2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
0:50 Going Through Each Card
2:18 Your Comments
3:33 $1,000,000 Million In Debt
5:40 Comment
5:50 Things That Got Me Into Debt
7:28 Comment
7:49 $30,000 In Debt
9:25 Not Paying Debt Off
11:34 Selling You Something
12:19 Comment
12:30 Worst Decision
13:18 How Much Debt Do You Have?
14:54 Interest
15:44 Minimum Payments
17:17 Credit Card Scheme
19:09 Not Taking This Seriously
20:10 Lost Cause
21:43 What I Was Buying
23:15 Not Checking Your Transactions
24:38 Comment
#money #finance #debt


Do you know someone in credit card debt?
Interest rate increases will crush these people.
Your videos helped me stay focused with my expenses and stop buying things that I want but buy things that I need. I paid off my student loans today making me debt free and have 3 years of emergency savings.
I have a very fluid amount of debt. My cards are rarely at zero, but they're always pretty close to zero. I never pay interest charges.
17:26 I swear to GOD. Synchrony Financial, GO BANKRUPT AND NOT BE SAVED. ABAB.
How can you pay even the minimum on all the loans when it's more than a million dollars
great info Zac keep up the good work
Living beyond what you can afford is mostly these days because EVERYTHING is so expensive.
Household income can not keep up with the rate of inflation.
What is wrong with these people? Glad she can still laugh I don't think she will laughing for to long!
No matter what, make at least the minimum payment. Preferably pay it as soon as you get the statement.
I’m so sick and tired of the “why didn’t they teach us this in school” comments. First of all they do. Student loans are not a new thing everyone in the world knows about them. Secondly even if they did have a class dedicated to it in school yall wouldn’t pay attention. All of this is easily findable information. I know you’ve heard about this before.
Being financially and morally bankrupt is not cute.
It’s all about being materialistic and keeping up with trends. Nobody is forcing them to take a credit card out. There is also a whole lot of entitlement involved.
6 cards..all of that debt? What the hell are they buying?
I have four credit cards, I pay them off every month and my utilization is always below 8%.
i paid off Tokyo in 6 months. we are not the same
I live paycheck to paycheck and don't even consider applying for a credit card thanks to videos like this
"Im exposing my debt so you can feel better about your debt"
???? thank you
oof, 63K in credit card debt, good luck paying that off
I saw what Synchrony was doing from a mile out. Paid the whole, $1,000 off in one shot. Closed the account, told them to fuck off and lost 2 points of my credit score.