STORYTIME: I WAS IN MASSIVE DEBT THIS IS HOW I PAID IT OFF!!! | Sophie Shohet

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STORYTIME ON MY DEBT JOURNEY: How I got into it and how I got myself out of it. I talk a lot on here about luxury fashion and lifestyle including brands we all love here – from Chanel to Dior. But with such things comes the need to be able to pay for them. Social media has so many amazing positives, but it also encourages us all to put our best face forward! To show the fruits of our labor and not the labor itself! Debt is a real cause for concern and SO often it’s a taboo subject, one that no one wants to admit to or talk about. My debt started when I enrolled in university. Combination of me being very immature and inexperienced in terms of managing a budget that needed to cover rent/food/books…. AND, the need to still hold-down a social life at university, which meant joining peers when everyone went out in the evenings, to the cinema, shopping etc.
I didn’t tell anyone about my debt because I was frightened, I didn’t want a lecture (I already knew I was a fool for getting myself into it!) and I was embarrassed. Debt affects most of us at some point in our lives; whether it’s credit cards or a mortgage – but the debt spiral can be a hole that is near impossible to get out of. In this I tell you how my debt started with me wanting a packet of free coloring pencils (don’t ask), it then got so big that my salary wouldn’t cover the minimum payments. BUT, I dug my way out of it!! I want to share with you how I did that and let you know, you’re not alone and there is light at the end of the tunnel!

MY DEBT & MONEY VIDEOS: http://bit.ly/2u2nLMv

/////MY CRYSTALIZED CUSTOM iPHONE: http://bit.ly/2FKg0AA
Please check out my friend Saima’s website & Instagram, she can do amazing things with crystals!! 😀
http://bit.ly/2FKg0AA

———// WHAT I WORE //——–

PINK TWEED JACKET
From Sister Jane in 2017: https://amzn.to/2Gw8FIs
Similar (not the same colour but the cut is pretty exact!): http://bit.ly/2InVfeb

KNIT TOP
http://bit.ly/2EdtKS8

LIPSTICK “Just Nothing”
http://bit.ly/2I2Ml5z

LASHES (Designed for subtle day wear, up to 3 months wear)
http://bit.ly/1N1V4B0

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POPULAR VIDEOS

Designer handbag collection: https://youtu.be/bySHx0vJyQY

My Chanel Collection: https://youtu.be/VnZ7i6JAAt8

My Paris Luxury Shopping Unboxing: https://youtu.be/3zvStODnnxI

Collecting My New Bentley vlog: https://youtu.be/JehydMK_zU4

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Porsche 911 video: https://youtu.be/fZfztCkA1kY

Money, Wealth, Business, Motivation & Positivity: http://bit.ly/2u2nLMv

Supercar Lifestyle videos (Lamborghini, Porsche, Ferrari, Bentley):

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///Where I had Lipo Laser & Fractional laser done: http://bit.ly/2i3Tr1o

///Where I have my hair done: http://bit.ly/2upYMD0

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Mail me ! ?

PO Box 107
Surrey
GU25 9BL
UK

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// DISCLAIMER
This is not a sponsored video.

Some links to products are affiliate, I try and link to the exact item where possible but if it’s sold out, I will link to the closest similar item.

Thank you to my lovely subscribers for watching and for your support, it is valued and appreciated more than you can imagine.

Comments

SuperLimerick says:

now i'm beginning to love your videos and your story

The Curious Gypsea says:

i love love love. woman, you are wonderful <3 thank you for sharing. i love being a master of my money blueprint. being able to openly accept ourselves no matter what situation we're in – really truly helps us grow beyond/ <3

Griffin Mathers says:

Living above one's means is dangerous. At every University — well this is bonkers, the same thing happened here, but for credit cards. No free gifts! This just should not be legal, handing out credit cards to 17 and 18 year olds who, as you mentioned, really can't grasp how this all works. I remember splashing out on brunch for six friends my second year as a University student. Now as a Prof, seeing those tables set up to hand credit cards to students who have zero income, I just feel sick.

Alisha Key says:

I have never borrowed any money from a bank during my student years BUT I did some other pretty stupid stuff finance-wise … I guess we learn that way. Thanks for being genuine and sharing this. 🙂

Nicola Longmore says:

I also got in to debt whilst at uni, it was far too easy to!

Arven Krispler says:

One of ur best Videos! Love to hear ur experience!

Anteroization says:

bravo for you to make a video of the debt of u tubers

SENORA MODA says:

Estoy de acuerdo???

MC 20152 says:

I find HSBC so archaic in the processes. They just seem so behind other banks. Everything takes forever

J Mendoza says:

Thank you for posting this experience. I'm in that situation right now plus student loans…. Trying my best to put a good dent in my debt by driving lyft and a full time job, while working on my portfolio to get into my professional career path. Leaving little social life. However, this video made me feel motivated that there will be an end to this damn misery lol. Also selling a lot of things that I don't need on ebay (also trying to get rid of clutter at the same time) to put money towards my debt or swapping out for better quality things I suppose. Life is a battle, that's for sure.

I N V I C T U S 11 says:

I just recently started to watch your channel and of course I'm a subscriber now! I just want to say you have the best personality ever, a simple person in luxury clothes. I admire you! your humble personality could only bring good things in life.
My Best, from Miami :))

Masha SK says:

Thank you for sharing – very brave and honest, what is rare today, as a lot of people keep appearances

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