Trump’s tariff strategy faces scrutiny as the U.S. debt crisis deepens, raising concerns over the economy’s stability and future growth.

#trump #usa #wion

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If you overlook some risks and forget about long-term consequences, spending money as you please seems a quite tempting idea. For instance, instead of calculating what sort of mortgage payment you can actually afford, why not try to purchase your $600,000 dream home? You only live once, right? And, since you already crossed that line, why not taking a sizable loan to buy yourself a brand new $60,000 SUV instead of driving around your dumpy old car for another year or two? Wouldn’t that be awesome? While you are at it, why don’t you go shopping and max out all your credit cards to get everything you always wanted? Don’t think about the credit card interest, just go there and do it. Well, if all of this sounds good but probably too crazy for you, it’s because it is. However, many Americans haven’t been thinking much about long-term consequences these days.
With a federal government that spends money as it grows on trees when it comes to money management, our society is lacking role models. Our government debt is currently sitting at 28 trillion dollars and yet all our leaders think about is spending more and more money. Americans have now officially more debt than ever before. According to the Federal Reserve Bank of New York, a major increase in credit card spending and home purchases caused U.S. household debt to jump by $313 billion, or 2.1%, in the last quarter, marking the largest increase in consumer debt in seven and a half years.
Economists are worried we might be repeating the same disruptive spending behavior we did in the past. After being showered with trillions upon trillions of dollars by the federal government, you would imagine that Americans would be in pretty good financial shape these days, right? Sadly… that’s not the case. Most of that money only contributed to making the gap between the wealthy and, well… “the rest of us,” even larger. According to a new study from Oxford Economics, Americans added nearly $4 trillion to their savings during the health crisis recession, but most of the gains went to the wealthy. The study estimates that consumer spending in the coming months and years will be strongest at the top and significantly lower at the bottom 99%.
Rising inflation will play a major role in the deterioration of our finances and the collapse of our spending. Americans are already seeing living expenses go up while the price of consumer goods keeps on hitting new record highs. Finding an affordable home to buy has become simply impossible, and with rent prices soaring, more than 12 million families are still in danger of being evicted. The federal moratorium has ended, but after major backlash, the new administration decided to come to the rescue and issued a targeted moratorium in areas hardest hit by the virus outbreak. The move replaced the CDC nationwide evictions freeze that expired last Saturday, but major legal questions still remain.
Despite affirming to have asked for legal advice from constitutional scholars to determine whether the CDC had the legal authority to issue a new evictions action, the President passed the new action without Congress authorization. He said that even if the courts invalidate this new moratorium, it will buy some time for his administration to get aid more money for rental relief. However, the federal government allocated $46 billion in rental assistance just a couple of months ago. The question remaining is: where did all that money go? It doesn’t add up.
Even more worrying is the fact that the President of the United States ignored the U.S. Constitution to get more money using the eviction crisis as justification. It is safe to say that if he actually gets more money, most part of these dollars won’t end up assisting those who need it the most. Without a question, the eviction crisis should be averted. Is the President choosing the right approach to prevent it? Absolutely no. Sadly, his approach is typical of how most Americans deal with things. Most of us tend to act impulsively, without considering the impacts our actions might have in the long run. We throw money up in the air expecting it to fix all of our problems as if tomorrow will never come, but “tomorrow” always arrives eventually, and when it finally does, we will have to face a painful reckoning. Unfortunately, our “tomorrow” looks darker and more chaotic most people would dare to imagine.

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You Can’t Get Out Of Debt By Doing THIS!
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A simple, straight-forward game plan for completely making over your money habits!

Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can:

Set up an emergency fund (believe me, you’re going to need it) Pay off your home mortgage?it is possible. Prepare for college funding (your kids will love you for it) Maximize your retirement investing so you can live your golden years in financial peace Build wealth like crazy!

With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. It’s a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.

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First time in paperback. The #1 New York Times bestseller from the phenomenal author of The Courage to Be Rich.

The world’s most trusted expert on money matters answers a generation’s cry for help-and gives advice on

– Credit card debt
– Student loans
– Credit scores
– The first real job
– Buying a first home
– Insurance facts: auto, home, renters, health
– Financial issues of the self-employed

And much more advice that fits the realities of “Generation Broke.” If you are tired of struggling to make ends meet but don’t know a 401(k) from Special K, this book is for you. Aimed specifically at “Generation Broke”–those in their twenties and thirties who are working yet buried in credit card debt and student loans–this user-friendly guide offers a clear introduction to practical investing and money management techniques that can turn even a dismal financial situation around. Bestselling author Suze Orman has a knack for taking the fear out of money matters, and in The Money Book for the Young, Fabulous &amp: Broke, she shows readers how to set priorities and achieve goals, whether it is to buy a house or save for retirement or pay for a child’s education. She also offers inspiration to readers to face their financial problems and get started on a solution. After all, there is good news: young people still have the time to correct problems so that they will never be broke again. Readers who find terms such as diversification and IRA rollover scary–or worse, unimportant–will learn much from this book.

In these pages, Orman clearly and succinctly explains what a FICO score is and why it’s so important, offers the lowdown on stocks and mutual funds, provides career advice, and offers lots of tips on dealing with student loan debt, saving money even when times are tight, debt consolidation strategies, and the safest way for newlyweds to merge their finances. She also offers information on credit cards, including why canceling cards is not a good idea, when it makes sense to use them, and the best strategies for paying them off. It may not be the only money book you’ll ever need, but it’s an excellent place to start. –Shawn Carkonen

All About Suze Orman

The Money Book for the Young, Fabulous & Broke is financial expert Suze Orman’s answer to a generation’s cry for help. An Emmy-award winner, Orman is the author of four consecutive New York Times® bestsellers, The 9 Steps to Financial Freedom, The Courage to Be Rich, The Road to Wealth, and The Laws of Money, the Lessons of Life. The Money Book was written to address the specific financial reality that young people face today, and it offers a set of real, not impossible, solutions to the problems at hand and the problems ahead.

Listen to a special message from Suze Orman. Visit the Suze Orman Store

Suze Orman: The Bestsellers

The Courage to Be Rich The Road to Wealth The Laws of Money, the Lessons of Life Suze Orman’s Financial Guidebook The 9 Steps to Financial Freedom Money Cards: Words That Lead to Wealth You’ve Earned it, Don’t Lose It The Money Book for the Young, Fabulous & Broke, Audio CD Build Your Own Suze Orman Library
The Essentials
The Laws of Money
The 9 Steps to Financial Freedom
You’ve Earned It, Don’t Lose It
Money Cards: Words That Lead to Wealth
Suze Orman’s Financial Guidebook
Suze Orman’s Will And Trust Kit Pep Talks: Suze Orman Audios

The Courage to Be Rich, CD
The Road to Wealth, CD
The Laws of Money, the Lessons of Life, CD
The Courage to Be Rich, Cassette
The Road to Wealth, Cassette
The Laws of Money, the Lessons of Life, Cassette Bestselling Suze Orman Books on DVD
The Laws of Money, the Lessons of Life, 2003
The 9 Steps to Financial Freedom, 2004
The Road to Wealth, 2004
The Suze Orman Collection, 2003
The Courage to Be Rich
The Best of the Suze Orman Collection, 2004

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Urban Fantasy with a Cyberpunk Twist
***Second Season of Debt Collector***              
Recommended: start with Season One. 
 
What’s your life worth on the open market?
In this gritty urban fantasy, debt collectors take your life energy and give it to someone more “worthy”… all while paying the price with black marks on their souls.
 
“Wraith is amazing and just as compelling as Lirium–once again I’m hooked!!” 
“I loved being back in this world! Wraith has captivated me.” 

Wraith is a shadow in the night, haunting the bedrooms of the rich “high potentials” who have stolen life energy from the desperate and dying. The justice and the sweet mercy hit that follow keep her from falling into her own personal abyss. Her secret nighttime work also keeps her on level for her real mission: carrying on her father’s legacy of attempting to bring an end to debt collection as a whole. But when a mysterious debt collector interrupts her in the act and discovers her secret, everything Wraith loves may be destroyed by the one thing she can never fix– the original sin of being a debt collector herself.

Contains mature content and themes.
 
OPTIONED FOR VIRTUAL REALITY  BY IMMERSIVE ENTERTAINMENT 
2014 Semi-Finalist in Science Fiction in the Kindle Book Awards

The nine episodes of Season Two of the Debt Collector serial are collectively 127k words or about 468 pages. 
 
It is recommended that you start with the first season, but each season is a complete story for that debt collector and can serve as an entry point to the series. There are five planned seasons in the Debt Collector series, the first four each from the perspective of a different debt collector with the fifth season bringing all four together. 

READING ORDER

Season One – Lirium – COMPLETE
Episodes 1-9: Delirium, Agony, Ecstasy, Broken, Driven, Fallen, Promise, Ruthless, Passion

Season Two – Wraith
10 – Wraith (10.20)
11 – Specter  (10.27)
12 – Menace (11.3)
13 – Temptation (11.10)
14 – Shattered (11.17)
15 – Penance (11.24)
16 – Judgment (12.1)
17 – Corruption (12.8)
18 – Atonement (12.15)
BOX SET (Vol 10-18) – (12.15)
 

The ABCs of Money offers the basic financial education that we all should have received in high school. Get: * Debt reduction tips that you’ll never learn from VISA. * Real estate solutions the bank will never offer. * Wall Street secrets your broker never tells you. * Energy saving tips worth thousands of dollars each year off of your bills As TD AMERITRADE chairman Joe Moglia says, “College students need this information before they get their first credit card. Young adults need it before they buy their first home. Empty nesters can use the information to downsize to a sustainable lifestyle, before they get into trouble.” Stop making everybody else rich and start scoring assets, gains and savings for yourself.

Republican lawmakers and White House negotiators are moving closer to a deal to raise the nation’s borrowing limit. Sources familiar with the talks tell CBS News that the deal under discussion would cap federal spending levels for the next two years. Nancy Cordes reports from the White House.

#news #debtceiling #politics

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