I have a question: Why are people afraid to negotiate with the creditors themselves? And just being disciplined making the payment plan negotiated by themselves with the creditor? That's all I do and my debt has come down from close to R100k to it now being around R50k…I just use my mouth to speak for myself and I push myself to be disciplined by paying the negotiated amount. Creditors are human beings just like us and they also have debt????
I hate this because I got into it without knowing. They Credit smart people called me and asked my if I need a debt consolidation loan and it will not affect my credit score. I really wanted to solodate my loans and still have my credit score for future use. When I went to my bank and told one consultant it was too late for me to cancel. I was told to lie that I am not able to pay off my debts and I remember telling the guy that I am able to pay my debts and never had a problem with that. I'm now depressed because I closed one loan but I don't know where to go to clear the unnecessary charges in that account. I have been calling the bank to assist but they take time.
I signed up for debt review in 2017 when I struggling with debt and managed to pay all my debt 2018August. I must say I had the best debt counselor I never had any issues. They did exactly what they said they would do at the time they said they would do. Got my clearance certificate and have been debt free for 2 years full now. However I did try to buy with credit at home choice but was declined in June I’m due to a low credit score but I was later glad for that because I was slowly creeping into my credit living ways. I saved up for the item and got it cash. Feels good. The whole rejection experience from home choice inspired me to start saving I have 3 saving accounts now. My focus has changed now I’m all about saving. No more debt for me
Hi Nicolette I am a Zimbabwean.. an almost 25 year old. I have absolutely nothing to my name and live with my parents. I started listening to you when I was in school 4 years ago unfortunately I was told to stop university and last year had to again because my parents hit financial hardships. I was never a bright student as in if I work hard Im able to just make it as an average student so IT/Medicine or Law kinda things were out of the picture and hence I couldn't find a scholarship. I don't want to be spoon fed but it scares me to death that I will be poor when I'm older. What can I do to get my life on track?
Your videos are a blessings to my finances. I can't begin to explain the satisfaction I feel each month when I see my credit score going up. Baby steps obviously. But its basically making those additional payments to my loan and short term debt. Thank you for the financial education. The way I lecture people now when they make bad financial decisions . I tell them what is you doing please go on YouTube and check out the Financial bunny.
My fiance bought me your book for an Xmas present, i mentioned nothing to him. I think his been secretly watching your videos. Thank you soo much for putting light into our home. informative video as usual. Thanks.
I have a question: Why are people afraid to negotiate with the creditors themselves? And just being disciplined making the payment plan negotiated by themselves with the creditor? That's all I do and my debt has come down from close to R100k to it now being around R50k…I just use my mouth to speak for myself and I push myself to be disciplined by paying the negotiated amount. Creditors are human beings just like us and they also have debt????
Felicidades mi hija.
I'm sure you forgot to edit the part out, I am wondering what's going on now ?
Congratulations on your achievement.?
Nice to see your original face. I'm sorry but u look 10 times better without make up. Nke ono bona g6re o glowa jwang , okare o hlapile ka yogurt
I'm patiently waiting for the next vedio as I closed one account but it keeps on saying I still owe R300. This frustrates me.
Initially I thought I heard date counseling. I was like what??
You don't need make-up you are an extremely beautiful woman
When the content is good and makes one financial healthy.
You even enjoy that pause she made through out the video ???
Welcome to the exciting industry. Let me know if you need any technical assistance. You can inbox me on Facebook
I hate this because I got into it without knowing. They Credit smart people called me and asked my if I need a debt consolidation loan and it will not affect my credit score. I really wanted to solodate my loans and still have my credit score for future use. When I went to my bank and told one consultant it was too late for me to cancel. I was told to lie that I am not able to pay off my debts and I remember telling the guy that I am able to pay my debts and never had a problem with that. I'm now depressed because I closed one loan but I don't know where to go to clear the unnecessary charges in that account. I have been calling the bank to assist but they take time.
Will you be able to do transfers, Most Debt counselors don't really care about clients, Your assets can be taken while you under their debt counselors
#whatsyourmove Great news the Book is available on Amazon I used this Link to purchase it https://amzn.to/3mWQDjb
I signed up for debt review in 2017 when I struggling with debt and managed to pay all my debt 2018August. I must say I had the best debt counselor I never had any issues. They did exactly what they said they would do at the time they said they would do. Got my clearance certificate and have been debt free for 2 years full now. However I did try to buy with credit at home choice but was declined in June I’m due to a low credit score but I was later glad for that because I was slowly creeping into my credit living ways. I saved up for the item and got it cash. Feels good. The whole rejection experience from home choice inspired me to start saving I have 3 saving accounts now. My focus has changed now I’m all about saving. No more debt for me
Congratulations gal so proud of you ?
Your skin sis ???. It is gorgeous, let me watch this video.
Just love you bunny ???super mind superwoman God be with you all da way
thanks Nicollette, looking forward to the next video of the process of getting out.
You look so beautiful without makeup! ??
Congratulations on the life advancements ????
Hi Nicolette I am a Zimbabwean.. an almost 25 year old. I have absolutely nothing to my name and live with my parents. I started listening to you when I was in school 4 years ago unfortunately I was told to stop university and last year had to again because my parents hit financial hardships. I was never a bright student as in if I work hard Im able to just make it as an average student so IT/Medicine or Law kinda things were out of the picture and hence I couldn't find a scholarship. I don't want to be spoon fed but it scares me to death that I will be poor when I'm older. What can I do to get my life on track?
Congratz MoGuuuurl
Congratulations girl????
You look beautiful without makeup ?
Your videos are a blessings to my finances. I can't begin to explain the satisfaction I feel each month when I see my credit score going up. Baby steps obviously. But its basically making those additional payments to my loan and short term debt. Thank you for the financial education. The way I lecture people now when they make bad financial decisions . I tell them what is you doing please go on YouTube and check out the Financial bunny.
You rock
Finally…!! ?????????
Congratulations My Bunny
My fiance bought me your book for an Xmas present, i mentioned nothing to him. I think his been secretly watching your videos. Thank you soo much for putting light into our home. informative video as usual. Thanks.