Getting to the right headspace to tackle your debt is half the battle. Learning the techniques you might need to get into the right mindset is an important part of getting out of debt; otherwise, your determination and motivation will be tough to come by. It’s more than frugal living, saving money, or embracing minimalism – it’s about a money mindset, too!

Debt Snowball Video: https://www.youtube.com/watch?v=e2NybrChrVc&t=15s

How To Stop Overspending eBook: https://frozenpennies.lpages.co/overspending-list-reg-price/

Meal Planning Toolkit (FREE): https://frozenpennies.lpages.co/dmt-freebie-youtube/

Budget Planner (FREE): https://frozenpennies.lpages.co/budget-planner-freebie/

{NEW} Christmas Bliss Spreadsheet and Planner: https://frozenpennies.lpages.co/christmas-spreadsheet/

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Favorite Money Saving Things:

https://frozenpennies.lpages.co/favorite-money-saving-things

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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.

About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach, there is no better place to learn about debt freedom, budgeting, and overall frugal living.

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DISCLAIMERS:

– Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
– Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach. All content on this channel is intended for entertainment, informational & inspirational purposes only. Don’t hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.

From the chief economic commentator for the Financial Times, a brilliant tour d’horizon of the new global economy and its trajectory

There have been many books that have sought to explain the causes and courses of the financial and economic crisis which began in 2007?8. The Shifts and the Shocks is not another detailed history of the crisis, but the most persuasive and complete account yet published of what the crisis should teach us about modern economies and economics.

The book identifies the origin of the crisis in the complex interaction between globalization, hugely destabilizing global imbalances and our dangerously fragile financial system. In the eurozone, these sources of instability were multiplied by the tragically defective architecture of the monetary union. It also shows how much of the orthodoxy that shaped monetary and financial policy before the crisis occurred was complacent and wrong. In doing so, it mercilessly reveals the failures of the financial, political and intellectual elites who ran the system.

The book also examines what has been done to reform the financial and monetary systems since the worst of the crisis passed. ?Are we now on a sustainable course?” Wolf asks. ?The answer is no.” He explains with great clarity why ?further crises seem certain” and why the management of the eurozone in particular ?guarantees a huge political crisis at some point in the future.” Wolf provides far more ambitious and comprehensive plans for reform than any currently being implemented.

Written with all the intellectual command and trenchant judgment that have made Martin Wolf one of the world’s most influential economic commentators, The Shifts and the Shocks matches impressive analysis with no-holds-barred criticism and persuasive prescription for a more stable future. It is a book no one with an interest in global affairs will want to neglect.