential to thoroughly assess one’s financial situation, consider all available options, and consult with an unbiased expert like a nonprofit credit counselor. Debt settlement should generally be considered a last resort, as it comes with substantial costs and risks that may outweigh the potential benefits for many people. Exploring alternatives such as credit counseling, debt management plans, or direct negotiation with creditors may be more suitable depending on individual circumstances.

If you want more information about debt consolidation, consider these videos:
? 5 things to do before taking a debt consolidation loan: https://youtu.be/XBG16DePCRM
? Credit card debt consolidation calculator: https://youtu.be/hvLv0TGiGqQ
? When to consolidate your credit card debt: https://youtu.be/WgZp4adLHdw
? How to consolidate credit card debt: https://youtu.be/xANMwJs_5Dw

You can shop around to up to 40 lenders at once without negatively affecting your credit score by applying with one of our premium lenders on our marketplace page. Behind the scenes, we will check your rate with 40 other lenders. You will see all the approvals and you will be able to choose the loan that best meets your needs. https://theyukonproject.com/product-comparison/compare-personal-loans/

If you want a comprehensive overview on debt payoff strategies: https://theyukonproject.com/paying-off-debt/how-to-get-out-of-debt/

Website: https://theyukonproject.com
Instagram: https://www.instagram.com/yukon_project/
Facebook: https://www.facebook.com/theyukonproject
YouTube Channel: https://www.youtube.com/@theyukonproject

Apply for a personal loan: https://theyukonproject.com/product-comparison/compare-personal-loans/
Apply for a consolidation loan: https://theyukonproject.com/product-comparison/debt-consolidation-loans/
Apply for a credit card: https://theyukonproject.com/category/credit-cards/

Tailored & actionable steps to a 700 credit score
Build Credit with our FREE service: https://theyukonproject.com/free-credit-consultation-to-improve-your-credit-score/

Find a financial Advisor: https://theyukonproject.com/product-comparison/find-a-financial-advisor/

Find the right savings, checking, CD, Account for you: https://theyukonproject.com/find-the-perfect-savings-or-checking-account-for-you-with-the-right-bank/

For more information about personal finances and for access to financial services and products, visit www.TheYukonProject.com.

What’s in this video:
00:00 – Introduction
00:12 – How debt settlement works
00:46 – What debt settlement costs
01:10 – Risks to debt settlement
01:39 – Financial example of debt settlement
02:12 – Other options
02:31 – Is JG Wentworth a reputable company?
02:49 – My advice

#creditcarddebt #debtrelief #debtsettlement #debtmanagement #personalfinance

JG Wentworth credit card debt
Credit card debt relief program
Credit card debt settlement

Iibhalansi zakho ZINOKWANDA ngeenyanga zakho zokuqala phantsi koqwalaselo lwetyala. SUKOYIKA! Oku kuhambelana nenkqubo kwaye KUYA KUTSHINTSHA.

EMzantsi Afrika ababoneleli ngetyala, iibhanki, abaqokeleli bamatyala kunye nabacebisi ngamatyala abasoloko belungelelaniswa kwezobuchwephesha.

NCEDA uzive ukhululekile ukunxibelelana nathi kule nombolo 021 003 8733, kwiphepha lethu labacebisi ngezeMali kuZwelonke kuFacebook okanye ugcwalise ifom yoqhakamshelwano kwiwebhusayithi yethu ethi www.nationaldebtadvisors.co.za

We consolidate all your debt into one monthly payment and reduce your interest rates, based on your circumstances.
This debt protection forms part of the National Credit Act. Credit providers cannot take legal action against you if you go under debt review.
This means that aside from the protection of your assets, you will also end up paying less for your debt on a monthly basis.

Calls: 021 201 6486
Whatsapp: 081 679 3100
Email: marketing@arscredit.co.za
Website: www.arscredit.co.za