Recent movements such as the Tea Party and anti-tax “constitutional conservatism” lay claim to the finance and taxation ideas of America’s founders, but how much do we really know about the dramatic clashes over finance and economics that marked the founding of America? Dissenting from both right-wing claims and certain liberal preconceptions, Founding Finance brings to life the violent conflicts over economics, class, and finance that played directly, and in many ways ironically, into the hardball politics of forming the nation and ratifying the Constitution—conflicts that still continue to affect our politics, legislation, and debate today.
Mixing lively narrative with fresh views of America’s founders, William Hogeland offers a new perspective on America’s economic infancy: foreclosure crises that make our current one look mild; investment bubbles in land and securities that drove rich men to high-risk borrowing and mad displays of ostentation before dropping them into debtors’ prisons; depressions longer and deeper than the great one of the twentieth century; crony mercantilism, war profiteering, and government corruption that undermine any nostalgia for a virtuous early republic; and predatory lending of scarce cash at exorbitant, unregulated rates, which forced people into bankruptcy, landlessness, and working in the factories and on the commercial farms of their creditors. This story exposes and corrects a perpetual historical denial—by movements across the political spectrum—of America’s all-important founding economic clashes, a denial that weakens and cheapens public discourse on American finance just when we need it most.
Discover the Top 5 Secrets to Graduating College Debt-Free! If you’ve ever wondered whether it’s true … REALLY TRUE … that … you can … • Graduate college owing little to NO debt … • Have someone else pay for your college education… • Not have your parents pay a single dime for your college education… • Get money for college without you having the highest GPA or SAT scores… • Get paid to go to college • Not have to worry or stress about how you will pay next semester’s tuition • Win scholarships when everyone else says it’s impossible or a waste of time … then … allow Shanice Miller to PROVE it to you. Shanice entered the summer before college without having any knowledge about college or scholarships and was easily on her way to being over $200,000 in debt when she graduated. After realizing just how much college was going to cost, she knew she had to do something fast so she started applying for scholarships. By graduation day, Shanice had graduated college 100% debt-free and had even received over $10,000 in refund checks from the college. What turned Shanice Miller around? The answers are between the covers of How to Graduate College Debt-Free With Money in the Bank. Now All of These College and Scholarship Secrets Are Yours!
Before there was money, there was debt
Every economics textbook says the same thing: Money was invented to replace onerous and complicated barter systems—to relieve ancient people from having to haul their goods to market. The problem with this version of history? There’s not a shred of evidence to support it.
Here anthropologist David Graeber presents a stunning reversal of conventional wisdom. He shows that for more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors.
Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.
Debt: The First 5,000 Years is a fascinating chronicle of this little known history—as well as how it has defined human history, and what it means for the credit crisis of the present day and the future of our economy.
Since 2008, economic policymakers and researchers have occupied a brave new economic world. Previous consensuses have been upended, former assumptions have been cast into doubt, and new approaches have yet to stand the test of time. Policymakers have been forced to improvise and researchers to rethink basic theory. George Akerlof, Nobel Laureate and one of this volume’s editors, compares the crisis to a cat stuck in a tree, afraid to move. In April 2013, the International Monetary Fund brought together leading economists and economic policymakers to discuss the slowly emerging contours of the macroeconomic future. This book offers their combined insights. The editors and contributors–who include the Nobel Laureate and bestselling author Joseph Stiglitz, Federal Reserve Vice Chair Janet Yellen, and the former Governor of the Bank of Israel Stanley Fischer–consider the lessons learned from the crisis and its aftermath. They discuss, among other things, post-crisis questions about the traditional policy focus on inflation; macroprudential tools (which focus on the stability of the entire financial system rather than of individual firms) and their effectiveness; fiscal stimulus, public debt, and fiscal consolidation; and exchange rate arrangements.
In reality, your money problems may not be money problems at all. As Dr. Bernard E. Poduska points out in Till Debt Do Us Part, most financial problems are actually behavior problems. If you can identify the behavior problems – and the emotions behind the behavior – you will be well on your way to solving your financial woes. Unlike books that emphasize balance sheets and budgets, Till Debt Do Us Part explains the interaction among finances, feelings, and family relationships. Only by examining that interaction can family members establish a successful financial management program.
In just a few short years, federal budget deficits and the national debt rose from obscurity to become America’s newest obsession. Unfortunately, while interest in the issue has grown, rigid ideology and an increasingly vitriolic and entrenched public dialogue have crowded out thoughtful discourse, preventing even basic education on budgets, the deficit, and the role of government.
Fiscal Therapy is an antidote to the demagoguery and half-truths. It explains the scope and nature of the deficit problem facing the United States and offers sensible, balanced, workable solutions in clear language, drawing on national history, the experiences of other countries, and economic analysis. According to William G. Gale, senior fellow at the Brookings Institution and codirector of the Urban-Brookings Tax Policy Center, what is at stake in solving the deficit problem is the social contract that governs how Americans interact with their government.
Restructuring government and balancing the long-term budget are monumental tasks. While Americans need not and should not abandon their fundamental values, the required actions will be profound. No country makes such changes easily or quickly, but failure to act will ultimately guarantee long-term economic ruin.
Gale proposes a set of policies to restore fiscal balance through shared sacrifice. His proposal would restructure taxes and spending programs, cut overall government outlays, raise revenues, and put the economy and the budget on sound footing.
Contents 1. Introduction
2. How We Got Here
3. Where We’re Heading
4. Why the Deficit Is a Problem?
5. Fixing the Problem
TO TAKE BACK LIFE, ONE MUST FIRST FACE DEATH… One man stripped of his freedom, his morals… his life. Conditioned in captivity to maim, to kill and to slaughter, prisoner 818 becomes an unremorseful, unrivaled and unstoppable fighter in the ring. Violence is all he knows. Death and brutality are the masters of his fate. After years of incarceration in an underground hell, only one thought occupies his mind: revenge… bloody, slow and violent revenge. Revenge on the man who lied. Revenge on the man who wronged him. Revenge on the man who condemned him and turned him into… this: a rage-fueled killing machine. A monster void of humanity; a monster filled with hate. And no one will stand in the way of getting what he wants. ***** One woman stripped of her freedom, her morals… her life. Kisa Volkova is the only daughter of Kirill ‘The Silencer’ Volkov, head of the infamous ‘Red’ bosses of New York’s Russian Bratva. Her life is protected. In reality, it’s a virtual prison. Her father’s savage treatment of his rivals and his lucrative and coveted underground gambling ring—The Dungeon—ensures too many enemies lurk at their door. She dreams to be set free. Kisa has known only cruelty and loss in her short life. As manager of her father’s death match enterprise, only grief and pain fill her days. Her mafiya boss father, in her world, rules absolute. And her fiancé, Alik Durov, is no better: The Dungeon’s five-time champion, a stone-cold killer, the treasured son of her father’s best friend, and her very own—and much resented—personal guard. Unrivaled in both strength and social standing, Alik controls every facet of Kisa’s life, dominates her every move; keeps her subdued and dead inside… then one night changes everything. While working for her church—the only reprieve in her constant surveillance—Kisa stumbles across a tattooed, scarred, but stunningly beautiful homeless man on the streets. Something about him stirs feelings deep within her; familiar yet impossibly forbidden desires. He doesn’t talk. Doesn’t communicate with anyone. He’s a man beyond saving, and a man she must quickly forget… for both their sakes. But when days later, out of the blue and to her complete surprise, he’s announced as the replacement fighter in The Dungeon, Kisa knows she’s in a whole lot of trouble. He’s built, ripped and lethally unforgiving to his opponents, leaving fear in his wake and the look of death in his eyes. Kisa becomes obsessed with him. Yearns for him. Craves his touch. Needs to possess this mysterious man… … this man they call Raze. Dark Contemporary Romance. Contains explicit and non-consensual sexual situations, excessive violence, disturbingly sensitive and taboo subjects, offensive language and mature topics. Recommended for age 18 years and up*
Finally a book that will TEACH YOU step-by-step EXACTLY how to get OUT of DEBT FOREVER! **LIMITED TIME FREE BONUS: Your book includes a 100% FREE guide on how to make your first $1,000 a month ONLINE available for instant download!** Are you ready to get rid of your debt? Are you tired of feeling frustrated and trapped? Do you want to eliminate your debt FAST? If you’re ready to change your life, get rid of your debt, and achieve REAL financial freedom, then THIS WILL BE THE LAST BOOK YOU EVER BUY! I know… It’s hard… You may feel strangled by your debt… It’s fine! Debt-Free: 9 Step System to Get Out of Debt Fast and Have Financial Freedom will solve all your problems! So why is this book special? This book is NOT another piece of garbage book that just gives you generic money advice! This book is NOT a book that tells you to just pay your debt and it will go away with time! This book CONTAINS step-by-step, detailed instructions on how you can get rid of your debt FOREVER and achieve REAL financial freedom QUICKLY! There are too many garbage books out there that claim to help you get rid of your debt but just give you plain and simple money advice. THEY ARE ALL GARBAGE and DO NOT help you eliminate your debt… Trust me, I have read all of them in my days and NONE helped me. I had to learn through my own trial and error, making mistakes for years. And TODAY you have the extremely fortunate chance to get your hands on a book that is NOTHING like the others. But this sounds too good to be true! It’s absolutely not. It is 100% possible for you to throw away your debt FAST and FOREVER! All you have to do is read this book and TAKE ACTION. Follow through with all the steps, and before you know it you will be experiencing REAL financial freedom! It’s Finally Time to Take Action. Don’t put it off any longer. Do yourself a huge favor and join the thousands of people that have changed their lives with THIS SYSTEM that I have created… If you are ready to work for this – scroll up, get this book, and take the first steps to your new life TODAY! I am looking forward to seeing you on the inside, and further connecting with you by email, Twitter and my blog! PS: Don’t forget to grab the FREE guide where I teach you how to make $1,000 a month ONLINE! It is linked in the first few pages of the book 😉 Tags: debt free, get out of debt, get rid of debt, how to get out of debt, financial freedom
Navigating Austerity addresses a key policy question of our era: what happens to society and the environment when austerity dominates political and economic life? To get to the heart of this issue, Laura Bear tells the stories of boatmen, shipyard workers, hydrographers, port bureaucrats and river pilots on the Hooghly River, a tributary of the Ganges that flows into the Bay of Bengal and Indian Ocean. Through their accounts, Bear traces the hidden currents of state debt crises and their often devastating effects.
Taking the reader on a voyage along the river, Bear reveals how bureaucrats, entrepreneurs and workers navigate austerity policies. Their attempts to reverse the decline of ruined public infrastructures, environments and urban spaces lead Bear to argue for a radical rethinking of economics according to a social calculus. This is a critical measure derived from the ethical concerns of people affected by national policies. It places issues of redistribution and inequality at the fore of public and environmental plans. Concluding with proposals for restoring more just long term social obligations, Bear suggests new practices of state financing and ways to democratize fiscal policy. Her aim is to transform sovereign debt from a financial problem into a widely debated ethical and political issue. Navigating Austerity contributes to policy studies as well as to the understanding of today’s global injustices. It also develops new theories about the significance of state debt, speculation and time for contemporary capitalism. Sited on a single body of water flowing with rhythms of circulation, renewal and transformation, this ambitious and accessible book will be of interest to specialists and general readers.