Pros and Cons of Debt Relief & Settlement

#debtconsolidation #debtfree #licensedinsolvencytrustee

These companies appear in Canada every few years, usually during a recession. Many of them originate from the U.S.

They’ll spend money on huge advertising campaigns, take people’s money and then go out of business before leaving Canada.

Personal finance expert Seth Godwin explains how these companies operate.

Sheila talks about how she made the call to Credit Counselling Services of Atlantic Canada for debt management help.

Apparently, 58% of people with consumer debt have had trouble paying their bills over the last three months. And that’s no bueno. In this video, I ask everyday people in Nashville exactly how much debt they have. Pray for me.

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Buying a home in South Africa is already tough — but what if you’re on debt review or struggling with a poor credit score?
Most banks will decline your bond application immediately, but that doesn’t mean your dream of owning a home is over.

In this video, we give you a clear roadmap to buying a property while on debt review or after completing debt review.

? What you’ll learn in this video:

Why debt review stops you from getting a home loan today

How long debt review usually lasts and what happens after

Steps to rebuild your credit profile after clearance

Why paying off a single outstanding account can make all the difference

How to plan now so you can qualify for a bond in the future

How the First Home Finance subsidy can boost your affordability when you’re ready

???? At The Property Guys, we help South Africans navigate the challenges of bond applications, credit scores, and government subsidies. Our goal is simple: to help you get the keys to your first home.

???? Related Links:
???? Subsidy Calculator: https://www.thepropertyguys.org/subsidy-calculators
???? Contact Us: https://www.thepropertyguys.org/contact-us

???? Have you (or someone you know) been through debt review? Share your story in the comments — it could help someone else on their journey.

#DebtReview #CreditScore #HomeLoansSA #FirstHomeFinance #SouthAfrica #ThePropertyGuys

—

?? Disclaimer

Disclaimer: This video is for educational purposes only and is based on factual information. It should not be considered financial advice. Always consult a registered financial advisor or credit consultant before making financial decisions.

A Debt Counsellor is a professional registered with the National Credit Regulator (NCR) who helps people struggling with debt to manage their finances and pay off their debt in an affordable, structured way.

? They assess your debt situation
? Create a personalised, reduced payment plan
? Negotiate with creditors on your behalf
? Protect you from legal action and harassment
? Support you every step of the way to becoming debt-free

It’s legal. It’s safe. And it’s your right.

???? Speak to a registered Debt Counsellor today ???? www.gautengdebtcounselling.co.za

#WhatIsADebtCounsellor #DebtHelp #DebtReliefSA #GautengDebtCounselling #TakeControl #FinancialFreedom

What Personality Traits Make A Good Debt Counsellor? Are you curious about what makes a debt counsellor effective in helping individuals manage their financial challenges? In this insightful video, we will cover the essential personality traits that contribute to a successful career in debt counselling. We’ll discuss how empathy plays a vital role in establishing trust and rapport with clients, allowing them to feel understood and supported during difficult times.

Strong communication skills are also critical, enabling counsellors to convey complex financial concepts in an approachable manner. Additionally, we’ll highlight the importance of attention to detail and problem-solving abilities, which are necessary for crafting personalized debt management strategies.

Patience and self-control are essential traits that help create a calming environment for clients who may be feeling overwhelmed. We’ll also touch on the significance of being achievement-oriented and independent, as these qualities drive debt counsellors to strive for positive outcomes for their clients.

Join us as we explore these traits in detail and how they contribute to reducing client anxiety while promoting financial stability. Subscribe to our channel for more helpful discussions on achieving a stress-free mindset and enhancing your financial well-being.

?? Subscribe to our channel for more valuable insights.

????Subscribe: https://www.youtube.com/@StressFreeMindset/?sub_confirmation=1

#DebtCounselling #FinancialWellness #DebtManagement #EmpathyInFinance #CommunicationSkills #FinancialPlanning #ProblemSolving #ClientSupport #FinancialStability #DebtRelief #StressFreeMindset #PersonalFinance #BudgetingTips #MoneyManagement #CounsellingSkills

About Us: Welcome to Stress Free Mindset, your go-to destination for navigating the challenges of stress in everyday life. Our channel is dedicated to providing practical strategies, tips, and techniques to help you cultivate a calmer and more balanced mindset.
Please note that all content is for informational purposes only and should not be considered professional advice. Always conduct your own research and consult with a qualified professional for personalized guidance. The content provided is for general informational and educational purposes only. It is not intended to substitute for professional medical advice, diagnosis, or treatment. Never disregard professional medical advice or delay seeking it because of something you have seen in this content. Never rely on this information in place of consulting with qualified healthcare professionals. The creators and distributors of this content are not responsible for any adverse effects or consequences resulting from the use of any suggestions, preparations, or procedures described in this material. Always consult with your healthcare provider before starting any new health-related practice or program.