Seventy-five percent of respondents surveyed by DebtBusters Money-Stress Tracker say they are under financial stress.

One of the many concerns from this group of people is the fear of running out of money as well as not being able to pay off debt.

The survey was done online between May and June this year. It also found that respondents are less stressed about interest rate hikes as well as loadshedding.

For more news, visit sabcnews.com and #SABCNews on all Social Media platforms.

Mid-Year Financial Review
???????????????????????????????? ???? ???????????????? ???????????????? ???????????????????? ???? https://calendly.com/aaronwealthmanagement

Are you on track with your financial goals this year? It’s time for a “Mid-Year Financial Review” to ensure you’re making the most of your money in 2024. This essential financial checkup can help Canadians stay on course, make adjustments, and set themselves up for success in the latter half of the year. In our latest video, we break down the steps to conduct a thorough mid-year financial review, offering expert advice tailored specifically for Canadians. Don’t miss this opportunity to fine-tune your financial strategy and achieve your goals!

The first half of the year has flown by, and it’s the perfect time to pause and assess your financial situation. A mid-year financial review allows you to reflect on your progress, identify areas for improvement, and make necessary adjustments to ensure you meet your financial goals by year-end. Whether you’re saving for retirement, paying down debt, or building an emergency fund, this review is vital to staying on track.

Review Your Investments:
The financial markets can be volatile, making it essential to review your investment portfolio regularly. We discuss how to analyze your investment performance, rebalance your portfolio, and adjust your risk tolerance to ensure your investments are aligned with your financial objectives.

Tax Planning:
Mid-year is an excellent time to review your tax strategy. We highlight important tax-saving opportunities, such as contributing to RRSPs and TFSAs, and discuss how to plan for year-end tax considerations. Proper tax planning can help you keep more of your hard-earned money.

Insurance Review:
Ensure you have adequate insurance coverage to protect yourself and your family. We cover the types of insurance every Canadian should consider, including life, health, and home insurance, and explain how to assess your coverage needs.

Set New Goals:
Based on your mid-year review, it’s time to set new financial goals for the remainder of the year. We provide guidance on how to create realistic and achievable goals, along with tips on staying motivated and tracking your progress.

???????????? ???????????? ???????????????????????? ????????????????????:
This video is not just for economists or financial experts; it’s for anyone concerned about their financial well-being in the coming years. If you’re looking for ways to safeguard your investments, plan for retirement, or understand the economic indicators that could impact your future, this video is your go-to resource.

By the end of this discussion, you’ll have a clearer understanding of the driving forces behind rising interest rates, market volatility, CPP / OAS, Retirement planning and the tools you’ll need for protecting your assets and ensuring a secure financial future.

Don’t leave your financial future to chance. Equip yourself with the knowledge you need and consider getting professional advice to navigate these uncertain times. Subscribe for more insights and actionable tips.

Disclaimer: This video is for informational purposes only and should not be considered as financial advice.

If you have any further questions about this video’s topic or any financial planning questions in general, I encourage you to schedule your confidential meeting with me. ?You can schedule your meeting here: https://calendly.com/aaronwealthmanagement

? ???????????????????????????????????? to our Channel here: http://bit.ly/2lPUJjA???

? ???????????? ???? ???????????????? ???????? ???????????????????????????? ???????????????????????????? ???????????????????? ????????????????????:
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Bankruptcy and Consumer Proposals are not easy to navigate. Listen to some tips by our Trustee and reach out for more details.

This video discusses some more details about financial counselling in a consumer proposal or Bankruptcy.

www.harrispartners.ca
1-800-268-8093

THIS BLOG GOES LIVE ON MONDAY, JUNE 17, 2024 AT NOON

What Happens to Credit Card Debt When You Die? | Financial Insights Revealed

Ira Smith Trustee & Receiver Inc.
167 Applewood Crescent #6, Concord, ON L4K 4K7
(647) 799-3312

VISIT THIS SITE:

https://irasmithinc.com/blog/what-happens-to-credit-card-debt-when-you-die/

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**Title:** What Happens to Credit Card Debt When You Die? | Financial Insights Revealed

#CreditCardDebt
#DebtAfterDeath
#FinancialPlanning
#EstatePlanning
#DebtManagement
#CreditCardTips
#FinancialAdvice
#MoneyMatters
#DebtRelief
#LegalAdvice

Have you ever wondered what happens to credit card debt when you die? This eye-opening video delves into the intricacies of debt after death, exploring how it’s handled and who becomes responsible. Whether you’re planning your estate or simply curious, this video provides the essential knowledge that could save your loved ones from unexpected financial burdens.

In this video, you’ll learn:
– **Estate Responsibility:** Discover how an estate is used to pay off debts and what assets are considered.
– **Surviving Family Members:** Understand the legal implications for spouses, children, and other family members.
– **Credit Card Companies:** Get insights into how credit card companies pursue debt recovery.
– **Preventive Measures:** Tips on how to manage your debt to prevent complications for your heirs.

???? Read the full blog post here: https://irasmithinc.com/blog/what-happens-to-credit-card-debt-when-you-die/

???? Subscribe for more insolvency, debt and money tips: https://youtube.com/@Torontobankruptcytrustee?si=Fx1DJsIJu7_QD3FN

???? Like this video if you found it helpful
???? Hit the bell icon to get notified of our latest videos

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CLICK ON THIS LINK:

https://irasmithinc.com/blog/what-happens-to-credit-card-debt-when-you-die/

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What happens to credit card debt when you die? This critical question affects everyone, yet it’s often overlooked until it’s too late. In this video, we dive deep into the shocking truth about what happens to your credit card debt after death. We’ll explore the legal and financial implications, what your family might face, and how you can plan ahead to protect your loved ones. You’ll learn about the probate process, how debt collectors operate, and the potential impact on your estate. We provide clear, actionable steps to manage and mitigate these challenges, ensuring your family isn’t left with unnecessary financial stress. Whether you’re planning your estate or dealing with the aftermath of a loved one’s passing, this essential guide offers valuable insights and practical advice. Watch now to arm yourself with the knowledge needed to navigate this complex issue and secure your family’s financial future. Don’t miss out on these crucial details—your peace of mind depends on it!

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Licensed Insolvency Trustee, LIT, LIT Ontario, Licensed Insolvency Trustee Ontario, Licensed Insolvency Trustee Toronto, Licensed Insolvency Trustee Vaughan, Licensed Insolvency Trustee Aurora, Licensed Insolvency Trustee Woodbridge

——————————————————————————-

VISIT THIS SITE:

https://irasmithinc.com/blog/what-happens-to-credit-card-debt-when-you-die/

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Here is a video that I like:

Credit Card Debt After Death: Who’s Responsible?

Bethel Law
4.83K subscribers

2.9K views 1 year ago

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Ace your BCAT Exam!

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1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

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3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

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?Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
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Chapters:

00:00 Job and income
04:35 The cost of fun at 27
06:35 Rakuten
09:00 So you DO have a degree
15:17 Girl is on something
19:47 Please be joking’
26:19 She is honestly impressive
29:19 I called her DAD ????????
32:45 She’s “working on it”
38:00 This is ridiculous
44:40 How do you live like this?
50:24 This isn’t LIFE
52:37 Two new things for you!
53:15 Let’s see the truth!
55:20 You need a budget (Makes no money)
1:05:05 Hammer Financial Score

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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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Is Debt Review a scam?

In this video, I will be explaining the Debt Review process in detail, sectioning it into advantages and the disadvantages thereof.

The sim is to help you make an informed decision when considering Debt Review because ignorance of what it entails is not a leg to stand should you wish to end the process prematurely.

PLEASE NOTE: I am not a financial advisor! This is a general overview of Debt Review. Should you wish to inquire about your legibility for this process or any other financial advice, kindly contact a registered financial practitioner.

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Connect with me:
E-mail: teffoshela@gmail.com

Please support this channel by hitting the LIKE & SUBSCRIBE button

@shelateffo

_____________
South African Lawyer | South African YouTuber | Legal Content | National Credit Act

#lawyer #financialfreedom #financialeducation #financialplanning

Qualified Insolvency Counsellor Bethany Cann of Sands & Associates answers: “How are clients changed by financial counselling?”

To book a free, confidential consultation in an office near you, visit www.sands-trustee.com

On this episode:

Getting financial help in Australia is not the easiest task and for most people, talking openly to someone else about your finances is understandably a daunting process.Thankfully in Australia we have a fantastic solution to this, in our hard-working financial counsellors. They’re the people who can listen to your financial issues, propose solutions and even advocate on your behalf to banks and debt collectors.The role of a financial counsellor isn’t always very well understood, so in this episode, Owen & Kate interview financial counsellor, Nick Georgiou, to break down exactly what they do, how they can help you and where you can go to get in contact with them.

*This episode was recorded remotely due to COVID-19 restrictions, we apologise for any inconsistencies in audio quality.

Show notes: http://bit.ly/Financial-Counselling-Ep |

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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.

As a CERTIFIED FINANCIAL PLANNER™ and former financial advisor, I offer guidance to Elizabeth in this vid, whose situation is relatable to many others! I asked subscribers to send me their financial details if they wanted a review and it was so fun putting this together!

I was a single mom back when I was first getting my finances sorted out (about 10 years ago) and the process of doing so was life changing. I hope this video helps to set this subscriber and many of you up for a great financial future!

???? Chapters:
00:00 Intro
01:22 Email from Subscriber
04:53 Financial Workbook Intro
05:00 Debt repayment calculations
07:53 My recommendations to pay off debt
10:16 Investing growth after eliminating debt
11:33 Reviewing Investments
17:08 Term vs. Whole Life Insurance
20:41 Final Thoughts + My services

? Resources mentioned:

The Financial Workbook: https://startinvestingwithconfidence.moneywithmaggie.com/offers/JyTbXaWk/checkout

My services: https://bit.ly/financialguidanceservices

Target Date Fund Video: https://youtu.be/U9zxBaNEd7w?si=duxYXvR4fmKNJM4F

Investment growth calculator: https://smartasset.com/investing/investment-calculator

2nd investment growth calc (I used this because the first only goes 30 years out): https://www.calculator.net/investment-calculator.html

???? Watch my free Passive Income training: https://startinvestingwithconfidence.moneywithmaggie.com/passive-income

???? Grab my 4 Steps to Invest, Quick Start Guide: https://bit.ly/4stepstoinvest

???? Catch Daily Tips Instagram: https://www.instagram.com/moneywithmaggie
About draft: Lack of knowledge and confidence shouldn’t be the reason you’re not investing in the stock market

??Watch my Investment Help playlist here: https://youtube.com/playlist?list=PLxkXmnRlyF4i5cXskFfSrpG0pBVQrZNuo

Share this video: https://youtu.be/mKVcd7bNe48