Take Out A Personal Loan To Pay Off Debt?
Subscribe and never miss a new highlight from The Ramsey Show: https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1
Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET
Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more!
Watch and subscribe to all The Ramsey Network shows here: https://www.youtube.com/c/TheRamseyShow/channels?view=49&shelf_id=5
Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy
What an amazing video ramsey, love it. I also know another company that grants up to 15k. Very reasonable interest rates too.
I tried everywhere was denied my credit score is 644 and help Thanks
Getting approved is almost impossible nowadays especially when you got bad credit. Although I discovered the ad of a loan company “credit-mirage" which gives personal & business loans to people at very low interest rates regardless. I got about 17k from them and referred them to others in the family
I'm cutting up my capital one card. I'm working on myself and why I buy crap. ?? ??. I have money coming in by fall too. Paying off my motorcycle and never going in debt again
I hate how john sings all the time.
It would be a move to do though. She will not pay it off in a year so she would need to cut the cards get to work. It would save more than 2k in the long run.
I’m only 20 lord take the wheel
She's not going to listen.
Thanks Dave! Just leaned a lot from you so I’m gonna pay this debt off without taking a loan.
Great channel Dave !! Your content is inspiring and has helped convinced me to change my lifestyle. The results are apparent already and it's just a few months – appreciate all you do !!
Aversion to debt will keep everyone broke. The wealthy are playing by different rules and get a little further ahead everyday
It’s crazy how these women call in and try to argue with Dave
I'll have to say I kept rolling cc debt over to no intrest cards for 20 years almost every time no rollover fee til a couple of years ago maybe 300$ but it's all paid off I think I beat the banks on this, probably about 30k overall 300 intrest for 20 year loan .05% anuallized.
I love watching these even though I already know what the answer is gonna be lol
Bankers are notoriously on moving debt but in reality the debt is still there ????
This caller been listening? I'm at the beginning of the video so I may miss something.
Thank you, Ramsey Solutions!
10% is 10%! 2,400 per year for a couple years is $2,400 per year! A person making $75k wouldn’t scoff at a $2,400 raise, why not give yourself one by restructuring?
I am shocked dave recommended opening a only fans account as a side gig.
I love it how Dave encourages people even when they’ve only paid off small amounts. Dave’s a gagillionaire and yet he still has the heart to say “Good, making progress” on hundreds or thousands of dollars worth of debt. ? it’s just so lovely that he’s lived this process and has never lost feeling for dealing with smaller milestones.
Stop charging
Buy a cheap Honda or Toyota. They may be boring but they run forever.
Debt consolidation really does kick the can farther down the road. Yes it’s true it can free up your monthly income by a few percentage points, but you are so much better off paying off one debt at a time and free up income as you keep working
70 k should be one year.
Dave is right about this. Debt consolidation and refinancing to lower interest can be mildly helpful (assuming you don’t negate the savings by paying some fee or otherwise get ripped off) but it leads to the false belief that you’ve done something significant to address your problem.