The Thing About Debt No One Talks About
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Debt Counselling can consolidate your debt into one easy payment and clear your credit record. For a free assessment, contact us today!

We’re In Over $750,000 Of Debt!
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I’m a Mortgage Broker and President of TDR Mortgage. I do all types of Home Loans and am based in California. I started this channel to share my love for mortgage and real estate (especially in the Southern California area). I invite you to subscribe to my channel and hit the bell to be notified when I post new videos! https://tdrmortgage.com/ Call or Text 909-920-3500 Today.
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Chat about what you are looking to do in a 5 min call.
Figure out a plan. Roadmap to success, now or in the future, maybe that involves getting fully Approved now or waiting to go off of your success roadmap and Apply down the road.
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I am Teresa Tims President of TDR Mortgage, a trusted provider of Home Loan Mortgages and Real Estate Services. I specialize in the Mortgage side of my Business. I have been a licensed loan officer since 1998 and a Real Estate Broker since 2010. I pride myself with offering real advice with no Bullsh*t. When looking to Buy, Sell or Refinance you are going to be well taken care of. We offer a wide variety of Loan Product not limited to; Self-Employed Home Loans, Non-Qm ( loans outside of the box), Helocs, Hard Money, Reverse, VA, FHA, Jumbo, Conventional, Interest Only, Adjustable, Renovation Loan, Multi-Family and First Time Buyer Programs.

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High Debt, Low Mortgage Rate? Here’s Your Solution! ????????

Are you sitting on record-high home equity but locked into a super low mortgage rate? Struggling with high-interest debt but don’t want to touch your 2.5% mortgage? You’re not alone!

? The good news? There’s a smart way to access your home equity without refinancing your entire mortgage.
???? This strategy could help you lower your monthly payments and take control of your finances—without giving up your low rate!

???? Want to learn more? Send me a DM with the word “Debt” or reach out directly through my contact form:
???? https://www.closewithmichael.com/contact

???? In this video, I’ll cover:
???? The challenge of high equity + high debt
???? Why refinancing isn’t always the best option
???? A unique strategy to leverage your home equity while keeping your low mortgage rate
???? How to determine if this is the right move for you

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Learn how to get out of debt fast. I show you how to eliminate debt quickly. To request information, go to www.michellemorar.com. Give me a like below if you like the information. Everyone knows how to get into debt, but it is much harder to get out of debt. Watch this informative and entertaining video to see what you can do to get out of debt fast. We take a simple concept immortalized by Dave Ramsey, and I give my insight. You start by finding $200 dollars extra a month. You can get that money in a variety of different ways, but you need to find the extra money. Then you need to attack the smallest debt first, if you want to feel a quick accomplishment. Otherwise, you can choose whichever debt that you attack first then proceed to the next as quickly as possible.

Megan is $28,000 in debt and only bring home about $27,000. She realizes she needs to pay off her debt and asks Dave where she should start.

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The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Visit us online by going to https://www.debtreview-sa.co.za

We found that potential debt review applicants need and want to know the steps of the debt review process. Below we made a short summary for you, to provide you some indication on what to expect.

1. If you feel you are over indebted you would need to contact a debt counsellor to do this application.

2. You will apply for debt review by completing and signing a Form 16. Keep your ID, latest payslip ready as well as the latest statement of each creditor. It is very important that you provide the debt counsellor with ALL your creditors.

3. The debt counsellor will inform all creditors and credit bureaux that you have applied to be under debt review. From this stage your creditors will not be allowed to take legal action against you for the following 60 days. This is only valid if a creditor did not already start with legal steps.

4. The creditors will need to supply your debt counsellor with outstanding balances and initial contracts (where applicable).

5. The final step will be for your debt counsellor to assist you with your budget (income less expenses) and to determine what amount will be available for distribution on a monthly basis to your creditors.

Feel free to contact us, to assist you with debt review.