EXPLODING THE MYTHS ABOUT MONEY Our money system is not what we have been led to believe. The creation of money has been “privatized,” or taken over by a private money cartel. Except for coins, all of our money is now created as loans advanced by private banking institutions — including the private Federal Reserve. Banks create the principal but not the interest to service their loans. To find the interest, new loans must continually be taken out, expanding the money supply, inflating prices — and robbing you of the value of your money. Web of Debt unravels the deception and presents a crystal clear picture of the financial abyss towards which we are heading. Then it explores a workable alternative, one that was tested in colonial America and is grounded in the best of American economic thought, including the writings of Benjamin Franklin, Thomas Jefferson and Abraham Lincoln. If you care about financial security, your own or the nation’s, you should read this book.

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A comprehensive, current survey of investment products and instruments

Thorough, accessible, and up to date, Financial Instruments is a guide to all of the financial products currently being traded in the world’s markets. Through plain language and in a user-friendly format, David M. Weiss, author of After the Trade Is Made, outlines the many tools available and their unique functions, features, and structures.

Weiss breaks financial instruments into four broad groups: equities, debt, derivatives, and mutual funds. Under each heading, he explores the many types of related products, including exotic investments such as:

? American Depositary Receipts
? Asset-Backed Securities
? Structured Debt
? Futures
? Swaps
? Unit Investment Trusts

Financial Instruments is an indispensable tool for finance professionals-portfolio managers, brokers, financial planners, and institutional investors. It’s also a definitive resource for sophisticated individual investors.

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Season One of the Debt Collector serial with all nine episodes.Save 30% by getting the full season! 
What’s your life worth on the open market? 
A debt collector can tell you precisely.

Lirium plays the part of the grim reaper well, with his dark trenchcoat, jackboots, and the black marks on his soul that every debt collector carries. He’s just in it for his cut, the ten percent of the life energy he collects before he transfers it on to the high potentials, the people who will make the world a better place with their brains, their work, and their lives. That hit of life energy, a bottle of vodka, and a visit from one of Madam Anastazja’s sex workers keep him alive, stable, and mostly sane… until he collects again. But when his recovery ritual is disrupted by a sex worker who isn’t what she seems, he has to choose between doing an illegal hit for a girl whose story has more holes than his soul or facing the bottle alone–a dark pit he’s not sure he’ll be able to climb out of again.

The nine episodes of the Debt Collector serial are collectively 125k words or about 500 pages. This dark and gritty future-noir is about a world where your life-worth is tabulated on the open market and going into debt risks a lot more than your credit rating. For more about the Debt Collector serial, see www(dot)DebtCollectorSeries(dot)com

Contains mature content and themes. 
For young-adult-appropriate thrills, see Susan’s bestselling Mindjack series. 
EPISODE LIST
1-Delirium 
2-Agony
3-Ecstasy4-Broken5-Driven6-Fallen 7-Promise8-Ruthless9-Passion

In this hilarious account of a debt collection agency, the reader is introduced to five categories of excuses debtor’s use to escape paying their bills. Phone dialogue and excerpts from letters are included. Gould describes a possible scenario how the collection industry began with the cave men. A brief history from antiquity through Irish Brehon Law to modern practices culminates with the Federal Fair Debt Collection Practices Act. In 1988, Gerry Gould was named Instructor of the Year by the Association for Credit and Collection Professionals (ACA) International. The rich history of the ACA is highlighted throughout the book. Having an entertaining way of telling a story and teaching that enamored him to his students and fellow professional debt collectors, Gerry’s book is a must read for anyone touched by this industry — collectors, doctors, whom his Royal Collection Agency represented, and yes, even debtors. This is the second book B.B. Gould wrote based on Gerry’s motivational writings. GG’s Principle: Three Steps to Empower You in Any Situation was published in 2011.

For decades, politicians and business leaders alike told the American public that our most important challenge was growing the economy, and that environmental protection could be left to future generations. Now, in the wake of billions of dollars in costs associated with coastal devastation from Hurricane Sandy, rampant wildfires across the West, and groundwater contamination from reckless drilling, it’s increasingly clear that yesterday’s carefree attitude about the environment has morphed into a fiscal crisis of epic proportions. Environmental Debt argues that the costs of global warming, extreme weather, pollution, and other forms of “environmental debt” are wreaking havoc on the economy. To combat these trends, author Amy Larkin proposes a new framework for twenty-first century commerce, based on three principles: 1) Pollution can no longer be free; 2) All business decision making and accounting must incorporate the long view; and 3) Government must play a vital role in catalyzing clean technology and growth while preventing environmental destruction. Profiling the multinational corporations that are transforming their operations with downright radical initiatives, Larkin presents smart policy choices that would actually unleash these business solutions to many global financial and environmental problems.

Ann Harris, an ace debt collector, thought she had it all figured out – money in the bank, a promising career at a law firm, and an unwavering view of what it meant to be a success. Her values are challenged when suddenly she is outperformed by the demons inside her and coerces Thomas Moore, a man at the end of his rope, to become a victim of her anger and conviction against people like her father who were the irresponsible deadbeats of the world. When her law firm forces her into a paid leave of absence, Ann is faced with life-threatening depression which begs her to find her soul again, and slowly, the coldness inside Ann melts when she begins to learn the truth about David, her dying father, and the effect of her damaging ideals upon those who loved her most – such as her younger sister Kate and her devoted ex-boyfriend Paul. Debt is a journey into the heart to explore pride, self-reliance, and our own values which give us the illusion of what it means to survive in a world where one man’s misfortune often becomes another man’s profit.

The author explains how he shed over $300,000 in debt–twice–all while working as a public school teacher. The book offers a compelling view of the debt burden in America today and how the writer made radical choices to pay off everything and to enjoy a life in the black. Included are secrets on boosting income and sources of generating funds while simultaneously slashing costs. Perfect for those searching for answers when it comes to reigning in debt.

A clear presentation of simple and innovative ways to graduate college debt-free with a Bachelors, Masters, and even a PhD degree.

Is it still worth it for low-income students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in America, positing that aid must not only allow access to higher education, but also help students succeed in college and facilitate their financial health post-college.

• Reveals the inadequacy of the scope of the current educational and economic policy debates, including moves to funnel low-income children toward two-year degrees, structure alternative debt repayment schedules, and constrain increases in college tuition

• Answers the question: “Does the student who goes to college and graduates but has outstanding student debt achieve similar financial outcomes to the student who graduates from college without student debt?”

• Examines an important subject of interest to educators, students, and general readers that is related to the larger topics of education, economics, social problems, social policy, public policy, debt, and asset building

• Provides empirical evidence and theoretical support for a fundamental shift in U.S. financial aid policy, from debt dependence to asset empowerment, including an explanation of how institutional facilitation makes Children’s Savings Accounts potentially potent levers for children’s educational attainment and economic well-being, before, during, and after college