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It is commonplace to say that criminals pay their debt to society by spending time in prison, but what is a “debt to society”? How is crime understood as a debt? How has time become the equivalent for crime? And how does criminal debt relate to the kind of debt held by consumers and university students?


In Debt to Society, Miranda Joseph explores modes of accounting as they are used to create, sustain, or transform social relations. Envisioning accounting broadly to include financial accounting, managerial accounting of costs and performance, and the calculation of “debts to society” owed by criminals, Joseph argues that accounting technologies have a powerful effect on social dynamics by attributing credits and debts. From sovereign bonds and securitized credit card debt to student debt and mortgages, there is no doubt that debt and accounting structure our lives.


Exploring central components of neoliberalism (and neoliberalism in crisis) from incarceration to personal finance and university management, Debt to Society exposes the uneven distribution of accountability within our society. Joseph demonstrates how ubiquitous the forces of accounting have become in shaping all aspects of our lives, proposing that we appropriate accounting and offer alternative accounts to turn the present toward a more widely shared well-being.


Jon Acuff’s hilarious thoughts on all things Dave Ramsey. Perfect for the Dave fan who has everything, or the person who wants to laugh about money while on their journey to financial peace.

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The Last and Only Time America Was Free of Debt?and How It Led to the Two-Party Political System
?An engaging treatment of a topic of perennial concern and frequent misunderstanding, this lucid tale of the brief moment when the United States was debt-free should be on every Congress member’s bedside table.”?Peter J.Woolley, Professor of Comparative Politics, Fairleigh Dickinson University
When President James Monroe announced in his 1824 message to Congress that, barring an emergency, the large public debt inherited from the War for Independence, the Louisiana Purchase, and the War of 1812 would be extinguished on January 1, 1835, Congress responded by crafting legislation to transform that prediction into reality. Yet John Quincy Adams,Monroe’s successor, seemed not to share the commitment to debt freedom, resulting in the rise of opposition to his administration and his defeat for reelection in the bitter presidential campaign of 1828. The new president, Andrew Jackson, was thoroughly committed to debt freedom, and when it was achieved, it became the only time in American history when the country carried no national debt. In A Nation Wholly Free: The Elimination of the National Debt in the Age of Jackson, award-winning economic historian Carl Lane shows that the great and disparate issues that confronted Jackson, such as internal improvements, the ?war” against the Second Bank of the United States, and the crisis surrounding South Carolina’s refusal to pay federal tariffs, become unified when debt freedom is understood as a core element of Jacksonian Democracy.
The era of debt freedom lasted only two years and ten months. As the government accumulated a surplus, a fully developed opposition party emerged?the beginning of our familiar two-party system?over rancor about how to allocate the newfound money. Not only did government move into an oppositional party system at this time, the debate about the size and role of government distinguished the parties in a pattern that has become familiar to Americans. The partisan debate over national debt and expenditures led to poorly thought out legislation, forcing the government to resume borrowing. As a result, after Jackson left office in 1837, the country fell into a major depression. Today we confront a debt that exceeds $17 trillion. Indeed, we have been borrowing ever since that brief time we freed ourselves from an oversized debt. A thoughtful, engaging account with strong relevance to today, A Nation Wholly Free is the fascinating story of an achievement that now seems fanciful.

Borrowing money is advertised as “easy”. So, why not do it? The truth is, taking out loans can create big problems for kids. Debt Dangers tells a great story about Chelsea and Jack saving money, living within their means, and why kids should avoid debt. A book in the series “Marvels of Money … for kids”; richly illustrated, engaging and practical fictional stories for young readers about the fundamentals of money. This book supports emerging educational (K-5) learning standards for common core, integrating “life skills” and “reasoning skills” into the fictional but realistic financial literacy stories. Each story in the series includes essential financial words, which are highlighted throughout each story and then defined in a glossary along with summary concepts at the end of each story. 3rd-6th grade level readers will find the 2,500 word story and numerical examples great for reading, mathematics, social sciences and financial literacy! Younger (K-2) readers may skim the concepts in a picture book manner, as there are incredible illustrations on each page. Great real-along and discussion books! Messages to last a lifetime.

Before you can control your finances, save money, and get out of debt, you must first understand your spending habits. Sounds simple, right? But for most people it is not, because budgets are based on complicated monthly spending habits, which can be overwhelming, causing people to give up.

Now, there’s a different way that will revolutionize the way you look at personal finance. In an incredibly easy, comprehensible way, The Dollar Code shows you how to break down spending in order to pay off debt and achieve financial freedom–no matter how many other methods have failed you in the past.

Jason R. Hastie’s method is based on the principle of living within your means, but what makes it different is that it gives you just one number to remember—your own personal “Daily Digit”—the amount of money you can freely spend each day without going into debt. This one number is the key to financial freedom because it makes spending easy to understand, and when you understand spending, you can control it.  

Who will benefit from reading and applying The Dollar Code? Everyone who has ever identified with one or more of these statements: I can’t understand why I don’t have enough money at the end of the week.

I’ve tried budgeting and failed because it was too complicated. I feel out of control of my finances. I get depressed about not having enough money. I have too much debt and feel like the world is caving in. I feel constantly bombarded by unexpected fees and expenses.

Not only does Hastie’s Dollar Code put those statements to rest, it also addresses a broad range of issues and scenarios that sometimes catch us off guard and, if we’re not careful, throw us into a tailspin. Hastie also tackles head-on issues such as the benefits and pitfalls of credit cards, emergency funds, saving for the future, and “the fun bucket.” His handy “twenty tips” and worksheets at the back of the book make applying the dollar code even easier and, once you unlock your code, you’ll understand why it is the one and only number you need to achieve financial freedom.  Really—it’s that simple . . . and fun!

Chronic debt takes a terrible toll on a life. Finances stagger, the spirit flags, family and friends feel the strain. For those who wake each day facing such a burden, this inspiring book of daily meditations offers respite, hope, and practical advice. Simple and positive, each day’s message helps put seemingly unmanageable debt in the proper perspective-and reminds us of our deepest debt to ourselves: to take heart and find strength in the daily struggle.

Written by the former wife of a compulsive gambler, these meditations hold a universal message of hope for anyone seeking the courage to live wisely with trying circumstances-one day at a time

Karen Casanova is the author of thirteen children’s books. She lives in Saint Croix Falls, Wisconsin.

“Hazelden has done it again-brief, insightful, and compassionate road to the land of living debt-free with spiritual calm.” –Tom Tucker, CCGC. Executive Director, California council on Problem Gambling

A white marriage is no match for dark desires. Sir Percival Hanbury is prepared to pay almost any price to regain his family’s ancestral seat. Yet the demand of its current owner, the Earl of Stanville, sets his teeth on edge. Wycombe Oaks can be his-if he agrees to marry the earl’s disgraced daughter. With memories of his first marriage still tormenting him, Percy never intended to marry again. But if he refuses, the castle will be razed. Lady Letitia’s beauty and fortune proved no match for scandal, costing her a fiancé and her reputation. The last thing she wants is to instead marry a boorish country squire, but the alternative is even worse. In spite of himself, Percy finds his resistance melting in the face of Letitia, an accomplished artist who takes deep interest in his family pile. Until all that’s left is sizzling desire. And while the broad-shouldered, handsome baronet far exceeds Letitia’s grim expectations, he’s a harder challenge than his half-ruined castle. But to trust a woman again, Percy must face dark secrets from the past…and learn to trust himself, as well. Warning: Contains English country gossip, vengeful plots, a brooding, tormented baronet, and a feisty lady who refuses to let anything break her spirit.

Debt is just like cholesterol. Too much of the wrong kind can kill you. But too little of the right kind can be a problem too.

Just as not all kinds of fat are equally bad for your health, not all kinds of debt are equally bad for your wealth.

Jon Hanson learned about debt the hard way, barely surviving his own “near-debt experience.” Now he can help you avoid the same fate. Good Debt, Bad Debt doesnÂ’t offer quick-fix solutions. This isnÂ’t optimistic taffy to soothe your ego. ItÂ’s about embracing the reality of where you are financially and working to improve your position. Hanson explains that “debt takes more than your money. It takes your freedom, time, peace of mind, and opportunities. Debt makes cowards of us all.”

Good Debt, Bad Debt concentrates on what you can do using your present income. It blends personal stories, research, history, and humor to build the argument for living life with a plan, instead of allowing yourself to be controlled by your emotions and impulse spending. With a new chapter on debt warfare, Jon Hanson will bring you out of the financial trenches and show you how to wage war against the most difficult personal economic pitfalls.

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The Debt-FREE & Prosperous Living manual will take you through a simple-to-follow system for prioritizing, then paying off, EVERY PENNY of your debt… in the shortest possible time. It’ll show you how to operate 100% on cash…even in emergencies…so you’ll NEVER need to use credit again. It’ll teach you how to focus every dollar you’re currently wasting on debt payments towards building your wealth. And, it’ll show you how to do all this with the money you ALREADY make! You’ll learn how and why you’ve been misled…taken advantage of… all you life, by a system designed to keep you in a prison of debt. You’ll learn how to save thousands of your hard-earned dollars when buying insurance. You’ll learn how to stop car dealers from picking your pockets. You’ll learn why it can actually be a BAD idea to save a little money each month. You’ll learn why you won’t care what your credit rating is. You’ll learn how to get a 31.32% return on your money.

Each one of us have at least two things in common. Money and dreams! What separates one person from another is when one person’s money or problems with money keeps them from their dreams. Those that are able to get control of their finances are the ones who are able to do what they love! If you have found yourself having more month than money or you are just trying to save more money then this is the book for you! Ja’Net speaks all over the country about the steps she took to pay off $50,000 of debt in 2 1/2 years and she shares those exact steps in this book! “Debt Sucks! Everyone’s Guide To Winning With Money So They Can Live Their Dreams!” will show you how to: Determine what your dreams and how to make those dreams reality. Create a “spending plan” that will allow you to still have fun while also getting out of debt! Build an “In Case You Are Breathing Fund” to have money for all emergencies. Turn your hobby into a business that makes you money! Find a better paying career in the “new economy.” AND SO MUCH MORE!