#August2025 #studentloans #financialfreedom #laidoff

In this video, I am going over me and my husband’s student loan payoff journey for August 2025. www.vertex42.com

Timestamp:
0:00 Intro
6:30 Debt Payoff Progress
26:15 Debt Coloring Sheet
30:38 Debt Reduction Calculator

HECK OUT MY LATEST BLOGS:

????”The Benefits of Using Cash in a Digital World: Why Cash Still Works for Your Budget”
https://paperbymoe.com/blogs/moeintroduction/the-benefits-of-using-cash-in-a-digital-world-why-cash-still-works-for-your-budget

????Economic Uncertainty & Consumer Caution: How To Protect Your Finances in 2025
https://paperbymoe.com/blogs/moeintroduction/economic-uncertainty-consumer-caution-how-to-protect-your-finances-in-2025

???? How to Use Education and Skills to Leverage Your Resume (and Stay Marketable in an Uncertain Economy
https://paperbymoe.com/blogs/moeintroduction/how-to-use-education-and-skills-to-leverage-your-resume-and-stay-marketable-in-an-uncertain-economy

???? Budgeting for Household Essentials (Without Overspending) ?????
https://paperbymoe.com/blogs/moeintroduction/budgeting-for-household-essentials-without-overspending-%E2%9C%A8

????10 Daily Habits of Financially Disciplined People:
https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%A1-10-daily-habits-of-financially-disciplined-people

???? How to Stay Focused on Your Money Goals When Life Gets Hard: https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%A1-how-to-stay-focused-on-your-money-goals-when-life-gets-hard

???? When Money Changes the Vibe: How Finances Impact Your Relationships, Habits & Values : https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%B8-when-money-changes-the-vibe-how-finances-impact-your-relationships-habits-values

????”Mid-Year Money Check: How I Plan My Finances (And How You Can Too) ?????”
https://paperbymoe.com/blogs/moeintroduction/mid-year-money-check-how-i-plan-my-finances-and-how-you-can-too-%F0%9F%92%B0%E2%9C%A8

????”From Paycheck to Progress: Smart Money Habits That Work from Broke to Comfortable ????”
https://paperbymoe.com/blogs/moeintroduction/%F0%9F%92%B8-how-i-use-sinking-funds-while-paying-off-debt-yes-you-still-can

????”Why I Track My Student Loan Debt With Pen & Paper”: https://paperbymoe.com/blogs/moeintroduction/%F0%9F%93%9A-why-i-track-my-student-loan-debt-with-pen-and-paper-and-how-it-helped-me-pay-off-over-47-000

????”Should You Pay Off Debt If Your Job Isn’t Secure? Here’s What to Do Instead” : https://paperbymoe.com/blogs/moeintroduction/should-you-pay-off-debt-if-your-job-isnt-secure-heres-what-to-do-instead

????”Zero-Based Budgeting vs. 50/30/20 Rule: Which One is Best?” https://paperbymoe.com/blogs/moeintroduction/zero-based-budgeting-vs-50-30-20-rule-which-one-is-best

????”Cut the Cycle: End the Paycheck to Paycheck” Lifestylehttps://paperbymoe.com/blogs/moeintroduction/stop-living-paycheck-to-paycheck

2025 BINGO: https://paperbymoe.com/products/2025-bingo-card

Thank you for watching!

I hope you all enjoy this video & watching my financial freedom journey. I budget my money using the zero based budget method.

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Budget & Blessings…Thank you for watching!! Like. Comment. Subscribe.
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FTC: This video is not sponsored. Some links are affiliate links where I make a small commission!

FYI: I am not a financial advisor. Everything I state is from my experiences and they are my opinions. If you would like more detailed information and assistance with your finances, please contact a Financial advisor.

#financialfreedom #savings #sidehustle #money #zerobasedbudget #millionairemindset #roadtodebtfreedom #studentloans #paychecktopaycheck
#2022budget #debt #lowincome #cashenvelope #cashstuffing #lowincome #studentloans #debtpayoff

Lakhsya Institute Maharashtra guidance on JoSAA Counselling 2024! In this video, we will be covering everything you need to know to navigate the Joint Seat Allocation Authority (JoSAA) counselling process smoothly. It is compulsory for all students who are looking for Admission into IITs, NITs, IIITs, GFTIs, SPAs. For more information please visit https://josaa.nic.in/

Mediation vs. Trial: You’ll Never Believe How Much Control You Have! #shorts #bankruptcy #mediation

????????? Book an appointment to speak with John https://go.consumerwarrior.com/call-now
???? Call John at (480) 907-3388 to schedule a FREE consultation.

MORE ABOUT JOHN SKIBA
John Skiba is a bankruptcy & consumer protection attorney in the state of Arizona.

John helps clients with chapter 7 bankruptcy & chapter 13 bankruptcy for Arizona residents.

???????????????????? ARIZONA RESIDENTS ONLY: If you live in the state of Arizona and need help with a junk debt buyer lawsuit or need to file bankruptcy I can help you directly.

???????? Talk to John now! https://go.consumerwarrior.com/call-now

????????? Book an appointment to speak with John https://go.consumerwarrior.com/call-now

John offers informational products and strategies for consumers facing serious debt problems – particularly those being sued by junk debt buyers like Midland Funding, Portfolio Recovery Associates, Cavalry SPV, and many more.

??? Forms, Templates and Video Tutorials can be found at ???????????????????????? http://consumer-warrior-project.thinkific.com/

Jonathan D. Marks joins the show to talk about the tips of mediation if your thinking about a divorce.

Make Debt Consolidation Easy with These Tips.

Getting your finances together doesn’t have to be hard. If you have the right information, you can get things done in a way that might surprise you. If you have never heard of debt consolidation, this article is going to give you a ton of information about it. Keep reading!

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JG Wentworth is a well-known debt settlement company that offers to help individuals resolve their unsecured debts by negotiating with creditors to accept less than the full amount owed. The process involves enrolling eligible debts into their program, stopping direct payments to creditors, and instead making monthly deposits into a dedicated account controlled by JG Wentworth. Once enough funds have accumulated, the company’s negotiators attempt to settle the debts one by one.

However, it’s crucial to understand the costs and risks associated with JG Wentworth’s debt relief services. The company typically charges a fee ranging from 18-25% of the total enrolled debt balance, which is in addition to the money needed to pay the settled amounts to creditors. Moreover, there are significant risks to consider, such as the possibility of creditors escalating collection efforts, charging late fees and interest, or even filing lawsuits. Enrolling in the program also has a severe negative impact on credit scores, as debts become delinquent when payments are stopped.

While JG Wentworth is a well-established company, their debt settlement services are essentially the same as those offered by other similar providers. Before committing to their program, it’s essential to thoroughly assess one’s financial situation, consider all available options, and consult with an unbiased expert like a nonprofit credit counselor. Debt settlement should generally be considered a last resort, as it comes with substantial costs and risks that may outweigh the potential benefits for many people. Exploring alternatives such as credit counseling, debt management plans, or direct negotiation with creditors may be more suitable depending on individual circumstances.

If you want more information about debt consolidation, consider these videos:
? 5 things to do before taking a debt consolidation loan: https://youtu.be/XBG16DePCRM
? Credit card debt consolidation calculator: https://youtu.be/hvLv0TGiGqQ
? When to consolidate your credit card debt: https://youtu.be/WgZp4adLHdw
? How to consolidate credit card debt: https://youtu.be/xANMwJs_5Dw

You can shop around to up to 40 lenders at once without negatively affecting your credit score by applying with one of our premium lenders on our marketplace page. Behind the scenes, we will check your rate with 40 other lenders. You will see all the approvals and you will be able to choose the loan that best meets your needs. https://theyukonproject.com/product-comparison/compare-personal-loans/

If you want a comprehensive overview on debt payoff strategies: https://theyukonproject.com/paying-off-debt/how-to-get-out-of-debt/

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Apply for a personal loan: https://theyukonproject.com/product-comparison/compare-personal-loans/
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For more information about personal finances and for access to financial services and products, visit www.TheYukonProject.com.

What’s in this video:
00:00 – Introduction
00:12 – How debt settlement works
00:46 – What debt settlement costs
01:10 – Risks to debt settlement
01:39 – Financial example of debt settlement
02:12 – Other options
02:31 – Is JG Wentworth a reputable company?
02:49 – My advice

#creditcarddebt #debtrelief #debtsettlement #debtmanagement #personalfinance

JG Wentworth credit card debt
Credit card debt relief program
Credit card debt settlement

In a distinctive effort, the Meghalaya Rural Bank (MRB) conducted a financial credit and counseling campaign on Friday for the students of St. Theresa’s Upper Primary School located in Kreit village, within the Sohiong Community and Rural Development Block.

During her address, Markynti Marbaniang, the branch manager of the MRB Mawlaingut branch, emphasized to the young audience the significance of initiating savings at an early age.

The branch manager advised the students against spending all the money they receive from their parents or relatives on unhealthy snacks.

Additionally, she informed the parents about the benefits of recurring deposits, highlighting the potential for earning a higher interest rate.

Furthermore, the branch manager discussed various government schemes, including the Atal Pension Scheme, Pradhan Mantri Jeevan Jyoti Bima Yojana (a life insurance scheme), and Pradhan Mantri Suraksha Bima Yojana (an accidental insurance scheme).

The Shillong Times, a leading news organisation in Meghalaya, brings to you news and information from across the state, the Northeast region and the country.

Like, Share and Subscribe to TST channel for latest news and updates.

You can also read the news on www.theshillongtimes.com

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Are you struggling with debt in South Africa? You’re not alone.
In this video, we explain what debt review is, who qualifies, and how the process works — step by step. Debt review (also called debt counselling) is a legal way to restructure your debt and get protection from creditors, repossession, and court action.

I will also cover:
• The role of a registered debt counsellor
• How you’re protected under the National Credit Act
• How debt review can help you become debt-free

? Need help with your debt? Visit www.debtwipe.co.za or email jacques@debtwipe.co.za

???? Contact us directly via WhatsApp: 073 285 4196

???? Like, comment, and subscribe for more practical advice on debt solutions in South Africa.

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Struggling to get a handle on debt?

In this video, I break down the difference between debt consolidation and debt settlement to help you understand which option might work best for your situation.

Learn how each approach affects your payments, credit, and overall financial goals.

Budget sheet: https://www.square1accounting.com/_files/ugd/7e2248_c7d700c870b74869aa2e278d268a5fac.xlsx?dn=2024%20Budget%20%26%20Debt%20Managment%20Worksheet.xlsx

Budget App: EveryDollar

Debt Consolidation Card offer: https://www.citi.com/credit-cards/compare/balance-transfer-credit-cards