Pwedeng mabawasan ang utang, maprotektahan ka mula sa harassment ng collectors, at magkaroon ng mas magaan na payment plan.

Panoorin ang reel habang si Ms. Eunice Lou ang nagpapaliwanag kung paano ito nakatulong sa mga nahihirapang makabayad.

???? Kung gusto mong malaman kung bagay ito sa’yo, message us today!

#DebtMediationPH #BayadUtangSmart #DebtRelief #DebtHelpPH #NoMoreCollectors #FinancialReset #DebtAidPH

If you’re feeling overwhelmed by monthly repayments and falling behind on bills — debt counselling might be the lifeline you need. ??

You qualify for debt counselling if:
? You’re unable to pay all your debts on time
? You have a steady income
? You’re classified as over-indebted after a formal assessment

Take the first step toward financial freedom today. ????

???? Contact us now for a free assessment and personalised plan.

#DebtHelp #DebtCounselling #FinancialFreedom #SouthAfricaFinance #MoneyMatters #DebtRelief #TakeControl #DebtSolutions #LiveDebtFree

Get Your 4-Step Guide to Building Business Credit here:
https://www.justinmircheconsulting.com/

When your debts go out of hand, you might find it easier to just take out a loan to settle everything, but is debt consolidation a good idea? Watch this video to learn all about this and whether or not it’s a good option for you!

Watch And Enjoy!
Justin Mirche

Key Moments In This Episode
========================
00:00 Intro & Summary
00:34 What Is Debt Consolidation?
01:58 Different Types Of Debt Consolidation Loans
03:43 Common Trap With Debt Consolidation Loans
04:45 Pros Of Debt Consolidation Loans
06:51 Cons Of Debt Consolidation Loans

What To Watch Next
========================
How Long Does It Take To Repair Credit?
https://youtu.be/gwuAdlPuywg

RESOURCES
========================
Subscribe to my YouTube channel:
https://www.youtube.com/channel/UCneWDSxenHpBH6Ls9ncHmGA?sub_confirmation=1

Learn More about Justin Mirche
========================
Justin Mirche is the founder and President of Justin Mirche Consulting. He has a vast background in finance and has been the go-to person for friends, colleagues, and clients for years to assist in solving a wide array of credit and finance challenges. His experience and dedication have transformed lives, families, and businesses. Now, he wants to share his expertise to help a much broader audience. With his YouTube channel, Justin wants to answer questions that affect our everyday lives, erase confusion dispel myths about credit and finance, and provide valuable advice to help you level up and reach your credit and financial goals.

Website: https://justinmirche.com/

========================
Nate Woodbury – YouTube Producer
https://www.youtube.com/NateWoodbury

#Finance
#CreditScore
#PersonalCredit

Africa Melane speaks to Damon Sivitilli, CEO of Vantage Debt Management, to help us unpack the real role of debt counselling in South Africa.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
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Best Debt Consolidation Loans: Explore top lenders, rates, and repayment options to find the best debt consolidation loan for your financial needs.
???? Get Freedom Debt Relief ? https://bit.ly/3KD4gFD
???? Get National Debt Relief ? https://bit.ly/46SSGxP
???? Get Accredited Debt Relief ? https://bit.ly/48bGwCo
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Timestamp Sections:
00:00 Intro
00:48 Debt Consolidation vs Debt Reliefs
02:20 Freedom Debt Relief-About
02:50 Freedom Debt Relief-How It Works
03:06 Freedom Debt Relief-Benefit
03:46 National Debt Relief-About
03:58 National Debt Relief-How It Works
04:28 National Debt Relief-Fees
05:15 Accredited Debt Relief-About
05:42 Accredited Debt Relief-How It Works
06:28 Similarities
06:57 Differences
07:42 Things to Consider
08:44 Outro

————————————————
Overcoming Debt with Smart Solutions
————————————————

Dealing with debt can be overwhelming, but solutions like debt consolidation offer a practical path to financial freedom. By combining multiple debts into one manageable payment, you can simplify your finances and negotiate more favorable terms.

In this video, I’ll share my experience with debt consolidation and introduce you to four top-rated services that specialize in helping people regain control of their finances. We’ll explore each company’s offerings, the types of debt they handle, and their fee structures so that you can find the best option for your situation.

————————————————
Top Debt Consolidation Services
————————————————

First on the list is Freedom Debt Relief, known for transparency and working with the Legal Partner Network to settle debts efficiently. They charge fees between 15% and 25% of your enrolled debt and offer a custom payment plan. Next is National Debt Relief, which focuses on settlement negotiations for those with over $7,500 in unsecured debt, with savings often reaching 23%.

For faster results, consider Accredited, ideal for debts over $10,000, offering quick resolutions but requiring patience for credit recovery. Lastly, JG Wentworth, a well-known service, helps avoid bankruptcy with strong customer support and slightly higher fees ranging from 18% to 25%. Each of these services offers unique advantages, so choosing the right one depends on your financial needs.

————————————————
Exclusive Discounts and Final Thoughts
————————————————

If you’re ready to take the next step toward financial stability, use the affiliate links in the description for exclusive discounts on these services. By following a structured plan with any of these companies, you’ll reduce stress and work toward becoming debt-free in as little as two to four years.

Don’t forget to like, comment, and subscribe for more financial tips and reviews. Let me know in the comments which service you’re considering or any questions you have, and I’ll get back to you soon. Thanks for watching, and here’s to a debt-free future!

Hope you enjoyed my Best Debt Consolidation Loans | Guide to Simplifying All Your Debt Video.

Transcript;

Moderator: Mr. Chairman, we have another question online from Craig Caulfield. Seven years on from the Banking Royal Commission, a key recommendation from Commissioner Hayne has not been enacted. A national scheme for farm debt mediation would be a win-win for both banks and farmers, simplifying muddy and complex laws differing between states. Will the Chair and the CEO lobby to undertake to genuinely introduce a national farm debt mediation scheme via the ABA? Do you agree our farmers need to be respected, and form a growth opportunity for Westpac to pick up some turf from NAB and CBA?

Anthony Miller: I certainly agree with you that the agricultural sector, the farming community, is a tremendous opportunity, and we are looking to grow. I think our growth in the loan book in the agricultural sector last year was in the order of 22%, so we are very focused on what we can do there. In terms of that legacy outcome from the Hayne Royal Commission, I will take that on notice. What we’re very focused on is making sure that we partner really well with the farming customers that we have and working with them to make sure that their financing structure is such that it’s sustainable through the cycle and through particular challenges like drought and other that gets in the way.

So, I think we’ve got that right, and I think what you’re seeing in the marketplace in terms of how active and competitive it is in the agricultural sector, that actually it is right and we are getting the balance right as an industry. I will take on notice that question around farm debt mediation and where we are as an industry post the Royal Commission.
Steven Gregg: I think it is important to note that you rightly say it should be done via the ABA, so why don’t we touch base through that forum? Thank you.

Struggling with credit card debt? Debt mediation might be the step you’ve been looking for. We help create a personalized repayment plan and guide clients through negotiations so payments become more manageable.

See if you qualify: https://debtaidconsulting.com/debt-aid-contact-us-form/?utm_source=yt

???? Note: Our services cover credit card debts and unsecured loans from banks and financial institutions.

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“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. At the end of my first meeting feeling relieved, that everything was going to be ok – a lot of work – but ok. I had a plan to pay back my debt and continue doing the things I love to do like Yoga and travelling.” – Yasmine

https://www.nomoredebts.org/stories

Debt relief vs. credit counseling. What’s the difference? Watch Debt Relief 101 – Is Freedom Debt Relief a Good Idea? explained by Rob Wilson TV to find out.

If you’re exploring debt relief options, you’ve probably wondered about whether a debt relief program or credit counseling is better for dealing with debt.

In this video, we compare the benefits of both, and show you how the Freedom Debt Relief program could help you settle your debt for less.

So, is Freedom Debt Relief a good idea? Is a debt relief program a good idea? Or credit counseling? Watch to find out.

#freedomdebtrelief #debtrelief #debt

???? Discover how debt counselling can be your pathway to financial freedom in this insightful live interview with a registered debt counsellor from Credit Matters, one of South Africa’s leading debt counselling organisations. Learn how the process works, who qualifies, and how it can help you consolidate payments, protect your assets, and regain control of your finances—without becoming insolvent.

Whether you’re overwhelmed by credit card bills, personal loans, or store accounts, this conversation breaks down the benefits of debt counselling under South Africa’s National Credit Act, and offers practical advice for anyone looking to break free from the debt trap.

???? Keywords: #DebtCounselling #CreditMatters #SouthAfricaDebtHelp #FinancialFreedom #DebtRelief #NationalCreditAct #MoneyManagement #LiveInterview #DebtSolutions #ConsumerProtection