In difficult times, debt can be a matter of life and death, happiness and despair. Controlling your debt can bring order and calm. Mastering debt can bring wealth and success. As bestselling Rich Dad/Poor Dad author Robert Kiyosaki says, ?Good debt makes you rich and bad debt makes you poor.”

The ABCs of Getting Out of Debt provides the necessary knowledge to navigate through a very challenging credit environment. A Rich Dad’s Advisor and best selling author of numerous business books, Garrett Sutton, Esq. clearly writes on the key strategies readers must follow to get out of debt. Unlike other superficial offerings, Sutton explores the psychology and health effects of debt. From there, the reader learns how to beat the lenders at their own game, and how to understand and repair your own credit. Using real life illustrative stories, Sutton shares how to deal with debt collectors, avoid credit scams, and win with good credit.

?The reason Garrett Sutton’s book is so important is that like it or not, debt is a powerful force in our world today. The financially intelligent are using debt to enrich themselves while the financially uneducated are using debt to destroy their lives.”- Robert Kiyosaki

The times call for a book that offers hope and education on mastering credit and getting out of debt.

What grade would you give your parents for how well they prepared you to manage your finances? What grade will your kids give you someday? At best you have 18 years to teach your kids how to manage money skillfully. So how do you accomplish this overwhelming challenge? Don’t panic! Everything you need to get the job done is right here in this book. Think it’s too late to debt-proof your kids? It’s only too late if you don’t start NOW!

Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It’s overwhelming – and the more complicated the proposed solution, the harder it is to stick with it. That’s why “The Debt-Free Spending Plan” is simple. It doesn’t require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you. You will learn to: downsize expenses without feeling deprived; allocate money as it comes in and put together an easy-to-manage bill-paying plan; adjust for inevitable overspending; and, pay off debt without gouging expenses and (believe it or not) start saving. The plan is clear, easy, and takes just five minutes a day-and it doesn’t matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom-all before the next billing cycle.

In 2000, Julie and her husband, Mark, declared war on their debt credit cards, student loans, cars and the house. Seven years later, as they wrote the check for their last mortgage payment, God called them to adopt two children from Ethiopia. A few months later, with their income unexpectedly cut by two-thirds, they wondered if they could finish the adoption without crossing back over into the red.

When they brought Wendemagegn and Beza home 12 months later, Julie and her husband proved debt-free adoption is possible!

Passionate about helping others achieve their adoption dream, Julie shares how to find extra money in your household budget, apply for grants, and fundraise in order to build your family without saddling it with debt.

With over $80,000 worth of creative fundraising ideas from more than 30 adoptive families, the second edition of Adopt Without Debt shows you how to fulfill your adoption dream without signing away your financial freedom.

In considering the tough challenges that families face today, one issue keeps coming to the surface all too often—finances. Statistics show that financial issues are consistently one of the top reasons listed for divorce in this nation. Determined at the outset of their marriage to turn those grim statistics around, one young couple heard biblical teaching on finances, took it to heart, and patterned their lives after what God has to say about handling money. Meet Michelle and Trevor Thomas as they tell their story of how God led them out from under a mountain of debt into financial freedom. In Debt-Free Living in a Debt-Filled World, they will tell you candidly how they paid off their debt, built their home without a mortgage, and have lived the last 14 years debt free, raising four children on a teacher’s salary. Be encouraged in your own journey by what you read in theses pages. Whatever your situation may be, know that God has a plan for freedom for you, too. Financial freedom is within reach, so trust The Provider each step of the way. As families begin to dig out of debt and save for future needs, marriages are strengthened, children feel more secure, and communities become better places to live. God’s ways really are best. So, sit back and enjoy. You will laugh, you might cry, but you will surely be encouraged.

In this core Financial Peace University lesson, Dave shows you how to become debt free as he walks you through the necessary steps and details of dumping debt with the Debt Snowball method.

The practice of charging interest on loans has been controversial since it was first mentioned in early recorded history. Lending is a powerful economic tool, vital to the development of society but it can also lead to disaster if left unregulated. Prohibitions against excessive interest, or usury, have been found in almost all societies since antiquity. Whether loans were made in kind or in cash, creditors often were accused of beggar-thy-neighbor exploitation when their lending terms put borrowers at risk of ruin. While the concept of usury reflects transcendent notions of fairness, its definition has varied over time and place: Roman law distinguished between simple and compound interest, the medieval church banned interest altogether, and even Adam Smith favored a ceiling on interest. But in spite of these limits, the advantages and temptations of lending prompted financial innovations from margin investing and adjustable-rate mortgages to credit cards and microlending.

In Beggar Thy Neighbor, financial historian Charles R. Geisst tracks the changing perceptions of usury and debt from the time of Cicero to the most recent financial crises. This comprehensive economic history looks at humanity’s attempts to curb the abuse of debt while reaping the benefits of credit. Beggar Thy Neighbor examines the major debt revolutions of the past, demonstrating that extensive leverage and debt were behind most financial market crashes from the Renaissance to the present day. Geisst argues that usury prohibitions, as part of the natural law tradition in Western and Islamic societies, continue to play a key role in banking regulation despite modern advances in finance. From the Roman Empire to the recent Dodd-Frank financial reforms, usury ceilings still occupy a central place in notions of free markets and economic justice.

Product Features

• Used Book in Good Condition

Feeling overwhelmed by your debts? If you’re ready to regain your financial freedom, feeling the squeeze of the housing bust or simply get smarter about managing your money, you’ll find everything you need in this complete guide. Solve Your Money Troubles shows you how to:

. prioritize debts
. create a budget
. negotiate with creditors
. stop collector harassment
. challenge wage attachments
. contend with repossessions
. respond to creditor lawsuits
. qualify for a mortgage
. rebuild credit
. decide if bankruptcy is the right option for you

To make the process easier, Solve Your Money Troubles includes sample letters to creditors, as well as worksheets and charts to calculate your debts and expenses.

An accessible guide to the essential elements of debt markets and their analysis

Debt Markets and Analysis provides professionals and finance students alike with an exposition on debt that will take them from the basic concepts, strategies, and fundamentals to a more detailed understanding of advanced approaches and models.

Strong visual attributes include consistent elements that function as additional learning aids, such as: Key Points, Definitions, Step-by-Step, Do It Yourself, and Bloomberg functionalityOffers a solid foundation in understanding the complexities and subtleties involved in the evaluation, selection, and management of debtProvides insights on taking the ideas covered and applying them to real-world investment decisions

Engaging and informative, Debt Markets and Analysis provides practical guidance to excelling at this difficult endeavor.

Product Features

• Used Book in Good Condition