Getting into debt is a piece of cake, but getting out? That’s the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice on doing exactly that with their new book, Zero Down Your Debt.

With just a pen and a piece of paper in your arsenal, you’ll learn how to implement a zero-sum budget and become debt-free – once and for all. All you need is the know-how, some willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how.

Mackenzie Boru earned the nickname Reaper from his colleagues in black ops due to his violent tactics and insane bravery. But when the US government no longer has need of his services, he retires the Reaper—or so he thinks.

Mac is now in the middle of his fallback plan. He’s gotten a PhD in history and has moved to Las Vegas for the climate and the female companionship. But then he finds a bit more than he bargained for.

Her name is Danni Greenbow, and she’s drop-dead gorgeous. She is a brilliant and outspoken software engineer. She also happens to be a transgender woman. Mac has had little experience with the types of challenges she has faced in her life, but he decides he wants to be there for every new one that arises.

Then, the unthinkable happens. Danni is kidnapped by los Toros del Diablo, a motorcycle gang that operates gunrunning and narcotics enterprises all over the Southwest. To find his girlfriend, Mac will have to become the Reaper once again, but will his killer instincts and commando skills be enough to bring Danni back alive?

The stirring and striking poems in Lynn Xu’s debut collection touch on an array of themes, including thinking of love as an argument; Shakespeare; the American landscape transformed into text; the Occupy Movement; and the experiences wrought from travels in Mexico, Shanghai, and New York City. Named after the first part of Marcus Aurelius’s Meditations, this collection draws inspiration from history as the author looks to the dead for guidance amid the abstractions of contemporary life. Perceptive and filled with insight into what it means to be human, the poems in this collection will resonate with readers long after setting the book down.

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• Used Book in Good Condition

Reduce your debts, save your property — and start over!
Are you considering Chapter 13 bankruptcy? Use this plain-English guide to decide if Chapter 13 is right for you and to learn how to keep valuable property and discharge your unsecured debts.
Chapter 13 legal concepts, procedures, and monetary calculations can be tricky. Nolo’s Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law so you can:
. consider non bankruptcy alternatives
. decide which is better for you — Chapter 7 or Chapter 13
. determine if you qualify for Chapter 13
. understand bankruptcy’s automatic stay
. learn how Chapter 13 can help avoid foreclosure
. find out if you can reduce your car loan balance, or the balance on other secured debts
. determine if you can strip second mortgages or home equity lines from your home
. calculate (with forms and step-by-step instructions) whether you have enough income to propose a repayment plan that will meet legal requirements
. calculate the amount of your monthly plan payment
. find and work effectively with an excellent lawyer, and
. rebuild your credit after bankruptcy
This newest edition includes new information on hiring and working with a lawyer, recent U.S. Supreme Court and other federal court decisions interpreting bankruptcy law, the latest bankruptcy exemption laws in your state, and recent IRS standard expense amounts (which play a role in plan payments).
If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’s Chapter 13 Bankruptcy is the essential guide you need to understand the procedures and law.
Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo’s  How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo’s Bankruptcy for Small Business Owners.

A clear, authoritative guide to the crisis of 2008, its continuing repercussions, and the needed reforms ahead.

The U.S. economy lost the first decade of the twenty-first century to an ill-conceived boom and subsequent bust. It is in danger of losing another decade to the stagnation of an incomplete recovery. How did this happen? Read this lucid explanation of the origins and long-term effects of the recent financial crisis, drawn in historical and comparative perspective by two leading political economists.

By 2008 the United States had become the biggest international borrower in world history, with more than two-thirds of its $6 trillion federal debt in foreign hands. The proportion of foreign loans to the size of the economy put the United States in league with Mexico, Indonesia, and other third-world debtor nations. The massive inflow of foreign funds financed the booms in housing prices and consumer spending that fueled the economy until the collapse of late 2008. This was the most serious international economic crisis since the Great Depression of the 1930s.

Menzie Chinn and Jeffry Frieden explain the political and economic roots of this crisis as well as its long-term effects. They explore the political strategies behind the Bush administration’s policy of funding massive deficits with foreign borrowing. They show that the crisis was foreseen by many and was avoidable through appropriate policy measures. They examine the continuing impact of our huge debt on the continuing slow recovery from the recession. Lost Decades will long be regarded as the standard account of the crisis and its aftermath.

Do you Want to Save Money, but Don’t Know Where to Start?  Is Diving Into the World of Coupons Too Time Consuming for You?

In Create Your Own Money-Saving Adventure, you get to pick what YOU want to learn.  Not ready to dive into the world of coupons? That’s ok!  You can learn about Price Matching, getting out of debt, raising your credit score or saving money on travel.  At the end of each chapter, your choices will start to make you a money-saving master. You will get to pick and choose different adventures depending on your lifestyle, time and personal money goals. It’s the Ultimate Money-Saving Guide for everyone!

You can even re-read the book and pick different adventures each time.  It’s like reading a whole new book!

With the information in this book and the free website, Freebies2Deals.com, you will learn how to S-T-R-E-T-C-H your dollar like never before!

How to Eliminate All Debts, get Complete Debt Relief, and Remain Debt Free.

Consumers have legal powers against aggressive creditors and debt collectors under the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA) and other federal and state laws. Asserting these legal rights can make creditors and their attorneys go away. Consumers are entitled to recover money damages against creditors and collectors for even one violation of these laws. Part of the Legal Playbooks™ Series, The Debt Relief Playbook is an invaluable resource in defending against creditors, debt collectors and their attorneys.

After two decades of fighting creditors and debt collectors on behalf of thousands of clients, Board Certified Attorney Mark Wesbrooks has put together a powerful how-to guide to arm Americans with everything needed to oppose creditors, collectors, and their attorneys in their efforts to seek court judgments, seize assets, invade bank accounts, and garnish pay checks. Wesbrooks effectively explains legal protections, strategies, and procedures in easy to understand terms.

The Debt Relief Playbook provides a roadmap to financial freedom, including sample letters, court documents, and legal references (The War Chest) that will help you stand up and fight to protect your family and preserve the American dream.

The Debt Relief Playbook is part of the Legal Playbooks™ series of publications designed to arm consumers to stand up to creditors and prevail. It is a statistical fact that one out of three debt collection lawsuits have no merit of any kind! By timely raising legal claims and defenses creditors and their attorneys will go away in defeat. Federal laws include loan forgiveness regulations for student loans, legal defenses which remove all liability on civil debts, and remedies of court-ordered discharge of all debts through bankruptcy. Rights and remedies exist which will be lost if the consumer does not act timely in asserting proper legal claims and defenses.

Proper planning and an early counter-attack can eliminate the problem. When your family is under attack, it is time to fight and prevail!

Hate paying bills? So do I, and that’s why I stopped! What if I told you that I haven’t paid a bill in almost six years! Do you want to know how I did it? With the help of Bella the Budgetnista, featured in this book, we will teach you what I took years to learn. The One Week Budget is for anyone that wants to manage their day-to-day money without the day-to-day trouble. Does this sound like you? What are you waiting for? Read the book! Tiffany “The Budgetnista” Aliche

Neoliberalism as a wealth redistribution imperative has made property ownership impossible or unprofitable for much of society. Whether in the form of mortgages or rent, we are consigned to living in conditions of perpetual debt.

Real Estates: Life Without Debt explores the moral, political and economic ramifications of property and ownership in neoliberal debt economies, and asks what role the architect might play in addressing widening social and spatial inequality in the built environment.

Essays by:
Pier Vittorio Aureli, Neil Brenner, Mark Campbell, Mario Carpo, Keller Easterling, Ross Exo Adams, Peer Illner, Sam Jacob, Roberta Marcaccio, Jack Self, Brett Steele, Urban-Think Tank, Wouter Vanstiphout, Eyal Weizman, Finn Williams