More info and debt help can be found at http://www.debtcounsellinghelp.co.za
Today’s questions:
I have received a Summons, can you help me?
The biggest mistake that most people make is to leave debt counselling to late. As soon as you have received a summons from your creditor we cannot stop repossession. You can however still ask your creditor to stop the repossession.
You will have to negotiate a new repayment plan with your creditor. As soon as we have detail of your new payment plan and your creditor has agreed that you can place the payments under debt counselling we can continue with debt counselling.
The attorney of the creditor will normally send you a Section 129 final warning before the issue of a summons. You will have 10 working days to apply for debt counselling after the issue of this notice. If you don’t apply in this time you will not be able to include this debt under debt counselling.
Do not ignore a Section 129 Notice or summons. It will not go away by itself. We will help you. Doing nothing is the worst thing you can do.
Contact as soon as you can when you get the Section 129 Notice.
bull shit, you cant apply for debt counselling after you receive the Section 129 notice.