Getting to the right headspace to tackle your debt is half the battle. Learning the techniques you might need to get into the right mindset is an important part of getting out of debt; otherwise, your determination and motivation will be tough to come by. It’s more than frugal living, saving money, or embracing minimalism – it’s about a money mindset, too!
Debt Snowball Video: https://www.youtube.com/watch?v=e2NybrChrVc&t=15s
How To Stop Overspending eBook: https://frozenpennies.lpages.co/overspending-list-reg-price/
Meal Planning Toolkit (FREE): https://frozenpennies.lpages.co/dmt-freebie-youtube/
Budget Planner (FREE): https://frozenpennies.lpages.co/budget-planner-freebie/
{NEW} Christmas Bliss Spreadsheet and Planner: https://frozenpennies.lpages.co/christmas-spreadsheet/
________________________________________________________________________
Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
As an Amazon Associate, I earn from qualifying purchases.
Favorite Money Saving Things:
https://frozenpennies.lpages.co/favorite-money-saving-things
________________________________________________________________________
I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.
About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
________________________________________________________________________
DISCLAIMERS:
– Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
– Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach. All content on this channel is intended for entertainment, informational & inspirational purposes only. Don’t hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.
**FLASH SALE** Grab the Debt Freedom RoadMap ON SALE for a limited time! https://frozenpennies.lpages.co/debt-free-list-flash-sale
I am debt free including home. It’s the greatest feeling. It’s a huge weight lifted. Some people say oh well you have taxes and upkeep. Yes absolutely true but not on top of a mortgage payment!! You just sleep better knowing you don’t owe anything to anyone. It’s hard to put in words.
For my birthday this october i have been invited to high tea daughters buying my favourite percume
THANK YOU SO MUCH!!! This video was especially helpful and compassionate, thank you for sharing your tossing and turning in bed, worrying about bills. I, as a widow, felt so alone in this because my family NEVER TALKED CALMLY about money. Money for us was always a source of stress, and when stressed we would shop to feel better. We saved very little. But what stuck with me is you said THE PAST IS THE PAST and we must learn from it and CHANGE OUR MINDSETS, AGAIN, YOU ARE A BLESSING!!!
Why does everyone equate being frugal and debt free to minimalism? Having less does not lift any burdens for me. Prepping and stockpiling necessities when on sale- before emergencies gives me peace of mind. I'm paying yesterday's prices for tomorrow's goods. Also, prioritizing secured debt over unsecured debt helps. Working on my mortgage before my credit cards. If the economy fails and I miss a credit card payment, nothing happens. If the economy fails and I miss a mortgage payment, I loose my house. I really wish there were frugal channels for preppers. Havent found one yet though.
???????????????